diff --git a/api/application/controllers/PD_Controller.php b/api/application/controllers/PD_Controller.php
index d4570fe1..c01413cc 100644
--- a/api/application/controllers/PD_Controller.php
+++ b/api/application/controllers/PD_Controller.php
@@ -6714,7 +6714,9 @@ public function getCompaniesListsFromGeneralFormRawJSON_post()
 			  	
 
 		  		$form_array[] = array('form_id' => 22,'form_name' => 'Business Assets');
-		  		//$form_array[] = array('form_id' => 21,'form_name' => 'Business Banking'); Removed ( step 2 )
+				if(strcasecmp($lender_short_name, 'CLIX')){
+		  			$form_array[] = array('form_id' => 21,'form_name' => 'Business Banking'); // this is temporary have to Remove ( step 2 )
+			    }
 		  		$form_array[] = array('form_id' => 14,'form_name' => 'Financial Information');
 		  		$form_array[] = array('form_id' => 1,'form_name' => 'Supplier Details');
 		  		$form_array[] = array('form_id' => 2,'form_name' => 'Client Details');
@@ -6730,7 +6732,9 @@ public function getCompaniesListsFromGeneralFormRawJSON_post()
 
 			  	$form_array[] = array('form_id' => 13,'form_name' => 'About Business');
 		  		$form_array[] = array('form_id' => 22,'form_name' => 'Business Assets');
-				//$form_array[] = array('form_id' => 21,'form_name' => 'Business Banking');Removed ( step 2 )
+				  if(strcasecmp($lender_short_name, 'CLIX')){
+					$form_array[] = array('form_id' => 21,'form_name' => 'Business Banking');//Removed ( step 2 )
+			      }
 		  		$form_array[] = array('form_id' => 14,'form_name' => 'Financial Information');
 		  		$form_array[] = array('form_id' => 1,'form_name' => 'Supplier Details');
 		  		$form_array[] = array('form_id' => 2,'form_name' => 'Client Details');
@@ -8290,19 +8294,35 @@ public function getCompaniesListsFromGeneralFormRawJSON_post()
 		#####End of Other Assest Form Questions########
 
 		######Business Banking ##############
-				$business_bank_form = (json_decode($form_data[7][0]['processed_json'],true));
-				// here i am changed to 21 form-id to 7 form-id
-
-				$vintage = array();
-				if(array_key_exists('business_details',$business_bank_form))
-				{
-
-					foreach($business_bank_form['business_details'] as $banking)
+		       //here IF Else is Temporary CLix
+			   //here i am changed to 21 form-id to 7 form-id
+			   $temp_flag = isset($form_data[21][0]['processed_json'])?1:0;
+				if($temp_flag == 0){
+					$business_bank_form = (json_decode($form_data[7][0]['processed_json'],true));
+					$vintage = array();
+					if(array_key_exists('business_details',$business_bank_form))
 					{
-						$year = $banking['vintage_year_business'] ? $banking['vintage_year_business'] : 0 ;
-						$month = $banking['vintage_month_business'] ? $banking['vintage_month_business'] : 0;
-						$temp = $year.'.'.$month;
-						$vintage = array_merge($vintage,array($temp));
+
+						foreach($business_bank_form['business_details'] as $banking)
+						{
+							$year = $banking['vintage_year_business'] ? $banking['vintage_year_business'] : 0 ;
+							$month = $banking['vintage_month_business'] ? $banking['vintage_month_business'] : 0;
+							$temp = $year.'.'.$month;
+							$vintage = array_merge($vintage,array($temp));
+						}
+					}
+				}else{
+					$business_bank_form = (json_decode($form_data[21][0]['processed_json'],true));
+					$vintage = array();
+					if(array_key_exists('banking_details',$business_bank_form))
+					{
+						foreach($business_bank_form['banking_details'] as $banking)
+						{
+							$year = $banking['vintage_year'] ? $banking['vintage_year'] : 0 ;
+							$month = $banking['vintage_month'] ? $banking['vintage_month'] : 0;
+							$temp = $year.'.'.$month;
+							$vintage = array_merge($vintage,array($temp));
+						}
 					}
 				}
 
