Assets used in Business

$iterateAsset){ ?>

$value) { echo ''; echo ''; echo $value['header_row']; ?> '; echo ''; echo '
'; } } } } else { echo '

No other assests used for business.

'; } if($business_assets_form_remark != "" ){ echo '

'.$business_assets_form_remark.'

'; } } // ENd of if business assesst available in this current index ?> ↑ /↓'; if(isset($pd_processed_forms[14][$business_count])) { $baRow = $pd_processed_forms[14][$business_count]; $businessFinancialRow = json_decode($baRow['processed_json'],true); //print_r($businessFinancialRow['estimated_value'][0]['estimate_posmachine_or_cc_annual_sales']);die(); $financial_remarks = $businessFinancialRow['financial_remarks']; $comments_on_financials = isset($businessFinancialRow['financial_reason']) ? $businessFinancialRow['financial_reason'] : ''; //echo $financial_remarks;die(); // statementdate_per_financial if(isset($businessFinancialRow['kuccha_records_shown'])) { $financial_kuccha_info['kuccha_records_shown'] = $businessFinancialRow['kuccha_records_shown']; $financial_kuccha_info['kuccha_bill_allowed'] = $businessFinancialRow['kuccha_bill_allowed']; $financial_kuccha_info['customer_declared_turnover'] = $businessFinancialRow['customer_declared_turnover']; } //only for Indusind Lender if(isset($businessFinancialRow['tot_business_FY'])) { $current_business_info['tot_business_FY'] = $businessFinancialRow['tot_business_FY']; $current_business_info['remarks_tot_business_FY'] = $businessFinancialRow['remarks_tot_business_FY']; $current_business_info['orders_hand_FY'] = $businessFinancialRow['orders_hand_FY']; } //print_r($financial_kuccha_info);die(); if(strtoupper($businessFinancialRow['is_financial_statements'])=='YES' && count($businessFinancialRow['date_per_financial'])>0){ $bindBusinessFinancial["company_name"] = MYUTIL::findCompanyName($all_company_details,$businessFinancialRow['company_id'],1); //$bindBusinessFinancial["company_name"] .= count($businessFinancialRow['date_per_financial'])>1 ? ' provided with last '.count($businessFinancialRow['date_per_financial']).' years of financial statements and the snapshot is as below :' : ' we were provided with last '.count($businessFinancialRow['date_per_financial']).' year of financial statements and the snapshot is as below :'; $bindBusinessFinancial["years_data_provided"] = count($businessFinancialRow['date_per_financial']); $bindBusinessFinancial['is_statement']= 1; $bindBusinessFinancial['statements']=FINANCIALFORM::getBusinessFinancialDetails($businessFinancialRow['date_per_financial']); } else { $bindBusinessFinancial["company_name"] =MYUTIL::findCompanyName($all_company_details,$businessFinancialRow['company_id'],1); $bindBusinessFinancial["years_data_provided"] = 0; $bindBusinessFinancial['statements']=array(); $bindBusinessFinancial['is_statement']= 0; } // customer if(strtoupper($businessFinancialRow['is_financial_customer'])!='YES' && (!isset($businessFinancialRow['estimated_value']))){ $bindBusinessFinancial["financial_customer"] =""; //$bindBusinessFinancial["financial_customer"] ="As per Loan Applicant(s) met, the financials are as below :"; $bindBusinessFinancial['customer_statements']=array(); $bindBusinessFinancial['customer_statements_header']=array(); $bindBusinessFinancial['is_customer_statement'] = 0; } else if(strtoupper($businessFinancialRow['is_financial_customer'])!='YES' && count($businessFinancialRow['estimated_value'])>0) { $bindBusinessFinancial["financial_customer"] =""; //$bindBusinessFinancial["financial_customer"] ="As per Loan Applicant(s) met, the financials are as below :"; $bindBusinessFinancial['customer_statements']=FINANCIALFORM::getBusinessCustomerFinancialDetails($businessFinancialRow['estimated_value']); $bindBusinessFinancial['customer_statements_header']=FINANCIALFORM::getBusinessCustomerHeader($businessFinancialRow['estimated_value']); $bindBusinessFinancial['is_customer_statement'] = 1; } else { $bindBusinessFinancial["financial_customer"] ="As per Loan Applicant(s) met, the actual turnover and net profit of his business is same as disclosed in financial statements."; $bindBusinessFinancial['customer_statements']=array(); $bindBusinessFinancial['customer_statements_header']=array(); $bindBusinessFinancial['is_customer_statement'] = 0; } // ############### this section only for CLIX HOUSING FINANCE LENDER if(isset($businessFinancialRow['is_turnover_validated']) && strtoupper($businessFinancialRow['is_turnover_validated']) == 'YES') { $bindBusinessFinancial['turnover_statements']=FINANCIALFORM::getBusinessCustomerFinancialDetails($businessFinancialRow['turnover_values']); $bindBusinessFinancial['customer_statements_header']=FINANCIALFORM::getBusinessCustomerHeader($businessFinancialRow['turnover_values']); $bindBusinessFinancial['how_turnover_validated'] = (!strcasecmp( strtolower($businessFinancialRow['how_turnover_validated']),'others')) ? 'Validated from '.$businessFinancialRow['turnover_validated_others'] : $businessFinancialRow['how_turnover_validated']; $bindBusinessFinancial['is_turnover_validated'] = 1; } // ############### this section only for CLIX HOUSING FINANCE LENDER $bindBusinessFinancial['working_capital_receive'] = $businessFinancialRow['receive_the_money_in_days']; $bindBusinessFinancial['working_capital_pay'] = $businessFinancialRow['pay_the_money_in_days']; $bindBusinessFinancial['working_capital_unsold_stock'] = is_numeric($businessFinancialRow['unsold_stock_lies_in_days']) ? $businessFinancialRow['unsold_stock_lies_in_days'] : 'Data Not Provided'; $bindBusinessFinancial['is_working_capital_facility'] = $businessFinancialRow['is_there_working_capital_available']; if(isset($businessFinancialRow['select_working_capital_facilities_availed'])) { foreach($businessFinancialRow['select_working_capital_facilities_availed'] as $k => $v) { switch($v['id']) { case 1: $businessFinancialRow['select_working_capital_facilities_availed'][$k]['name'] = $businessFinancialRow['other_reason_for_working_capital_facilities_availed']; $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['reason_for_working_capital_facilities_availed']; break; case 2: $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['bank_guarantee']; break; case 3: $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['cash_credit_limit']; break; case 4: $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['factoring']; break; case 5: $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['factoring']; break; case 6: $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['letter_of_credit']; break; case 7: $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['od_limit']; break; case 8 : $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['lender_name']; break; case 9 : $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['loan_amount']; break; case 10 :$businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['loan_type']; break; case 11 :$businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['loan_tenor']; break; case 12 :$businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['loan_start_date']; break; case 13 :$businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['monthly_emi']; break; } } } $bindBusinessFinancial['working_capital_facilites'] = isset($businessFinancialRow['select_working_capital_facilities_availed']) ? $businessFinancialRow['select_working_capital_facilities_availed'] : null; $bindBusinessFinancial['estimate_posmachine_or_cc_annual_sales'] = isset($businessFinancialRow['estimated_value'][0]['estimate_posmachine_or_cc_annual_sales']) ? $businessFinancialRow['estimated_value'][0]['estimate_posmachine_or_cc_annual_sales'] : null; //print_r($bindBusinessFinancial['select_working_capital_facilities_availed']); //FINANCIALFORM::getAvailableFacilities($businessFinancialRow[-'"working_capital_facilities_availed']); if($pd_master_details[0]['lender_short_name'] == 'CFPL'){ $bindBusinessFinancial['cfpl_lender_details'][] = array('name' => "Turnover in last completed Year",'details' => isset($businessFinancialRow['turnover_lastcomplete_year'])?$businessFinancialRow['turnover_lastcomplete_year']: null ); $bindBusinessFinancial['cfpl_lender_details'][] = array('name' => "YTD turnover (till last month)",'details' => isset($businessFinancialRow['ytd_turnover'])?$businessFinancialRow['ytd_turnover']: null ); // $bindBusinessFinancial['cfpl_lender_details'][] = array('name' => "Overall debtor collection period",'details' => isset($businessFinancialRow['deptor_collection_period'])?$businessFinancialRow['deptor_collection_period']: null ); // $bindBusinessFinancial['cfpl_lender_details'][] = array('name' => "Overall Inventory holding period",'details' => isset($businessFinancialRow['inventory_holding_period'])?$businessFinancialRow['inventory_holding_period']: null ); // $bindBusinessFinancial['cfpl_lender_details'][] = array('name' => "Overall creditor payment period",'details' => isset($businessFinancialRow['creditor_payment_period'])?$businessFinancialRow['creditor_payment_period']: null ); } array_push($businessFinancialResult,$bindBusinessFinancial); ?> 0){ ?>

