diff --git a/api/application/views/report_templates/JSONTOREPORT_CLIX.php b/api/application/views/report_templates/JSONTOREPORT_CLIX.php
index 5b88dfeb..7f2829c2 100644
--- a/api/application/views/report_templates/JSONTOREPORT_CLIX.php
+++ b/api/application/views/report_templates/JSONTOREPORT_CLIX.php
@@ -4108,6 +4108,8 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 			$pre_loan_no = 0;
 			foreach($existLoanResult as $table_key => $single_table){
 				//print_r($single_table);die();
+				 if(is_numeric($table_key))
+        		{
 				?>
 				<table class="scorecard_table_resonal_assest" >
 			<!-- <thead> -->
@@ -4137,6 +4139,7 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 			<?php 
 			//
 				}
+			  }
 			} 
 			elseif (!strcasecmp($is_all_loan_details_availble,'no') && ($out_standing_loan_info['tot_running_loans'])) 
 			{
@@ -4149,7 +4152,7 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 
 				<?php
 			}
-			else {?> 
+			else if($existLoanResult['valid_data'] == 0 && $is_existing_loans_available == null){ ?> 
 			 <p>As per loan applicant he does not have any existing loan obligations.</p>
 			<?php } ?>
 			<?php
@@ -4681,7 +4684,10 @@ defined('BASEPATH') OR exit('No direct script access allowed');
 		         else 
 		         {
 		             $footer_lender_disclaimer = MYUTIL::dispatchDisclaimer($lender_disclaimer,3);
+		             if(count($footer_lender_disclaimer))
+		             {
 		            echo '<p align="right"><img height="200" width="200" src="https://pdgenie.com/logo/stamps/'.$footer_lender_disclaimer['disclaimer'].'" /></p>';
+		             }
 		         }
 				 // ###########################  End disclaimer end #########################################		
 		?>