diff --git a/api/application/views/report_templates/JSONTOREPORT_DI_AI.php b/api/application/views/report_templates/JSONTOREPORT_DI_AI.php
index de29bcc0..7ee9ebbb 100644
--- a/api/application/views/report_templates/JSONTOREPORT_DI_AI.php
+++ b/api/application/views/report_templates/JSONTOREPORT_DI_AI.php
@@ -2719,7 +2719,8 @@ if($total_no_of_business > 0) {
 						<?php } 
 						else
 						{
-							echo '<p>As per person met, Applicant does not have any business account.</p>';
+							// echo '<p>As per person met, Applicant does not have any business account.</p>';
+							echo '<p>As per loan applicant, he does not have any business account.</p>';
 						}
 				}
 				?>
@@ -4101,7 +4102,7 @@ if($total_no_of_business > 0) {
 					if(count($individualBankRow['banking_details'])>0){
 						// $tag['same_ac_used_for'] both
 						$stmt_flag = array_map(function ($ar) {
-							return $ar['same_ac_used_for'] == "both" ? ($stmt_flag+1) : 0;
+							return $ar['same_ac_used_for'] == "business" ? ($stmt_flag+1) : 0;
 						}, $individualBankRow['banking_details']);
 						
 						$getIndividualEachValues=BANKINGFORM::getIndividualBankingDetails($individualBankRow['banking_details'],$pd_master_details[0]['pd_id']);
@@ -4116,7 +4117,7 @@ if($total_no_of_business > 0) {
 		    }
 			
 			?>
-			<h3 contenteditable="true">Banking Details: </h3>
+			<h3 contenteditable="true">Personal Banking Details: </h3>
 			<?php if($is_personal_banking_available != null){ 
 			//print_r($bankingResult);
 			?>
@@ -4130,7 +4131,7 @@ if($total_no_of_business > 0) {
 			<th>Account Type</th>
 			<th>OD / CC Limit</th>
 			<th>Vintage</th>
-			<th>Account Used for</th>
+			<!-- <th>Account Used for</th> -->
 			</tr>
 		</thead>
 			<tbody>
@@ -4143,7 +4144,7 @@ if($total_no_of_business > 0) {
 			<td class="customtd"><?php echo $bdRow['account_type'] ?></td>
 			<td class="customtd"><?php echo $bdRow['od_cc_limit'] ? $bdRow['od_cc_limit'] : "NA" ?></td>
 			<td class="customtd"><?php echo $bdRow['vintage'] ?></td>
-			<td class="customtd"><?php echo $bdRow['same_ac_used_for'] ?></td>
+			<!-- <td class="customtd"><?php echo $bdRow['same_ac_used_for'] ?></td> -->
 			</tr>	
 			<?php } ?>
 			</tbody>
@@ -4153,8 +4154,8 @@ if($total_no_of_business > 0) {
 			
 			}
 			if($stmt_flag > 0 ){ echo '<p> The personal banking is done through same account used for business banking </p>'; }
-			if($ind_banking_common_remarks != ''){echo '<p>'.$ind_banking_common_remarks.'</p>'; }	?>
-			
+			if($ind_banking_common_remarks != ''){echo '<p>'.$ind_banking_common_remarks.'</p>'; }	
+			if($is_personal_banking_available == null){ echo '<p>As per loan applicant, he does not have any personal account</p>';}?>
 			
 
 			<!-- #################end business / individual banking section #################-->
diff --git a/api/application/views/report_templates/JSONTOREPORT_DI_AI_SMARTPD.php b/api/application/views/report_templates/JSONTOREPORT_DI_AI_SMARTPD.php
index f6ad8ab2..2528fcb4 100644
--- a/api/application/views/report_templates/JSONTOREPORT_DI_AI_SMARTPD.php
+++ b/api/application/views/report_templates/JSONTOREPORT_DI_AI_SMARTPD.php
@@ -2641,7 +2641,84 @@ if($total_no_of_business > 0) {
 