Financial Information

0){ ?>

Company / Firm Name : " . $iterateFinance['company_name']; ?>

No of Years of Financial Statements provided : " . $iterateFinance['years_data_provided']; ?>

Snapshot of Financials as per Books of Account Provided : "; ?>

"."FY ".$bfRow['financial_year']."";}?> '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($bfRow['financial_sales_revenue']).'';}?> '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($bfRow['financial_net_profit']).'';}else{ echo ''; } }?>'.$bfRow['financial_margin_of_profit'].' %';}else { echo ''; } }?>= 0 ? '' : ''; }else { echo '';}?> = 0 ? '' :''; }else {echo '';} }?> = 0 ? '' : ''; }else { echo '';}}?>

Particulars
Sales / Revenue (Rs)
Net Profit / (Net Loss) (Rs)	('.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($bfRow['financial_net_loss']).')
Net Profit or (Net Loss) to Sales %	('.$bfRow['financial_margin_of_loss'].' %)
% () in Sales over PY	'.$bfRow['sale_variation'].' %	('.$bfRow['sale_variation'].' %)	NA
% () in Net Profit over PY	'.$bfRow['profit_variation'].' %	('.$bfRow['profit_variation'].')	NA
% () in Net Profit % over PY	'.$bfRow['financial_profit_to_sale_variation'].' %	('.$bfRow['financial_profit_to_sale_variation'].' %)	NA

' . $comments_on_financials . '

'; } } else { if($pd_master_details[0]['fk_pd_type'] == 1) { echo "

Financial statements not provided by ".$loan_word." Applicants to PD officer.

";} } // if($pd_master_details[0]['lender_short_name'] != 'CFPL' ) {} ?>

0){ //print_r($iterateFinance['customer_statements']); ?>

As per Applicant(s) met, the Financials are as below:

Particulars	Range provided		Final Considered
	From	To
Sales / Revenue (Rs)
Net Profit or (Net Loss) to Sales %			>
Net Profit / (Net Loss) (Rs) >>>>			>

As per Loan Applicant(s) met, the Financials are as below:

Particulars	Range provided		Final Considered
	From	To
Sales / Revenue (Rs)
Net Profit or (Net Loss) to Sales (Rs)			>
Net Profit / (Net Loss)% >>>>			>

As per Loan Applicant(s) met,'. $rupee_symbol . ' '. MYUTIL::customIndianNumberFormat($iterateFinance['estimate_posmachine_or_cc_annual_sales']) .' as Annual sales through credit cards / POS machines.

'; }; } ?> As per Loan Applicant(s) met, the financials figures were not provided.

"; } // ####################### THIS SECTION ONLY FOR CLIX HOUSING FINANCE LENDER ##########################--> if(isset($iterateFinance['turnover_statements'])) { foreach($iterateFinance['turnover_statements'] as $turnover){ if(!strcasecmp($turnover['estimate_net_margin_availablity'],'yes')){ ?>

Turnover Validated During PD:

Particulars	Range provided		Final Considered
	From	To
Sales / Revenue (Rs)
Net Profit or (Net Loss) to Sales %			>
Net Profit / (Net Loss) (Rs) >>>>			>

Turnover Validated During PD:

Particulars	Range provided		Final Considered
	From	To
Sales / Revenue (Rs)
Net Profit or (Net Loss) to Sales (Rs)			>
Net Profit / (Net Loss)% >>>>			>

Turnover and Netprofit was '.$iterateFinance['how_turnover_validated']; } ?> Validation of Customer Declared Financials :

'; // echo 'Kuccha Record Seen (Yes/No) : ';echo $financial_kuccha_info['kuccha_records_shown'] == 'yes' ? 'Yes' : 'No Kuccha Records made available to PD officer and therefore validation of customer declared financials was not possible.'; if($financial_kuccha_info['kuccha_records_shown'] == 'yes' ) { echo '

Validation of Customer Declared Financials :

'; echo 'Kuccha Record Seen (Yes/No) : ';echo $financial_kuccha_info['kuccha_records_shown'] == 'yes' ? 'Yes' : ''; echo "

Photograph of Kuchha Bills Allowed (Yes/No) : ". ($financial_kuccha_info['kuccha_bill_allowed'] == 'yes' ? 'Yes, enclosed with report': 'No'); if($pd_master_details[0]['fk_pd_type'] == 1) { echo '

Number of Kuccha Bills and Values therein, justifies the customer declared turnover (Yes / No): '. ( $financial_kuccha_info['customer_declared_turnover'] == 'yes' ? 'Yes': 'No'); } } } //only for Indusind Lender if(count($current_business_info)) { echo '

Current Business :

'; echo 'Approximate Total Business / Sales Done for Current FY as on date is '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($current_business_info['tot_business_FY']); echo $current_business_info['remarks_tot_business_FY'] != "" ? ' ( '. $current_business_info['remarks_tot_business_FY'] .' ) ': ''; echo '
Orders in Hand to be executed in Current FY : '. $current_business_info['orders_hand_FY']; } ?> $facility){ echo ''; }?>

S.No	Particulars	Details
'.(++$fk) .'	'.$facility['name'].'	'.$facility['details'].'

S.No	Particulars	Days
1	Debtor Days
2	Creditor Days
3	Stock Days

$facility){ echo ''; }?>

S.No	Facility Type	Facility Details
'.(++$fk) .'	'.$facility['name'].'	'.$facility['details'].'

The Loan Applicants have not availed any ".$business_fin_sub_title2." from any financial institution.

";} } ?> '. $financial_remarks.'

'; } } else {?>

Financial information is not available.

0){ $getEachValues['is_od_cc'] = null; foreach($businessBankRow['banking_details'] as $bd){ if($bd['account_type']== 4 || $bd['account_type']== 3){ $getEachValues['is_od_cc'] = true; } } $getEachValues['bankDetails']=BANKINGFORM::getBusinessBankingDetails($businessBankRow['banking_details'],$pd_master_details[0]['pd_id']); $bankingResult = array_merge($bankingResult,$getEachValues); } } ?> Business Banking:'; if($is_business_banking_available != null){ ?>

Account Name	Bank Name	Account Type	Account Vintage	OD/CC Limit(Rs)	Main Business A/c

As per person met, Applicant does not have any business account.

'; } if($business_banking_common_remarks != ""){ echo '

'.$business_banking_common_remarks.'

'; } }// end of busienss bankDetails available in this currrent index ?> $ibRow) { $individualBankRow = json_decode($ibRow['processed_json'],true); if(isset($individualBankRow['bank_info_available_business']) && $individualBankRow['bank_info_available_business'] == 1){ if(count($individualBankRow['business_details'])>0){ $getBuinessEachValues=BANKINGFORM::getNewBuinessBankingDetails($individualBankRow['business_details'],$pd_master_details[0]['pd_id']); $newBankingResult = array_merge($newBankingResult,$getBuinessEachValues); } } // if(isset($individualBankRow['bank_info_available']) && $individualBankRow['bank_info_available'] == 1) // { // if(count($individualBankRow['banking_details'])>0){ // $getIndividualEachValues=BANKINGFORM::getIndividualBankingDetails($individualBankRow['banking_details'],$pd_master_details[0]['pd_id']); // $newBankingResult = array_merge($newBankingResult,$getIndividualEachValues); // } // } } foreach($newBankingResult as $bd){ if($bd['account_type']== 4 || $bd['account_type']== 3){ $is_od_cc = true; } } if(count($newBankingResult)>0){ // $newBankingResult = array_filter($newBankingResult, function ($var) { // // return ($var['same_ac_used_for'] == "Business"); // return (($var['account_name'] == $fetchRow['company_details']['company_name']) && ($var['same_ac_used_for'] == "Business")); // }); for($a = 0; $a <= count($newBankingResult); $a++){ if($newBankingResult[$a]['account_name'] == $fetchRow['company_details']['company_name'] && $newBankingResult[$a]['str_flag'] == "buiness-company"){ $filteredBankingResult[$b] = $newBankingResult[$a]; $b++; } } }//forloop ends here. ?> Business Banking:'; if(count($filteredBankingResult)>0){ ?>

Account Name	Bank Name	Account Type	Account Vintage	OD/CC Limit(Rs)	Main Business A/c

As per person met, Applicant does not have any business account.

