diff --git a/api/application/views/smc_creditpd_reports/MWISE.php b/api/application/views/smc_creditpd_reports/MWISE.php
index 1a5eec60..f945fc45 100644
--- a/api/application/views/smc_creditpd_reports/MWISE.php
+++ b/api/application/views/smc_creditpd_reports/MWISE.php
@@ -827,7 +827,8 @@ $business_pd_visited_remark = (isset($pd_section_data[8]['business_pd_visited_re
 				$description .= ' is in '. $b_asset['property_address'];
 			}
 			$business_ownership_type = $b_asset['business_ownership_type'] . (isset($b_asset['business_monthly_rented_amt']) ? ' ( '. $rupee_symbol .' '. MYUTIL::customIndianNumberFormat($b_asset['business_monthly_rented_amt']) .' ) ' : '');
-			$business_name_of_the_owner = (isset($b_asset['business_name_of_the_owner']) ? (applicantname_grabber::getMultipleApplicantsNameById($b_asset['business_name_of_the_owner'],$applicant_details)): (isset($b_asset['business_owner_name']) ? $b_asset['business_owner_name'] : 'NA'));
+			$business_name_of_the_owner = (isset($b_asset['business_name_of_the_owner']) ? (applicantname_grabber::getMultipleApplicantsNameById($b_asset['business_name_of_the_owner'],$applicant_details)) : 'NA');
+			$business_name_of_the_owner = (($business_name_of_the_owner == '' ) ? $b_asset['business_owner_name'] : $business_name_of_the_owner);
 
 			echo '<tr> <td colspan="2">'.( $b_asset['business_assets_mode'] == 1 ? $b_asset['other_asset_description'] : $asset_type [ $b_asset['business_assets_mode'] ]).'</td> <td colspan="3"> '. $description .'</td> <td colspan="1">'. $business_ownership_type .'</td> <td colspan="1">'. $business_name_of_the_owner .'</td> <td colspan="1">'.(isset($b_asset['business_approximate_market_value']) ? ( $rupee_symbol .' '. MYUTIL::customIndianNumberFormat($b_asset['business_approximate_market_value'])) : 'NA').'</td> <td>'.(isset($b_asset['business_purchase_year']) ? $b_asset['business_purchase_year'] : 'NA').'</td><td colspan="1">'.(isset($b_asset['business_emi']) ? $b_asset['business_emi'] : 'NA').'</td><td colspan="1">'.(isset($b_asset['company_name']) ? $company[$b_asset['company_name']] : 'NA').'</td></tr>';
 		}