 			<!-- #################end business  banking section #################-->
 			
+			<!-- #################Start new business banking section (11.12.2021)#################-->
+			<?php 
+			if(isset($pd_processed_forms[7])){
+					$newBankingResult=array();
+					$is_od_cc = null;					
+					foreach($pd_processed_forms[7] as $rowKey=> $ibRow) {
+						$individualBankRow = json_decode($ibRow['processed_json'],true);
+						if(isset($individualBankRow['bank_info_available_business']) && $individualBankRow['bank_info_available_business'] == 1){
+							if(count($individualBankRow['business_details'])>0){
+								$getBuinessEachValues=BANKINGFORM::getNewBuinessBankingDetails($individualBankRow['business_details'],$pd_master_details[0]['pd_id']);
+								$newBankingResult = array_merge($newBankingResult,$getBuinessEachValues);
+							}
+						}
+						if(isset($individualBankRow['bank_info_available']) && $individualBankRow['bank_info_available'] == 1)
+						{
+							if(count($individualBankRow['banking_details'])>0){
+								$getIndividualEachValues=BANKINGFORM::getIndividualBankingDetails($individualBankRow['banking_details'],$pd_master_details[0]['pd_id']);
+								$newBankingResult = array_merge($newBankingResult,$getIndividualEachValues);
+							}
+						}
+					}
+					foreach($newBankingResult as $bd){ if($bd['account_type']== 4 || $bd['account_type']== 3){ $is_od_cc = true; } }
+					if(count($newBankingResult)>0){
+						// $newBankingResult = array_filter($newBankingResult, function ($var) {
+						// 	// return ($var['same_ac_used_for'] == "Business");
+						// 	return (($var['account_name'] == $fetchRow['company_details']['company_name']) && ($var['same_ac_used_for'] == "Business"));
+						// });
+						$filteredBankingResult = array();$b=0;
+						for($a = 0; $a <= count($newBankingResult); $a++){
+							if($newBankingResult[$a]['account_name'] == $fetchRow['company_details']['company_name'] && $newBankingResult[$a]['same_ac_used_for'] == "Business"){
+								$filteredBankingResult[$b] = $newBankingResult[$a];
+								$b++;
+							}
+						}
+					}//forloop ends here.
+					?>
+					<?php 
+						echo '<h3 contenteditable="true">Business Banking:</h3>';
+						if(count($filteredBankingResult)>0){ ?>
+						<table class="scorecard_table">
+						<thead>
+						<tr>
+								<th>Account Name</th>
+								<th>Bank Name</th>
+								<th>Account Type</th>
+								<th>Account Vintage</th>
+								<?php if($is_od_cc){?><th>OD/CC Limit(Rs)</th><?php } ?>
+								<th>Main Business A/c</th>
 			
+						</tr>
+						</thead>
+						<tbody>
+						<?php foreach($filteredBankingResult as $bdRow){
+
+								if($bdRow['account_name'] != '')
+								{
+							?>
+							<tr>
+							<td><?php echo $bdRow['account_name'] ?></td>
+							<td class="customtd"><?php echo $bdRow['bank_name'] ?></td>
+							<td class="customtd"><?php echo $bdRow['account_type'] ?></td>
+							<td class="customtd"><?php echo $bdRow['vintage'] ?></td>
+							<?php if($is_od_cc){?><td class="customtd"><?php echo $bdRow['od_cc_limit'] ?></td><?php } ?>
+							<td class="customtd"><?php echo $bdRow['main_business'] ? $bdRow['main_business'] : '-' ?></td>
+			
+							</tr>	
+						<?php } 
+							}?>
+						</tbody>
+						</table>
+						<?php } 
+						else
+						{
+							echo '<p>As per loan applicant, he does not have any business account.</p>';
+						}
+				}
+				?>
+			<!-- #################end new business banking section #################-->
 			
 			
 			