'; echo '

As per loan applicant, he does not have any business account.

'; } } ?> 1Product / Service '; $client_second_row = '2Contact Person '; $client_third_row = '3Mobile Number '; $client_fourth_row = '4Landline No'; $client_fifth_row = '5Payment Terms'; $client_sixth_row = '6Payment Mode'; $client_seventh_row = '7No of Days Credit'; // this is for manufacturing if(array_key_exists('manufacturing_details',$clientRow)){ $clientRow['manufacturing_details'][0]['main_raw_materials_total_payments_percent_on_credit'] ? $done_on_credit['manufacturing prodcuts'] = $clientRow['manufacturing_details'][0]['main_raw_materials_total_payments_percent_on_credit'] : ''; foreach($clientRow['manufacturing_details'] as $manuRow){ if(isset($manuRow['main_raw_materials'])){ //$to_no_of_clients += count($manuRow['main_raw_materials']); foreach($manuRow['main_raw_materials'] as $main_raw_material_key => $main_raw_material) { if($main_raw_material['manufacturing_product_name'] != "" || $main_raw_material['manufacturing_product_name'] != null) { $to_no_of_clients ++; } //print_r($main_raw_material); $client_first_row .= ''.$main_raw_material['manufacturing_product_name'].''; $client_second_row .= isset($main_raw_material['person_title_name_master']) ? '' . $main_raw_material['person_title_name_master'].' ': ''; $client_second_row .= $main_raw_material['manufacturing_contact_person_name'] ; $client_second_row .= isset($main_raw_material['person_designation']) && $main_raw_material['person_designation']== 1 ? ' '.$main_raw_material['other_person_designation'] : ' ';// $client_second_row .= isset($main_raw_material['person_designation_master']) && $main_raw_material['person_designation'] != 1? $main_raw_material['person_designation_master'] : '' ; $client_second_row .= ' '.$main_raw_material['manufacturing_client_name'].''; $client_third_row .= ''.($main_raw_material['manufacturing_contact_person_mobile_number'] ? $main_raw_material['manufacturing_contact_person_mobile_number'].'' : 'Not Provided' .''); $client_fourth_row .= $main_raw_material['person_stdcode'] && $main_raw_material['person_landline'] ? ''. $main_raw_material['person_stdcode'].' '.$main_raw_material['person_landline'].'' : ''.'Not Provided'.''; $client_fifth_row .= isset($main_raw_material['manufacturing_payment_type_master']) && $main_raw_material['manufacturing_payment_type_master'] ? ''. $main_raw_material['manufacturing_payment_type_master'] .'' : 'NA'; $client_sixth_row .= $main_raw_material['manufacturing_payment_mode'] ? ''. $main_raw_material['manufacturing_payment_mode'] .'' : 'NA';; $client_seventh_row .= $main_raw_material['manufacturing_credit_days_from'] && $main_raw_material['manufacturing_credit_days_to'] ? ''. $main_raw_material['manufacturing_credit_days_from'].' to '. $main_raw_material['manufacturing_credit_days_to'].' days'.'' :' NIL ' ; } } } } // this is for trading if(array_key_exists('trade_details',$clientRow)){ $clientRow['trade_details'][0]['trading_products_total_payments_percent_on_credit'] ? $done_on_credit['trading products'] = $clientRow['trade_details'][0]['trading_products_total_payments_percent_on_credit'] : ''; foreach($clientRow['trade_details'] as $tradeRow){ if(isset($tradeRow['trading_products'])){ //$to_no_of_clients += count($tradeRow['trading_products']); foreach($tradeRow['trading_products'] as $trading_product_key => $trading_product) { if($trading_product['trade_product_name'] != "" || $trading_product['trade_product_name'] != null) { $to_no_of_clients++; } $client_first_row .= ''.$trading_product['trade_product_name'].''; $client_second_row .= isset($trading_product['person_title_name_master']) ? '' . $trading_product['person_title_name_master'].' ': ''; $client_second_row .= $trading_product['trade_product_contact_person_name'] ; $client_second_row .= isset($trading_product['person_designation']) && $trading_product['person_designation']== 1 ? ' '.$trading_product['other_person_designation'] : ' ';// $client_second_row .= isset($trading_product['person_designation_master']) & $trading_product['person_designation'] != 1? $trading_product['person_designation_master'] : '' ; $client_second_row .= ' '.$trading_product['trade_client_name'].''; $client_third_row .= ''. ($trading_product['trade_product_contact_person_mobile_number'] ? $trading_product['trade_product_contact_person_mobile_number'].'' : 'Not Provided'.''); $client_fourth_row .= $trading_product['person_stdcode'] && $trading_product['person_landline'] ? ''. $trading_product['person_stdcode'].' '.$trading_product['person_landline'].'' : ''.'Not Provided'.''; $client_fifth_row .= isset($trading_product['trade_product_payment_type_master']) ? ''. $trading_product['trade_product_payment_type_master'] .'' : 'NA'; $client_sixth_row .= $trading_product['trade_product_payment_mode'] ? ''. $trading_product['trade_product_payment_mode'] .'' : 'NA';; $client_seventh_row .= $trading_product['trade_product_credit_days_from'] && $trading_product['trade_product_credit_days_to']? ''. $trading_product['trade_product_credit_days_from'].' to '. $trading_product['trade_product_credit_days_to'].' days'.'' :' NIL ' ; } } } } //this is for service if(array_key_exists('service_provider_details',$clientRow)){ $clientRow['service_provider_details'][0]['service_products_total_payments_percent_on_credit'] ? $done_on_credit['service providing'] = $clientRow['service_provider_details'][0]['service_products_total_payments_percent_on_credit'] : ''; foreach($clientRow['service_provider_details'] as $serviceRow){ if(isset($serviceRow['service_products'])){ //$to_no_of_clients += count($serviceRow['service_products']); foreach($serviceRow['service_products'] as $service_product_key => $service_product) { if($service_product['service_provider_product_name'] != "" || $service_product['service_provider_product_name'] != null) { $to_no_of_clients++; } $client_first_row .= ''.$service_product['service_provider_product_name'].''; $client_second_row .= isset($service_product['person_title_name_master']) ? '' . $service_product['person_title_name_master'].' ': ''; $client_second_row .= $service_product['service_provider_product_contact_person_name'] ; $client_second_row .= isset($service_product['person_designation']) && $service_product['person_designation']== 1 ? ' '.$service_product['other_person_designation'] : ' ';// $client_second_row .= isset($service_product['person_designation_master']) && $service_product['person_designation'] != 1 ? $service_product['person_designation_master'] : '' ; $client_second_row .= ' '.$service_product['service_provider_client_name'].''; $client_third_row .= ''. ($service_product['service_provider_product_contact_person_mobile_number'] ? $service_product['service_provider_product_contact_person_mobile_number'].'' : 'Not Provided' .''); $client_fourth_row .= $service_product['person_stdcode'] && $service_product['person_landline'] ? ''. $service_product['person_stdcode'].' '.$service_product['person_landline'].'' : ''.'Not Provided'.''; $client_fifth_row .= $service_product['service_provider_product_payment_type_master'] ? ''. $service_product['service_provider_product_payment_type_master'] .'' : 'NA'; $client_sixth_row .= $service_product['service_provider_product_payment_mode'] ? ''. $service_product['service_provider_product_payment_mode'] .'' : 'NA'; $client_seventh_row .= $service_product['service_provider_product_credit_days_from'] && $service_product['service_provider_product_credit_days_to']? ''. $service_product['service_provider_product_credit_days_from'].' to '. $service_product['service_provider_product_credit_days_to'].' days'.'' :' NIL ' ; } } } } } $client_first_row .= ''; $client_second_row .= ''; $client_third_row .= ''; $client_fourth_row .= ''; $client_fifth_row .= ''; $client_sixth_row .= ''; $client_seventh_row .= ''; //echo $client_third_row; ?> Client Details'; if($is_client_details_available != null) { ?> Client $i"; }?>

Sr.No	Particulars

$value) { if(count($temp)) { foreach ($temp as $tk => $tvalue) { $value == $tvalue ? $all_same = true : $all_same = false ;array_push($temp, $value); } } else { array_push($temp, $value); } } if($all_same || count($done_on_credit) == 1) { echo "

Out of total sales done by ".$name_of_the_company .", ".$vals[0]."% is done on credit.

"; } else { $activities = ''; foreach ($done_on_credit as $dkey => $dvalue) { $activities .= $dkey.' '.$dvalue.'%, '; } $activities = substr_replace($activities,' ', -2); $activities = substr_replace($activities,' and ',strripos($activities,','),2); echo "

Out of total sales done by ".$name_of_the_company .", ".$activities."are done on credit.

"; } } //CLient Photo Section // $client_photo_count = $pd_images[2]; // $client_img_row_count = ceil(count($client_photo_count) / 3); // if(count($client_photo_count)){ // // echo '
'; // // echo '

Supplier '.($k+1).' Photograph`s :

'; // // echo '
'; // echo ''; // $client_from_index_increment = 0; // for($img_row = 1; $img_row <= $client_img_row_count; $img_row++) // { // echo ''; // $from = $client_from_index_increment; // $to = ($from + 2); // for($client_photo_iter = $from; $client_photo_iter <= $to;$client_photo_iter++) // { // if(isset($client_photo_count[$client_photo_iter]) &&$client_photo_count[$client_photo_iter]['company_id'] == ($business_count+1)) // { // echo ''; // //unset($stock_photo_count[$stock_photo_iter]); // } // } // //echo "

---

"; // echo ''; // $client_from_index_increment = $client_from_index_increment + 3; // } // //echo ''; // echo '

'; // echo ' '; // echo ''; // echo ' '.$client_photo_count[$client_photo_iter]['pd_document_title'].' '.$client_photo_count[$client_photo_iter]['location'].' '. date('Y/m/d h:s:i A',strtotime($client_photo_count[$client_photo_iter]['createdon'])).' '; // echo ' '; // echo '

'; // } ?> '.$client_form_remarks.'

'; } // ENd of client info available in this current index ?> 1Item Purchased '; $supplier_second_row = '2Contact Person '; $supplier_third_row = '3Mobile Number '; $supplier_fourth_row = '4Landline No'; $supplier_fifth_row = '5Payment Terms'; $supplier_sixth_row = '6Payment Mode'; $supplier_seventh_row = '7No of Days Credit'; if(isset($pd_processed_forms[1][$business_count])) { $supplier_details = $pd_processed_forms[1][$business_count]; $supplierRow = json_decode($supplier_details['processed_json'],true); //print_r($supplierRow); $supplier_form_remarks = (isset($supplierRow['supplier_info_form_remark']) ? $supplierRow['supplier_info_form_remark'] : ''); if(isset($supplierRow['supplier_info_available']) && $supplierRow['supplier_info_available'] == 1) { $is_supplier_details_avaialable = 1; $company_name_for_supplier_form_dispaly = MYUTIL::findCompanyName($all_company_details,$supplierRow['company_id'],1); //$supplierResult['company_name'] = $company_name; $total_no_of_suppliers = 0; $total_payments_percent_on_credit_for_supplier = 0; foreach($supplierRow['manufacturing_details'] as $manuRow){ $total_payments_percent_on_credit_for_supplier += isset($supplierRow['manufacturing_details'][0]['main_raw_materials_total_payments_percent_on_credit']) ? $supplierRow['manufacturing_details'][0]['main_raw_materials_total_payments_percent_on_credit'] : 0; if(isset($manuRow['main_raw_materials'])){ foreach($manuRow['main_raw_materials'] as $rawkey => $raw){ if($raw['manufacturing_raw_material_name'] != "" || $raw['manufacturing_raw_material_name'] != null) { $total_no_of_suppliers++; } $supplier_first_row .= ''.$raw['manufacturing_raw_material_name'].''; $supplier_second_row .= isset($raw['person_title_name_master']) ? '' . $raw['person_title_name_master'].' ': '' . ''; $supplier_second_row .= $raw['manufacturing_contact_person_name'] ; $supplier_second_row .= isset($raw['person_designation']) && $raw['person_designation']== 1 ? ' '.$raw['other_person_designation'] : ' ';// $supplier_second_row .= isset($raw['person_designation_master']) && $raw['person_designation'] != 1? $raw['person_designation_master'] : '' ; $supplier_second_row .= ' '.$raw['manufacturing_supplier_name'].''; $supplier_third_row .= ''. ($raw['manufacturing_contact_person_mobile_number'] ? $raw['manufacturing_contact_person_mobile_number'].'' : 'Not Provided' .''); $supplier_fourth_row .= $raw['person_stdcode'] && $raw['person_landline'] ? ''. $raw['person_stdcode'].' '.$raw['person_landline'].'' : ''.'Not Provided'.''; $supplier_fifth_row .= $raw['manufacturing_payment_type_master'] ? ''. $raw['manufacturing_payment_type_master'] .'' : 'NA'; $supplier_sixth_row .= $raw['manufacturing_payment_mode'] ? ''. $raw['manufacturing_payment_mode'] .'' : 'NA'; $supplier_seventh_row .= $raw['manufacturing_credit_days_from'] && $raw['manufacturing_credit_days_to'] ? ''. $raw['manufacturing_credit_days_from'].' to '. $raw['manufacturing_credit_days_to'].' days' : 'NA'; //array_push($supplierResult,$temp); } } } // this is for trading //print_r($supplierRow['trade_details'][0]['trading_products']); if(isset($supplierRow['trade_details'][0]['trading_products']) && count($supplierRow['trade_details'][0]['trading_products'])) { $total_payments_percent_on_credit_for_supplier += $supplierRow['trade_details'][0]['trading_products_total_payments_percent_on_credit']; foreach($supplierRow['trade_details'][0]['trading_products'] as $tradeRow){ if($tradeRow['trade_product_name'] != "" || $tradeRow['trade_product_name'] != null) { $total_no_of_suppliers++; } $supplier_first_row .= ''.$tradeRow['trade_product_name'].''; $supplier_second_row .= isset($tradeRow['person_title_name_master']) ? '' . $tradeRow['person_title_name_master'].' ': '' . ''; $supplier_second_row .= $tradeRow['trade_product_contact_person_name'] ; $supplier_second_row .= isset($tradeRow['person_designation']) && $tradeRow['person_designation']== 1 ? ' '.$tradeRow['other_person_designation'] : ' ';// $supplier_second_row .= isset($tradeRow['person_designation_master']) && $tradeRow['person_designation'] != 1? $tradeRow['person_designation_master'] : '' ; $supplier_second_row .= ' '.$tradeRow['trade_supplier_name'].''; //$supplier_second_row .= $supplier_second_row; $supplier_third_row .= ''. ($tradeRow['trade_product_contact_person_mobile_number'] ? $tradeRow['trade_product_contact_person_mobile_number'].'' : 'Not Provided' .''); $supplier_fourth_row .= $tradeRow['person_stdcode'] && $tradeRow['person_landline'] ? ''. $tradeRow['person_stdcode'].' '.$tradeRow['person_landline'].'' : ''.'Not Provided'.''; $supplier_fifth_row .= isset($tradeRow['trade_product_payment_type_master']) ? ''. $tradeRow['trade_product_payment_type_master'] .'' : 'NA'; $supplier_sixth_row .= $tradeRow['trade_product_payment_mode'] ? ''. $tradeRow['trade_product_payment_mode'] .'' : 'NA'; $supplier_seventh_row .= $tradeRow['trade_product_credit_days_from'] && $tradeRow['trade_product_credit_days_to'] ? ''. $tradeRow['trade_product_credit_days_from'].' to '. $tradeRow['trade_product_credit_days_to'].' days' : 'NA'; ///array_push($supplierResult,$temp); //} //} } } if(isset($supplierRow['servicing_details'][0]['service_providers']) && count($supplierRow['servicing_details'][0]['service_providers'])) { $total_payments_percent_on_credit_for_supplier += isset($supplierRow['servicing_details'][0]['service_providers_total_payments_percent_on_credit']) ? $supplierRow['servicing_details'][0]['service_providers_total_payments_percent_on_credit'] : 0; //echo isset($supplierRow['servicing_details'][0]['service_providers_total_payments_percent_on_credit']) ? $supplierRow['servicing_details'][0]['service_providers_total_payments_percent_on_credit'] : 0; foreach($supplierRow['servicing_details'][0]['service_providers'] as $serviceRow){ if($serviceRow['service_provider_name'] != "" || $serviceRow['service_provider_name'] != null) { $total_no_of_suppliers++; } $supplier_first_row .= ''.$serviceRow['service_provider_name'].''; $supplier_second_row .= isset($serviceRow['person_title_name_master']) ? '' . $serviceRow['person_title_name_master'].' ': '' . ''; $supplier_second_row .= $serviceRow['service_provider_contact_person_name'] ; $supplier_second_row .= isset($serviceRow['person_designation']) && $serviceRow['person_designation']== 1 ? ' '.$serviceRow['other_person_designation'] : ' ';// $supplier_second_row .= isset($serviceRow['person_designation_master']) && $serviceRow['person_designation'] != 1? $serviceRow['person_designation_master'] : '' ; $supplier_second_row .= ' '.$serviceRow['service_provider_supplier_name'].''; //$supplier_second_row .= $supplier_second_row; $supplier_third_row .= ''. ($serviceRow['service_provider_contact_person_mobile_number'] ? $serviceRow['service_provider_contact_person_mobile_number'].'' : 'Not Provided' .''); $supplier_fourth_row .= $serviceRow['person_stdcode'] && $serviceRow['person_landline'] ? ''. $serviceRow['person_stdcode'].' '.$serviceRow['person_landline'].'' : ''.'Not Provided'.''; $supplier_fifth_row .= isset($serviceRow['service_provider_payment_type_master']) ? ''. $serviceRow['service_provider_payment_type_master'] .'' : 'NA'; $supplier_sixth_row .= $serviceRow['service_provider_payment_mode'] ? ''. $serviceRow['service_provider_payment_mode'] .'' : 'NA'; $supplier_seventh_row .= $serviceRow['service_provider_credit_days_from'] && $serviceRow['service_provider_credit_days_to'] ? ''. $serviceRow['service_provider_credit_days_from'].' to '. $serviceRow['service_provider_credit_days_to'].' days' : 'NA'; //array_push($supplierResult,$temp); //} }//} } $supplier_first_row .= ''; $supplier_second_row.= ''; $supplier_third_row .= ''; $supplier_fourth_row.= ''; $supplier_fifth_row .= ''; $supplier_sixth_row .= ''; $supplier_seventh_row .= ''; } // echo "dsfnsdkfnj**********"; // print_r($supplierResult);// echo '