@@ -3999,6 +4076,7 @@ if($total_no_of_business > 0) {
 			<?php 
 			$bankingResult=array();
 			$is_personal_banking_available = null;
+			$stmt_flag = 0;
 			// individual banking
 			foreach($pd_processed_forms[7] as $rowKey=> $ibRow) {
 				$individualBankRow = json_decode($ibRow['processed_json'],true);
@@ -4007,6 +4085,9 @@ if($total_no_of_business > 0) {
 				{
 				$is_personal_banking_available = 1;
 				if(count($individualBankRow['banking_details'])>0){
+					$stmt_flag = array_map(function ($ar) {
+						return $ar['same_ac_used_for'] == "business" ? ($stmt_flag+1) : 0;
+					}, $individualBankRow['banking_details']);
 					$getIndividualEachValues=BANKINGFORM::getIndividualBankingDetails($individualBankRow['banking_details'],$pd_master_details[0]['pd_id']);
 					$bankingResult = array_merge($bankingResult,$getIndividualEachValues);
 
@@ -4016,7 +4097,7 @@ if($total_no_of_business > 0) {
 			
 			
 			?>
-			<h3 contenteditable="true">Personal Banking: </h3>
+			<h3 contenteditable="true">Personal Banking Details: </h3>
 			<?php if($is_personal_banking_available != null){ 
 			//print_r($bankingResult);
 			?>
@@ -4031,6 +4112,7 @@ if($total_no_of_business > 0) {
 			
 			<th>OD / CC Limit</th>
 			<th>Vintage</th>
+			<!-- <th>Account Used for</th> -->
 			</tr>
 		</thead>
 			<tbody>
@@ -4044,6 +4126,7 @@ if($total_no_of_business > 0) {
 			
 			<td class="customtd"><?php echo $bdRow['od_cc_limit'] ? $bdRow['od_cc_limit'] : "NA" ?></td>
 			<td class="customtd"><?php echo $bdRow['vintage'] ?></td>
+			<!-- <td class="customtd"><?php echo $bdRow['same_ac_used_for'] ?></td> -->
 			</tr>	
 			<?php } ?>
 			</tbody>
@@ -4052,9 +4135,9 @@ if($total_no_of_business > 0) {
 
 			
 			}
-
-			if($ind_banking_common_remarks != ''){echo '<p>'.$ind_banking_common_remarks.'</p>'; }	?>
-			
+			if($stmt_flag > 0 ){ echo '<p> The personal banking is done through same account used for business banking </p>'; }
+			if($ind_banking_common_remarks != ''){echo '<p>'.$ind_banking_common_remarks.'</p>'; }
+			if($is_personal_banking_available == null){ echo '<p>As per loan applicant, he does not have any personal account</p>';}?>
 
 			<!-- #################end business / individual banking section #################-->
 			
diff --git a/api/application/views/report_templates/JSONTOREPORT_DI_AI_TELE_PD.php b/api/application/views/report_templates/JSONTOREPORT_DI_AI_TELE_PD.php
index ea594dc3..2ea1b2a1 100644
--- a/api/application/views/report_templates/JSONTOREPORT_DI_AI_TELE_PD.php
+++ b/api/application/views/report_templates/JSONTOREPORT_DI_AI_TELE_PD.php
@@ -2639,11 +2639,85 @@ if($total_no_of_business > 0) {
 			