Supplier Details

' ; if($is_supplier_details_avaialable != null) { ?> $fetchRow){ //echo '
Supplier '.($k+1).':

'; ?> Supplier $i"; }?>

Sr.No	Particulars

'; // echo '

Supplier '.($k+1).' Photograph`s :

'; // echo '
'; // echo ''; // $supplier_from_index_increment = 0; // for($img_row = 1; $img_row <= $supplier_img_row_count; $img_row++) // { // echo ''; // $from = $supplier_from_index_increment; // $to = ($from + 2); // for($supplier_photo_iter = $from; $supplier_photo_iter <= $to;$supplier_photo_iter++) // { // if(isset($supplier_photo_count[$supplier_photo_iter]) &&$supplier_photo_count[$supplier_photo_iter]['company_id'] == ($business_count+1)) // { // echo ''; // //unset($stock_photo_count[$stock_photo_iter]); // } // } // //echo "

---

"; // echo ''; // $supplier_from_index_increment = $supplier_from_index_increment + 3; // } // //echo ''; // echo '

'; // echo ' '; // echo ''; // echo ' '.$supplier_photo_count[$supplier_photo_iter]['pd_document_title'].' '.$supplier_photo_count[$supplier_photo_iter]['location'].' '.date('Y/m/d h:s:i A',$supplier_photo_count[$supplier_photo_iter]['createdon']).' '; // echo ' '; // echo '

'; // }*/ //End of Supplier Photo section //}//End of supplier foreach ?> 0) { //$company_name = MYUTIL::findCompanyName($all_company_details,$supplierRow['company_id'],1); echo "

Out of total purchases done by ". $company_name_for_supplier_form_dispaly .", ". $total_payments_percent_on_credit_for_supplier ." % is done on credit.

"; //in advance rest on delivery. } } echo '

'.$supplier_form_remarks.'

'; }// End of supplier info avilable in this current index?> 0 || (is_array($stockRow['manufacturing_details'][0]['manufacturing_finished_goods']) && count($stockRow['manufacturing_details'][0]['manufacturing_finished_goods']) > 0)) { $is_raw_materials_sufficient_enough = $stockRow['manufacturing_details'][0]['is_sufficiant_raw']; $is_raw_materials_sufficient_enough_remarks = $stockRow['manufacturing_details'][0]['rawmaterial_remarks']; $bindStockResult["manufacturing"]=Stockform::getStockManufacturingDetails($stockRow['manufacturing_details'][0]['manufacturing_raw_materials'], $stockRow['manufacturing_details'][0]['manufacturing_finished_goods']); //print_r($bindStockResult["manufacturing"]); } else { $bindStockResult["manufacturing"]=array(); } // this is for stock retail details if(count($stockRow['retail_details'][0]['retail_traded_goods']) > 0){ $bindStockResult["retail"]=Stockform::getStockRetailDetails($stockRow['retail_details'][0]['retail_traded_goods']); } else { $bindStockResult["retail"]=array(); } // this is for stock whole sale details if(count($stockRow['trade_details'][0]['trading_traded_goods']) > 0){ $bindStockResult["wholesale"]=Stockform::getStockWholesaleDetails($stockRow['trade_details'][0]['trading_traded_goods']); } else { $bindStockResult["wholesale"]=array(); } // this is for stock service details //print_r($stockRow['servicing_details']); if(count($stockRow['servicing_details'][0]['service_provider']) > 0){ $bindStockResult["service_stocks"]=Stockform::getStockServiceDetails($stockRow['servicing_details'][0]['service_provider']); } else { $bindStockResult["service_stocks"]=array(); } //print_r($bindStockResult);die(); count($bindStockResult['wholesale']) || count($bindStockResult['retail']) || count($bindStockResult['manufacturing']) || count($bindStockResult["service_stocks"])? array_push($stockResult,$bindStockResult) : array(); //echo "**********************"; //print_r($stockResult);die(); ?>

Stock Details

0) { foreach($getstRow['manufacturing'] as $pstRow){ if($pstRow['name']){ ?>

Sr.No	Type of Stock	Stock Item	Stock Value (Rs)	Stock Quantity

Considering the size of operations, the stock of finished goods maintained is sufficient as per the PD Officer’s observations.

'; }else if(!strcasecmp($is_stock_sufficient_enough,'no')){ echo '

Considering the size of operations, the stock of finished goods maintained is not sufficient as per the PD Officer’s observations.

'; echo '

'. $is_stock_sufficient_enough_remarks.'

'; } else if(!strcasecmp($is_stock_sufficient_enough,'not applicable')) { echo '

Finished goods Stock not required to be maintained.

'; } if(!strcasecmp($is_raw_materials_sufficient_enough,'yes')) { echo '

Considering the size of operations, the stock of raw materials maintained is sufficient as per the PD Officer’s observations.

'; }else if(!strcasecmp($is_raw_materials_sufficient_enough,'no')) { echo '

Considering the size of operations, the stock of raw materials maintained is not sufficient as per the PD Officer’s observations.

'; echo '

'. $is_raw_materials_sufficient_enough_remarks.'

'; } else if(!strcasecmp($is_raw_materials_sufficient_enough,'not applicable')) { echo '

Raw material Stock not required to be maintained.

'; } //serivce if(!strcasecmp($is_sufficiant_service_goods,'yes')) { echo '

Considering the size of operations, the stock maintained for service providing is sufficient as per the PD Officer’s observations.

'; }else if(!strcasecmp($is_sufficiant_service_goods,'no')) { echo '

Considering the size of operations, the stock maintained for service providing is not sufficient as per the PD Officer’s observations.

'; echo '

'. $service_goods_enough_remarks.'

'; } else if(!strcasecmp($is_sufficiant_service_goods,'not applicable')) { echo '

Stock not required to be maintained.

'; } //echo '

'.$stock_remarks.'

'; $stock_photo_count = array_filter($pd_images[11],function($d) use ($business_count){ if($d['company_id'] == ($business_count + 1)){ return 1;}else {return 0;} }); $stock_img_row_count = ceil(count($stock_photo_count) / 3); if(count($stock_photo_count)){ echo '
'; echo '

Stock Photograph`s :

'; echo '
'; echo ''; for($img_row = 0; $img_row < $stock_img_row_count; $img_row++) { if($img_row > 0) { break; } echo ''; $from = $img_row == 0 ? $img_row : ($img_row+2); $to = ($from + 2); for($stock_photo_iter = $from; $stock_photo_iter <= $to;$stock_photo_iter++) { if(isset($stock_photo_count[$stock_photo_iter]) &&$stock_photo_count[$stock_photo_iter]['company_id'] == ($business_count+1)) { echo ''; //unset($stock_photo_count[$stock_photo_iter]); } } //echo "

---

"; echo ''; } //echo ''; echo '

'; echo ' '; echo ''; echo ' '.$stock_photo_count[$stock_photo_iter]['pd_document_title'] .' '; echo ' '; echo '

'; } // ?> '.$stock_form_remarks.'

'; //else {?>

Future Plan and Business Environment

'; echo ''; echo ''; echo ''; echo ''; echo ''; ?>

Particulars	Details
USP of the business (How applicant’s business is different from others in the business)	'.$future_plan_business_environment['usp_of_the_business'].'
Future plan for business expansion	'.$future_plan_business_environment['future_plans_for_business_expansion'].'
Impact of GST on business	'.$future_plan_business_environment['impact_of_gst_on_the_business'].'
Key competitors in the business	'.$future_plan_business_environment['key_competitors'].'
Succession Plan for business	'.$future_plan_business_environment['succession_plan'].'
Brief of other group concerns/ Business run by the applicant	'.$future_plan_business_environment['brief_of_other_group_concerns_or_businesses_run_by_the_applicants'].'

'; echo '

'. $future_plan_business_environment['remarks'] .'

'; } } ?> Assessed Income - ".MYUTIL::findCompanyName($all_company_details,($business_count+1),1).""; if(isset($ai_core_details) && count($ai_summary_details_processed)) { echo '

'.$order_dipaly_array[0].') Financial Snapshot

'; echo ''; echo ''; echo $ai_summary_details_processed['ai_table_header_row']; echo ''; echo ''; echo $ai_summary_details_processed['sale_revenue_row']; echo $ai_summary_details_processed['purchase_row']; echo $ai_summary_details_processed['gross_profit_loss_row']; echo $ai_summary_details_processed['gross_profit_loss_per_row']; echo $ai_summary_details_processed['business_expense_row']; echo $ai_summary_details_processed['net_profit_loss_row']; echo $ai_summary_details_processed['house_hold_expense_row']; echo $ai_summary_details_processed['disposable_income_row']; echo $ai_summary_details_processed['net_margin_row']; echo ''; echo ''; // echo '
'; // echo ''; // echo ''; // echo ''; // echo ''; // echo ''; // echo $ai_summary_details_processed['considered_sales_revenue_row']; // echo $ai_summary_details_processed['considered_net_profit_row']; // echo $ai_summary_details_processed['considered_net_margint_row']; // echo ''; // echo '

Particulars	Details

'; array_shift($order_dipaly_array); } echo '

'; //die(); // if(isset($ai_core_details) && count($ai_core_details['sales_items_by_monthwise'])) // { // echo "
"; // echo '

'.$order_dipaly_array[0].') Kuchha Sales Book/Bills :

'; // foreach($ai_core_details_processed['sales_month_wise_to_display'] as $sale_month_wise) // { // // if($sale_month_wise['sales_type'] == 1) // // { // echo '

'; // echo 'Item name : ' . $sale_month_wise['sales_item'].'
'; // if($sale_month_wise['sales_type'] == 1) // { // echo ''.$sale_month_wise['month_count'].' month sales value : '.$rupee_symbol.''.MYUTIL::customIndianNumberFormat($sale_month_wise['total_months_value']).' Annual Sales value:'.$rupee_symbol.'' .MYUTIL::customIndianNumberFormat(($sale_month_wise['total_months_value'] * (12 / $sale_month_wise['month_count']) )).''; // } // else // { // echo 'Annual Sales value:'. $rupee_symbol.' '.MYUTIL::customIndianNumberFormat(($sale_month_wise['total_months_value'] )).''; // } // } // array_shift($order_dipaly_array); // echo '

Detail Available on Annexure A'; // } // if(isset($ai_core_details) && count($ai_core_details['sales_items_by_monthwise'])) // { // echo "
"; // echo '

'.$order_dipaly_array[0].') Kuchha Sales Book/Bills :

'; // foreach($ai_core_details_processed['sales_month_wise_to_display'] as $sale_month_wise) // { // // if($sale_month_wise['sales_type'] == 1) // // { // echo ''; // //} // } // array_shift($order_dipaly_array); // } $GLOBALS['is_kuccha_records_available'] = null; if(isset($ai_core_details) && count($ai_core_details['sales_calculated_by_itemwise'])) { echo '

'.$order_dipaly_array[0].') Sales Itemwise :

'; echo ''; echo ''; echo $ai_core_details_processed['sales_calculated_by_itemwise_header']; echo ''; echo ''; //print_r($ai_core_details_processed['sales_item_wise_to_diaplay']);die(); foreach($ai_core_details_processed['sales_item_wise_to_diaplay'] as $sid) { //print_r($sid); if($sid['sales_type'] == 3){ $GLOBALS['is_kuccha_records_available'] = true; } $rate_per_unit = ($sid['rate_per_unit'] != 0 && $sid['rate_per_unit'] != '' ? $rupee_symbol.' '.MYUTIL::customIndianNumberFormat($sid['rate_per_unit']) : '-'); echo ''; echo ''; if(isset($sid['margin_per'])){echo ''; } // if(isset($sid['margin_per_uom'])){echo ''; } if(isset($sid['margin_final_value'])){ echo ''; } echo ''; } echo ''; echo '

'.($sid['other_sales_item'] != '' ? $sid['other_sales_item'] :$sid['sale_item']).'	'.$sid['sales_qty'].'	'.$sid['uom'].'	'. $rate_per_unit .'	'.$sid['frequency'].'	'.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($sid['annual_sale_value']).($sid['sales_type'] == 3 ? ' *' : '').'	'.($sid['margin_per'] != 0 ? $sid['margin_per'] : '-').'	'.($sid['margin_per_uom'] != 0? $sid['margin_per_uom'] : '-').'	'.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($sid['margin_final_value']).'

'; array_shift($order_dipaly_array); } if($GLOBALS['is_kuccha_records_available']) { echo '
* Assessed From Kuchha Records, Details Available in Annexure A'; } if(isset($ai_core_details) && count($ai_core_details['sales_declared_by_customer'])) { echo '

'.$order_dipaly_array[0].') Sales Declared By Customer

'; // if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 1) // { // echo '

As per person met, the following Purchase details were shared:

'; // } // else if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 2) // { // echo '

As per person met, Purchase details were not shared, income calculated by Net margin percentage.

'; // } $str = 'As per person met, '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($ai_core_details['sales_declared_by_customer'][0]['sales_declared_by_customer']).' ( '.MYUTIL::numtowords($ai_core_details['sales_declared_by_customer'][0]['sales_declared_by_customer']).' ) declared as annual sale value.'; if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 2) { $str .= '
and '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($ai_core_details['sales_declared_by_customer'][0]['margin_value']).' ( '.MYUTIL::numtowords( $ai_core_details['sales_declared_by_customer'][0]['margin_value']).' )'.'( '.$ai_core_details['sales_declared_by_customer'][0]['margin_per'].'% sales declared ) as net margin amount.'; } echo $str; echo '

'; array_shift($order_dipaly_array); } if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 1) { echo '

As per person met, the following Purchase details were shared:

'; } else if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 2) { echo '

As per person met, Purchase details were not shared, income calculated by Net margin percentage.