 
 			<!-- #################end business  banking section #################-->
+
+			<!-- #################Start new business banking section (11.12.2021)#################-->
+			<?php 
+			if(isset($pd_processed_forms[7])){
+					$newBankingResult=array();
+					$is_od_cc = null;					
+					foreach($pd_processed_forms[7] as $rowKey=> $ibRow) {
+						$individualBankRow = json_decode($ibRow['processed_json'],true);
+						if(isset($individualBankRow['bank_info_available_business']) && $individualBankRow['bank_info_available_business'] == 1){
+							if(count($individualBankRow['business_details'])>0){
+								$getBuinessEachValues=BANKINGFORM::getNewBuinessBankingDetails($individualBankRow['business_details'],$pd_master_details[0]['pd_id']);
+								$newBankingResult = array_merge($newBankingResult,$getBuinessEachValues);
+							}
+						}
+						if(isset($individualBankRow['bank_info_available']) && $individualBankRow['bank_info_available'] == 1)
+						{
+							if(count($individualBankRow['banking_details'])>0){
+								$getIndividualEachValues=BANKINGFORM::getIndividualBankingDetails($individualBankRow['banking_details'],$pd_master_details[0]['pd_id']);
+								$newBankingResult = array_merge($newBankingResult,$getIndividualEachValues);
+							}
+						}
+					}
+					foreach($newBankingResult as $bd){ if($bd['account_type']== 4 || $bd['account_type']== 3){ $is_od_cc = true; } }
+					if(count($newBankingResult)>0){
+						// $newBankingResult = array_filter($newBankingResult, function ($var) {
+						// 	// return ($var['same_ac_used_for'] == "Business");
+						// 	return (($var['account_name'] == $fetchRow['company_details']['company_name']) && ($var['same_ac_used_for'] == "Business"));
+						// });
+						$filteredBankingResult = array();$b=0;
+						for($a = 0; $a <= count($newBankingResult); $a++){
+							if($newBankingResult[$a]['account_name'] == $fetchRow['company_details']['company_name'] && $newBankingResult[$a]['same_ac_used_for'] == "Business"){
+								$filteredBankingResult[$b] = $newBankingResult[$a];
+								$b++;
+							}
+						}
+					}//forloop ends here.
+					?>
+					<?php 
+						echo '<h3 contenteditable="true">Business Banking:</h3>';
+						if(count($filteredBankingResult)>0){ ?>
+						<table class="scorecard_table">
+						<thead>
+						<tr>
+								<th>Account Name</th>
+								<th>Bank Name</th>
+								<th>Account Type</th>
+								<th>Account Vintage</th>
+								<?php if($is_od_cc){?><th>OD/CC Limit(Rs)</th><?php } ?>
+								<th>Main Business A/c</th>
 			
+						</tr>
+						</thead>
+						<tbody>
+						<?php foreach($filteredBankingResult as $bdRow){
+
+								if($bdRow['account_name'] != '')
+								{
+							?>
+							<tr>
+							<td><?php echo $bdRow['account_name'] ?></td>
+							<td class="customtd"><?php echo $bdRow['bank_name'] ?></td>
+							<td class="customtd"><?php echo $bdRow['account_type'] ?></td>
+							<td class="customtd"><?php echo $bdRow['vintage'] ?></td>
+							<?php if($is_od_cc){?><td class="customtd"><?php echo $bdRow['od_cc_limit'] ?></td><?php } ?>
+							<td class="customtd"><?php echo $bdRow['main_business'] ? $bdRow['main_business'] : '-' ?></td>
 			
-			
-			
-			
+							</tr>	
+						<?php } 
+							}?>
+						</tbody>
+						</table>
+						<?php } 
+						else
+						{
+							echo '<p>As per loan applicant, he does not have any business account.</p>';
+						}
+				}
+				?>
+			<!-- #################end new business banking section #################-->
 		<!-- #################client section start #################-->
 		<?php
 		
@@ -3998,6 +4072,7 @@ if($total_no_of_business > 0) {
 			<?php 
 			$bankingResult=array();
 			$is_personal_banking_available = null;
+			$stmt_flag = 0;
 			// individual banking
 			foreach($pd_processed_forms[7] as $rowKey=> $ibRow) {
 				$individualBankRow = json_decode($ibRow['processed_json'],true);
@@ -4005,17 +4080,21 @@ if($total_no_of_business > 0) {
 				if(isset($individualBankRow['bank_info_available']) && $individualBankRow['bank_info_available'] == 1)
 				{
 				$is_personal_banking_available = 1;
-				if(count($individualBankRow['banking_details'])>0){
-					$getIndividualEachValues=BANKINGFORM::getIndividualBankingDetails($individualBankRow['banking_details'],$pd_master_details[0]['pd_id']);
-					$bankingResult = array_merge($bankingResult,$getIndividualEachValues);
-
-				}
+					if(count($individualBankRow['banking_details'])>0){
+						// $tag['same_ac_used_for'] both
+						$stmt_flag = array_map(function ($ar) {
+							return $ar['same_ac_used_for'] == "business" ? ($stmt_flag+1) : 0;
+						}, $individualBankRow['banking_details']);
+						
+						$getIndividualEachValues=BANKINGFORM::getIndividualBankingDetails($individualBankRow['banking_details'],$pd_master_details[0]['pd_id']);
+						$bankingResult = array_merge($bankingResult,$getIndividualEachValues);
+					}
 				}
 			}
 			