'; } echo '
'; if(isset($ai_core_details) && count($ai_core_details['purchase_declared_by_customer'])) { echo '

'.$order_dipaly_array[0].') Purchase Declared By Customer

'; $str = 'As per person met, '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($ai_core_details['purchase_declared_by_customer'][0]['purchase_declared_by_customer']).' ( '.MYUTIL::numtowords($ai_core_details['purchase_declared_by_customer'][0]['purchase_declared_by_customer']).' ) declared as annual purchase value.'; // if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 2) // { // $str .= '
and '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($ai_core_details['sales_declared_by_customer'][0]['margin_value']).' ( '.MYUTIL::numtowords( $ai_core_details['sales_declared_by_customer'][0]['margin_value']).' )'.'( '.$ai_core_details['sales_declared_by_customer'][0]['margin_per'].'% sales declared ) as net margin amount.'; // } echo $str; echo '

'; array_shift($order_dipaly_array); } if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 1 && $ai_core_details['gross_profit_calculation_type'][0]['purchase_type'] == 1) { echo '

'.$order_dipaly_array[0].') Itemwise Purchase Details :

'; echo ''; echo ''; echo ''; echo ''; echo ''; foreach($ai_core_details_processed['purchase_to_display'] as $dat) { $rate = $dat['rate'] != 0 && $dat['rate'] != '' ? $rupee_symbol.' '.MYUTIL::customIndianNumberFormat($dat['rate']) : '-'; echo ''; } echo ''; echo '

Raw Material/Trading Item	Purchase Quantity	UOM	Rate/Unit of Purchase	Frequency	Annual Purchase(Rs)
'.$dat['material_name'] .'	'.$dat['qty'] .'	'.$dat['uom'] .'	'. $rate .'	'.$dat['frequency'] .'	'.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($dat['annual_value']) .'

'; array_shift($order_dipaly_array); } else if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 1 &&$ai_core_details['gross_profit_calculation_type'][0]['purchase_type'] == 2) { echo '

'.$order_dipaly_array[0].') Billwise Purchase Details :

'; foreach($ai_core_details_processed['purchase_to_display'] as $billwise) { echo ''; } array_shift($order_dipaly_array); } } // if(isset($ai_core_details) && count($ai_core_details['business_expenses'])) { echo '

'.$order_dipaly_array[0].') Business Expenses Details :

'; echo ''; echo ''; echo ''; echo ''; echo ''; foreach($ai_core_details_processed['business_expenses_to_diaplay'] as $b_exp) { if($b_exp['expense_value'] != 0) { echo ''; } } echo ''; echo '

Business Expense	Amount	Frequency	Annual Expenses
'.$b_exp['expense_item'] .'	'.$rupee_symbol." ".MYUTIL::customIndianNumberFormat($b_exp['expense_value']) .'	'.$b_exp['frequency_name'] .'	'.$rupee_symbol." ".MYUTIL::customIndianNumberFormat($b_exp['annual_expenses_value']).'

'; array_shift($order_dipaly_array); } if(isset($ai_core_details) && count($ai_core_details['house_hold_expenses'])) { echo '

'.$order_dipaly_array[0].') Household Expenses Details :

'; echo ''; echo ''; echo ''; echo ''; echo ''; foreach($ai_core_details_processed['household_expenses_to_diaplay'] as $h_exp) { echo ''; } echo ''; echo '

Expense Particulars	Amount (Rs)	Frequency	Annual Expenses(Rs)
'.$h_exp['expense_item'] .'	'.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($h_exp['expense_value']) .'	'.$h_exp['frequency_name'] .'	'.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($h_exp['annual_expense_value']) .'

'; array_shift($order_dipaly_array); } // if(isset($ai_core_details) && count($ai_summary_details_processed)) // { // echo '

The Summary of Income :

'; // echo ''; // echo ''; // echo $ai_summary_details_processed['ai_table_header_row']; // echo ''; // echo ''; // echo $ai_summary_details_processed['sale_revenue_row']; // echo $ai_summary_details_processed['purchase_row']; // echo $ai_summary_details_processed['gross_profit_loss_row']; // echo $ai_summary_details_processed['business_expense_row']; // echo $ai_summary_details_processed['net_profit_loss_row']; // echo $ai_summary_details_processed['house_hold_expense_row']; // echo $ai_summary_details_processed['disposable_income_row']; // echo $ai_summary_details_processed['net_margin_row']; // echo ''; // echo ''; // echo '
'; // echo ''; // echo ''; // echo ''; // echo ''; // echo ''; // echo $ai_summary_details_processed['considered_sales_revenue_row']; // echo $ai_summary_details_processed['considered_net_profit_row']; // echo $ai_summary_details_processed['considered_net_margint_row']; // echo ''; // echo '

Particulars	Details

'; // } // echo ""; // ?> $oaRow) { $otherAssetRow = json_decode($oaRow['processed_json'],true); //print_r($otherAssetRow);die(); $other_assest_common_remrks = $otherAssetRow['assets_form_remark']; if(isset($otherAssetRow['asset_info_available']) && $otherAssetRow['asset_info_available'] == 1) { $is_personal_info_available = 1; if(count($otherAssetRow['assets_details'])>0){ $otherAssetResult=ASSETSFORM::getOthersAssetsDetails($otherAssetRow['assets_details'],$pd_master_details[0]['pd_id']); //print_r($otherAssetResult); } } } ?>

Personal Assets

$paRow){ ?>

Sr.No	Asset Type	Asset Description	Asset Owned By	Approx Market Value(Rs)	Age of the Assest	Again Assest
				'. $rupee_symbol.' '.MYUTIL::customIndianNumberFormat($paRow['approximate_market_value']) : ( ($paRow['approximate_market_value'] != '' && $paRow['approximate_market_value'] != 0 ? $rupee_symbol.' '.MYUTIL::customIndianNumberFormat($paRow['approximate_market_value']): 'Not Provided' )); ?>

As per Loan applicant, he does not have any other assets.

'.$other_assest_common_remrks.'

'; } ?> $ibRow) { $individualBankRow = json_decode($ibRow['processed_json'],true); $ind_banking_common_remarks = $individualBankRow['banking_form_remark']; if(isset($individualBankRow['bank_info_available_business']) && $individualBankRow['bank_info_available_business'] == 1){ if(count($individualBankRow['business_details'])>0){ $getBuinessEachValues=BANKINGFORM::getNewBuinessBankingDetails($individualBankRow['business_details'],$pd_master_details[0]['pd_id']); $bankingResult = array_merge($bankingResult,$getBuinessEachValues); } } if(isset($individualBankRow['bank_info_available']) && $individualBankRow['bank_info_available'] == 1) { if(count($individualBankRow['banking_details'])>0){ $getIndividualEachValues=BANKINGFORM::getIndividualBankingDetails($individualBankRow['banking_details'],$pd_master_details[0]['pd_id']); $bankingResult = array_merge($bankingResult,$getIndividualEachValues); } } } if(count($bankingResult)>0){ for($y = 0; $y < count($bankingResult); $y++){ if($bankingResult[$y]['str_flag'] !== "buiness-company" ){ $filteredPersonalBankingResult[$x] = $bankingResult[$y]; $x++; } if($bankingResult[$y]['same_ac_used_for'] == "Business"){ $stmt_flag++; } } } // print_r($filteredPersonalBankingResult);die(); ?>

Personal Banking Details:

0){ ?>

Below bank account details were shared :

$bdRow){ ?>

Sr.No	Account Holder's Name	Bank Name	Account Type	OD / CC Limit	Vintage

0 ){ echo '

The personal banking is done through same account used for business banking

'; } if($ind_banking_common_remarks != ''){echo '

'.$ind_banking_common_remarks.'

'; } if(count($filteredPersonalBankingResult)==0){ echo '

As per loan applicant, he does not have any personal account

';}?> $iRow) { $otherIcomeRow = json_decode($iRow['processed_json'],true); $other_source_income_common_remarks = $otherIcomeRow['otherincome_remarks']; //print_r($otherIcomeRow);die(); if(strtoupper($otherIcomeRow['other_income'])=='YES' && count($otherIcomeRow['income_details'])>0){ $is_other_income_available = 1; $otherIncomeResult=OTHERINCOMEFORM::getIncomeDetails($otherIcomeRow['income_details'],$pd_master_details[0]['pd_id']); } } ?>

Other Sources of Income of Individual Applicants:

$oiRow){ ?>

Sr.No	Income Source	Earned by	Amount(Rs)
	(Details Available in Annexure B)'; $GLOBALS['is_rental_available'] = 1 ; } ?>

As per the loan applicants, they do not have any other source of Income.