 			
 			?>
-			<h3 contenteditable="true">Personal Banking: </h3>
+			<h3 contenteditable="true">Personal Banking Details: </h3>
 			<?php if($is_personal_banking_available != null){ 
 			//print_r($bankingResult);
 			?>
@@ -4030,6 +4109,7 @@ if($total_no_of_business > 0) {
 			
 			<th>OD / CC Limit</th>
 			<th>Vintage</th>
+			<!-- <th>Account Used for</th> -->
 			</tr>
 		</thead>
 			<tbody>
@@ -4043,6 +4123,7 @@ if($total_no_of_business > 0) {
 			
 			<td class="customtd"><?php echo $bdRow['od_cc_limit'] ? $bdRow['od_cc_limit'] : "NA" ?></td>
 			<td class="customtd"><?php echo $bdRow['vintage'] ?></td>
+			<!-- <td class="customtd"><?php echo $bdRow['same_ac_used_for'] ?></td> -->
 			</tr>	
 			<?php } ?>
 			</tbody>
@@ -4051,9 +4132,9 @@ if($total_no_of_business > 0) {
 
 			
 			}
-
-			if($ind_banking_common_remarks != ''){echo '<p>'.$ind_banking_common_remarks.'</p>'; }	?>
-			
+			if($stmt_flag > 0 ){ echo '<p> The personal banking is done through same account used for business banking </p>'; }
+			if($ind_banking_common_remarks != ''){echo '<p>'.$ind_banking_common_remarks.'</p>'; }	
+			if($is_personal_banking_available == null){ echo '<p>As per loan applicant, he does not have any personal account</p>';}?>
 
 			<!-- #################end business / individual banking section #################-->
 			
diff --git a/api/application/views/report_templates/JSONTOREPORT_RI.php b/api/application/views/report_templates/JSONTOREPORT_RI.php
index c133e484..d7686277 100644
--- a/api/application/views/report_templates/JSONTOREPORT_RI.php
+++ b/api/application/views/report_templates/JSONTOREPORT_RI.php
@@ -1309,7 +1309,7 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 				$is_personal_banking_available = 1;
 				if(count($individualBankRow['banking_details'])>0){
 					$stmt_flag = array_map(function ($ar) {
-						return $ar['same_ac_used_for'] == "both" ? ($stmt_flag+1) : 0;
+						return $ar['same_ac_used_for'] == "business" ? ($stmt_flag+1) : 0;
 					}, $individualBankRow['banking_details']);
 					$getIndividualEachValues=BANKINGFORM::getIndividualBankingDetails($individualBankRow['banking_details'],$pd_master_details[0]['pd_id']);
 					$bankingResult = array_merge($bankingResult,$getIndividualEachValues);
@@ -1320,7 +1320,7 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 			
 			
 			?>
-			<h3 contenteditable="true">Personal Banking: </h3>
+			<h3 contenteditable="true">Personal Banking Details: </h3>
 			<?php if($is_personal_banking_available != null){ 
 			//print_r($bankingResult);
 			?>
@@ -1335,7 +1335,7 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 			
 			<th>OD / CC Limit</th>
 			<th>Vintage</th>
-			<th>Account Used for</th>
+			<!-- <th>Account Used for</th> -->
 			</tr>
 		</thead>
 			<tbody>
@@ -1349,7 +1349,7 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 			
 			<td class="customtd"><?php echo $bdRow['od_cc_limit'] ? $bdRow['od_cc_limit'] : "NA" ?></td>
 			<td class="customtd"><?php echo $bdRow['vintage'] ?></td>
-			<td class="customtd"><?php echo $bdRow['same_ac_used_for'] ?></td>
+			<!-- <td class="customtd"><?php echo $bdRow['same_ac_used_for'] ?></td> -->
 			</tr>	
 			<?php } ?>
 			</tbody>
@@ -1358,9 +1358,9 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 
 			
 			}
-
-			if($ind_banking_common_remarks != ''){echo '<p>'.$ind_banking_common_remarks.'</p>'; }	?>
-			
+			if($stmt_flag > 0 ){ echo '<p> The personal banking is done through same account used for business banking </p>'; }
+			if($ind_banking_common_remarks != ''){echo '<p>'.$ind_banking_common_remarks.'</p>'; }	
+			if($is_personal_banking_available == null){ echo '<p>As per loan applicant, he does not have any personal account</p>';}?>
 
 			<!-- #################end business / individual banking section #################-->
 			
diff --git a/api/application/views/report_templates/JSONTOREPORT_RI_SMARTPD.php b/api/application/views/report_templates/JSONTOREPORT_RI_SMARTPD.php
index 5882d180..d7686277 100644
--- a/api/application/views/report_templates/JSONTOREPORT_RI_SMARTPD.php
+++ b/api/application/views/report_templates/JSONTOREPORT_RI_SMARTPD.php
@@ -1292,14 +1292,25 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 			<?php 
 			$bankingResult=array();
 			$is_personal_banking_available = null;
+			$stmt_flag = 0;
 			// individual banking
 			foreach($pd_processed_forms[7] as $rowKey=> $ibRow) {
 				$individualBankRow = json_decode($ibRow['processed_json'],true);
 				$ind_banking_common_remarks = $individualBankRow['banking_form_remark'];
+				if(isset($individualBankRow['bank_info_available_business']) && $individualBankRow['bank_info_available_business'] == 1){
+					$is_personal_banking_available = 1;
+					if(count($individualBankRow['business_details'])>0){
+						$getBuinessEachValues=BANKINGFORM::getNewBuinessBankingDetails($individualBankRow['business_details'],$pd_master_details[0]['pd_id']);
+						$bankingResult = array_merge($bankingResult,$getBuinessEachValues);
+					}
+				}
 				if(isset($individualBankRow['bank_info_available']) && $individualBankRow['bank_info_available'] == 1)
 				{
 				$is_personal_banking_available = 1;
 				if(count($individualBankRow['banking_details'])>0){
+					$stmt_flag = array_map(function ($ar) {
+						return $ar['same_ac_used_for'] == "business" ? ($stmt_flag+1) : 0;
+					}, $individualBankRow['banking_details']);
 					$getIndividualEachValues=BANKINGFORM::getIndividualBankingDetails($individualBankRow['banking_details'],$pd_master_details[0]['pd_id']);
 					$bankingResult = array_merge($bankingResult,$getIndividualEachValues);
 
@@ -1309,7 +1320,7 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 			
 			
 			?>
-			<h3 contenteditable="true">Personal Banking: </h3>
+			<h3 contenteditable="true">Personal Banking Details: </h3>
 			<?php if($is_personal_banking_available != null){ 
 			//print_r($bankingResult);
 			?>
@@ -1324,6 +1335,7 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 			
 			<th>OD / CC Limit</th>
 			<th>Vintage</th>
+			<!-- <th>Account Used for</th> -->
 			</tr>
 		</thead>
 			<tbody>
@@ -1337,6 +1349,7 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 			
 			<td class="customtd"><?php echo $bdRow['od_cc_limit'] ? $bdRow['od_cc_limit'] : "NA" ?></td>
 			<td class="customtd"><?php echo $bdRow['vintage'] ?></td>
+			<!-- <td class="customtd"><?php echo $bdRow['same_ac_used_for'] ?></td> -->
 			</tr>	
 			<?php } ?>
 			</tbody>
@@ -1345,9 +1358,9 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 
 			