'. $other_source_income_common_remarks.'

'; } ?> $fRow) { $familyRow = json_decode($fRow['processed_json'],true); //print_r($familyRow);die(); $other_family_form_common_remarks = $familyRow['family_details_form_remark']; if(array_key_exists('family_details',$familyRow) && count($familyRow['family_details'])>0){ $familyResult=OTHERFAMILYFORM::getFamilyDetails($familyRow['family_details'],$pd_master_details[0]['pd_id']); } } ?>

Family Information:

0){ //print_r($familyResult); ?> $fmValue) { ?> '.$fmValue['selected_person_title'].$fmValue['selected_person'].'Family Information - Select person for capturing family details, who is an applicant in the case, resides at '.$fmValue['residency_address'].'Family Information - Residence Address of Select person .'; $residence_text ='This is a '. $fmValue['residence_ownership'].' Family Information - Ownership of Residence residence, where the applicant has been staying for '. $fmValue['residence_No_of_years'].'Family Information - No of Yrs in current residence .'; $residence_text .= (!strcasecmp($fmValue['residence_ownership'],'rented')) ? ' The rent paid '.$rupee_symbol.' '.$fmValue['rent'].' per month.' : ''; echo '

' . $intro_text . '

';echo '

' . $residence_text . '

'; ?>

The table below provides details of other family members of

$fmRow){ ?>

Sr.No	Name	Relation	Age	Earning Status	Occupation Details

' . $text . '

'; }} ?>

Other Family Members is not available.

'.$other_family_form_common_remarks.'

'; } ?> $elRow) { $otherLoanRow = json_decode($elRow['processed_json'],true); $existing_loan_form_common_remarks = $otherLoanRow['currentloan_remarks']; $is_all_loan_details_availble = 'yes'; $out_standing_loan_info = array(); if(array_key_exists('loan_info_available',$otherLoanRow)) { $is_all_loan_details_availble = $otherLoanRow['loan_info_available']; } $total_no_of_data = 0; if(strtoupper($otherLoanRow['existing_loan'])=='YES' && (!strcasecmp($is_all_loan_details_availble,'yes') && count($otherLoanRow['loan_details'])>0)){ $is_existing_loans_available = 1; $total_no_of_data = count($otherLoanRow['loan_details']); $existLoanResult=FINANCIALFORM::getOtherLoanDetails($otherLoanRow['loan_details'],$pd_master_details[0]['pd_id']); } else if(!strcasecmp($is_all_loan_details_availble,'no')) { $out_standing_loan_info['tot_running_loans'] = $otherLoanRow['tot_running_loans']; $out_standing_loan_info['tot_emi_paid'] = $otherLoanRow['tot_emi_paid']; $out_standing_loan_info['tot_outstanding_loans'] = $otherLoanRow['tot_outstanding_loans']; } } ?>

Existing loan obligation

The table below lists the details of Existing Loan Obligations of the Loan Applicants.

$single_table){ //print_r($single_table);die(); if(is_numeric($table_key)) { ?> Loan $pre_loan_no"; } ?>

Particulars

The table below lists the details of Existing Loan Obligations of the Loan Applicants.

Total No of Running Loans	Total Outstanding Amount	Total EMI being Paid (Monthly)

As per loan applicant he does not have any existing loan obligations.

'.$existing_loan_form_common_remarks.'

';} ?> $nrcRow) { $neighbourRefRow = json_decode($nrcRow['processed_json'],true); //print_r($applicants_details); //print_r($neighbourRefRow);die(); $neighbourhood_form_common_remarks = $neighbourRefRow['neighbour_reference_remark']; if(strcasecmp($neighbourRefRow['neighbourhood_status'],'could not verify')){ $pd_offiecer_status_about_neighbor = $neighbourRefRow['neighbourhood_status']; if(count($neighbourRefRow['neighbourhood_list'])>0){ $company_name = MYUTIL::findCompanyName($all_company_details,1,1); $existNeighRefCheck=NEIGHBOURREFERENCECHECKFORM::getNeighbourhoodDetails($company_name,$neighbourRefRow['neighbourhood_list'],$pd_master_details[0],$applicants_details);//applicants_details comes from controller } } // if(&& count($neighbourRefRow['referencecheck_list'])>0){ // $existNeighRefCheck=NEIGHBOURREFERENCECHECKFORM::getReferenceDetails($neighbourRefRow['referencecheck_list'],$pd_master_details[0]); // } } ?>

Neighbourhood / Reference Check

0){ //print_r($existNeighRefCheck);die(); ?> $nfValue) { echo $nfValue['neighbourhood_name_only']; ?>

Neighbourhood Check Status is .

Status of the check: could not verify.

'. $neighbourhood_form_common_remarks.'

';} ?> '; echo '

Credit Manager`s Specific Queries:

'; //echo '
'; if(isset($credit_officier_specific_queries['addtional_requirements']) && count($credit_officier_specific_queries['addtional_requirements'])) { foreach ($credit_officier_specific_queries['addtional_requirements'] as $key => $value) { echo 'Question - '.$value['question'].'
'; echo 'Answer - '. $value['answer']; echo '

'; } } if(isset($credit_officier_specific_queries['additional_requirements_processed']) && count($credit_officier_specific_queries['additional_requirements_processed'])) { foreach ($credit_officier_specific_queries['additional_requirements_processed'] as $key => $value) { echo 'Question - '.$value['question'].'
'; echo 'Answer - '. $value['answer']; echo '

'; } } else { echo 'There are no specific queries raised by Credit Manager.'; } if($credit_officier_specific_queries['common_remarks'] != ""){ echo '

'. $credit_officier_specific_queries['common_remarks'].'

';} echo '
'; echo '

Document to be photographed/scanned:

'; // if(isset($credit_officier_specific_queries['docs_to_be_sighted_processed']) && count($credit_officier_specific_queries['docs_to_be_sighted_processed'])) { foreach ($credit_officier_specific_queries['docs_to_be_sighted_processed'] as $doc_key => $doc_value) { echo 'Document Required : ' . $doc_value['doc_name'].'
'; echo 'Provided ( Yes / No ) : ' . ($doc_value['ans'] == 'yes' ? 'YES, Document available in zipped file enclosed with report'.'
' : 'NO
'); if($doc_value['ans'] != 'yes') { echo 'Reason : ' .$doc_value['reason']; } echo '

'; } } else { echo 'There are no specific documents to be collect.'; } if(isset($credit_officier_specific_queries['covid_section']) && isset($credit_officier_specific_queries['covid_section']['question_info']) && count($credit_officier_specific_queries['covid_section']['question_info'])) { echo '
'; echo '

Queries related to Covid-19:

'; foreach ($credit_officier_specific_queries['covid_section']['question_info'] as $covid_key => $covid_value) { if(isset($covid_value['is_subfield']) && !$covid_value['is_subfield']) { echo 'Question : ' . $covid_value['question'].'
'; $temp_answer = $credit_officier_specific_queries['covid_section'][ $covid_value['question_key'] ]; if(($covid_value['type'] == 1 || $covid_value['type'] == 9) && ($covid_value['field_type'] == 'str&numtoword' || $covid_value['field_type'] == 'num' || $covid_value['field_type'] == 'numtoword') && is_numeric($temp_answer)) { $temp_answer = MYUTIL::customIndianNumberFormat($temp_answer) .' ('. MYUTIL::numtowords($temp_answer) .')'; } echo 'Answer : ' . $temp_answer .'
'; $sub_field_key = $covid_value['question_key'] . '_'.$credit_officier_specific_queries['covid_section'][ $covid_value['question_key'] ]; if(isset( $credit_officier_specific_queries['covid_section'][$sub_field_key] ) ) { echo 'Reason/Description : ' . $credit_officier_specific_queries['covid_section'][$sub_field_key].'
'; } echo '
'; } } } //} ?>

PD OFFICER`S REMARKS ON CUSTOMER BEHAVIOUR, BUSINESS LOCATION & OVERALL PD STATUS

'; //echo '
'; } ?>

• Customer Behaviour:


✔'; ?>

Polite

Rude

Others*



'; }?>
• Suitability of Business Location:




Well Suited

Fairly Suited

Not Suited



• PD Officer’s overall assessment:




Positive

Refer to Credit

Negative

Others*