 			}
-
-			if($ind_banking_common_remarks != ''){echo '<p>'.$ind_banking_common_remarks.'</p>'; }	?>
-			
+			if($stmt_flag > 0 ){ echo '<p> The personal banking is done through same account used for business banking </p>'; }
+			if($ind_banking_common_remarks != ''){echo '<p>'.$ind_banking_common_remarks.'</p>'; }	
+			if($is_personal_banking_available == null){ echo '<p>As per loan applicant, he does not have any personal account</p>';}?>
 
 			<!-- #################end business / individual banking section #################-->
 			
diff --git a/api/application/views/report_templates/JSONTOREPORT_RI_TELE_PD.php b/api/application/views/report_templates/JSONTOREPORT_RI_TELE_PD.php
index 18975269..ec6a5b51 100644
--- a/api/application/views/report_templates/JSONTOREPORT_RI_TELE_PD.php
+++ b/api/application/views/report_templates/JSONTOREPORT_RI_TELE_PD.php
@@ -1291,14 +1291,25 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 			<?php 
 			$bankingResult=array();
 			$is_personal_banking_available = null;
+			$stmt_flag = 0;
 			// individual banking
 			foreach($pd_processed_forms[7] as $rowKey=> $ibRow) {
 				$individualBankRow = json_decode($ibRow['processed_json'],true);
 				$ind_banking_common_remarks = $individualBankRow['banking_form_remark'];
+				if(isset($individualBankRow['bank_info_available_business']) && $individualBankRow['bank_info_available_business'] == 1){
+					$is_personal_banking_available = 1;
+					if(count($individualBankRow['business_details'])>0){
+						$getBuinessEachValues=BANKINGFORM::getNewBuinessBankingDetails($individualBankRow['business_details'],$pd_master_details[0]['pd_id']);
+						$bankingResult = array_merge($bankingResult,$getBuinessEachValues);
+					}
+				}
 				if(isset($individualBankRow['bank_info_available']) && $individualBankRow['bank_info_available'] == 1)
 				{
 				$is_personal_banking_available = 1;
 				if(count($individualBankRow['banking_details'])>0){
+					$stmt_flag = array_map(function ($ar) {
+						return $ar['same_ac_used_for'] == "business" ? ($stmt_flag+1) : 0;
+					}, $individualBankRow['banking_details']);
 					$getIndividualEachValues=BANKINGFORM::getIndividualBankingDetails($individualBankRow['banking_details'],$pd_master_details[0]['pd_id']);
 					$bankingResult = array_merge($bankingResult,$getIndividualEachValues);
 
@@ -1308,7 +1319,7 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 			
 			
 			?>
-			<h3 contenteditable="true">Personal Banking: </h3>
+			<h3 contenteditable="true">Personal Banking Details: </h3>
 			<?php if($is_personal_banking_available != null){ 
 			//print_r($bankingResult);
 			?>
@@ -1323,6 +1334,7 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 			
 			<th>OD / CC Limit</th>
 			<th>Vintage</th>
+			<!-- <th>Account Used for</th> -->
 			</tr>
 		</thead>
 			<tbody>
@@ -1336,6 +1348,7 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 			
 			<td class="customtd"><?php echo $bdRow['od_cc_limit'] ? $bdRow['od_cc_limit'] : "NA" ?></td>
 			<td class="customtd"><?php echo $bdRow['vintage'] ?></td>
+			<!-- <td class="customtd"><?php echo $bdRow['same_ac_used_for'] ?></td> -->
 			</tr>	
 			<?php } ?>
 			</tbody>
@@ -1344,9 +1357,9 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 
 			
 			}
-
-			if($ind_banking_common_remarks != ''){echo '<p>'.$ind_banking_common_remarks.'</p>'; }	?>
-			
+			if($stmt_flag > 0 ){ echo '<p> The personal banking is done through same account used for business banking </p>'; }
+			if($ind_banking_common_remarks != ''){echo '<p>'.$ind_banking_common_remarks.'</p>'; }	
+			if($is_personal_banking_available == null){ echo '<p>As per loan applicant, he does not have any personal account</p>';}?>
 
 			<!-- #################end business / individual banking section #################-->