From 998bac985c209c5ae8cd2cb83dd64b59b4e19c32 Mon Sep 17 00:00:00 2001 From: velz Date: Thu, 23 May 2019 20:35:48 +0530 Subject: [PATCH] PD REPORTS FLODER --- .gitignore | 1 - .../pd_reports/602/2019-05-23-08-05-14.html | 1562 +++++++++++++++++ 2 files changed, 1562 insertions(+), 1 deletion(-) create mode 100644 api/application/views/pd_reports/602/2019-05-23-08-05-14.html diff --git a/.gitignore b/.gitignore index 9d455059..8e20071b 100644 --- a/.gitignore +++ b/.gitignore @@ -4,7 +4,6 @@ api/application/logs/* api/application/syslogs/* api/application/request_logs/* api/application/pd_reports/* -api/application/views/pd_reports/* api/application/docs/* !api/application/logs/index.html !api/application/logs/.htaccess diff --git a/api/application/views/pd_reports/602/2019-05-23-08-05-14.html b/api/application/views/pd_reports/602/2019-05-23-08-05-14.html new file mode 100644 index 00000000..aaabd5d9 --- /dev/null +++ b/api/application/views/pd_reports/602/2019-05-23-08-05-14.html @@ -0,0 +1,1562 @@ + + + + + + + + + + + + + + + +
+ +
+
+
+ + + + +

PERSONAL DISCUSSION REPORT

for the case of

Mr. PRATAP MEENA





+ + +
PD Initiated Date 10/04/2019
PD Vist Date
PD Report Date 21/05/2019 05:05:27 AM
PD Initiated by Chennai Head Branch Branch
Loan Application ID LA-00001744 TPV-00015529
Product Home Loan
Customer Segment Self Employed
+ +

Loan Amount Applied For :

+ +
As Per PD Initiation ₹ 20,00,000
(Twenty Lakhs )
As Per Loan Applicants during PD ₹ 20,00,000
(Twenty Lakhs )


+ + + + +

Person(s) Met:

Mr. PRATAP MEENA

Proprietor of CORGO INDIA ENTERPRISES,


          


+ + + +
+ +

Loan Applicants:

+ + + + + + +
Name Age
(Yrs)		 Qualification Relationships
Mr. PRATAP MEENA26Completed Graduation
(B.com, from UP)		Proprietor of CORGO INDIA ENTERPRISES
Mrs. Bhagwan Devi50Completed SchoolingManager of CORGO INDIA ENTERPRISES
and

Mother of PRATAP MEENA
+
+ + + + + + + +

PD Score Summary

+ + + + + + + + +
Actual Score Max Score Score %
General Section Score 1.94 2.50 77.8%
Business Section Score 3.40 5.00 68%
Final Remarks Score 0.00 2.50 0%
Final PD Score 5.34 10.00 53.4%
+ + Score Chart Not GeneratedScore Chart Not GeneratedScore Chart Not Generated
+ +

PD LOCATION

+ +

PD Location Address : CORGO INDIA ENTERPRISES B 19 8 FIRST FLOOR,JOSHI COLONY PATPARGANJ, New Delhi, Delhi - 110092

GPS Coordinates of location where PD Visit was done : 28.6282898,77.3025616

+ Satellite Image of location of Where PD was Done


+ + +

Location Summary

+

The PD visit was done at Office of the loan applicants.The Office is Owned and the business has been in operation from here for the last 2 Years and 5 Months.

The Office is located in a Residential Area and the estimated area of the Office is 90 Square Yards .

The PD location was Easy to locate & Reach. As Per PD Offcier, the Office is situated in a Good Locality.

The PD officer also made the following observations:

+ + + + + +

LOAN DETAILS:

+ During the PD visit, Mr. PRATAP MEENA, provided the following information about loan applied for:

+ + + + +
S.No Loan Particulars Loan Particular Details
1 Total Loan Amount applied for ₹ 20,00,000 (Twenty Lakhs )
2 Loan Tenure expected 180 Months
3 Loan Purpose For Purchase of House Property in Resale and It's a LAP case
4 Amount of Own Contribution ₹ 0 ()
5 Source of Own Contribution as it's LAP, Not applicable
6 EMI Comfortable Paying ₹ 25,000 (Twenty Five Thousands )
7 Type of Property Being Mortgaged Independent House
8 Name of the current / proposed owner(s) of the Property being Mortgaged PRATAP MEENA
9 Status of Construction Complete – Fully Constructed
10 Estimated Market Value of the property being mortgaged ₹ 33,00,000 (Thirty Three Lakhs )
+

Property is name of mother, the option is not coming to select her. + + + + +
+

BUSINESS INFORMATION:

+ +

+
Company / Firm Name : CORGO INDIA ENTERPRISES
+
Business Entity Type : Sole proprietorship
+
Date of Incorporation : 27-09-2016
+
Business Vintage : 2 Years and 7 Months +

+ + +

Proprietor Details

+ + + + + + + + + + + + + + + + + + + + + + +
NameShare HoldingNo.of Years in Current BusinessTotal Work ExperiencePrevious ExperienceStarted Business
Mr.PRATAP MEENA100%1 Year and 5 Months1NILno
+ + +
+

Other Family Members involved in business :

+
+ + + + + + + + + + + + + + + + + + + + +
NameIndividual RelationshipRelated toRelationship to Company / FirmStarted Business (Yes / No)
Dr. gljdlAunt of PRATAP MEENAAuditor yes
+ + + + + +
+

Type of Business Activity : Manufacturing

+
+ + + + + + + + + + + + + + + + + + + + + + + + +
Key ProductsArea of OperationsArea of Sale / ServiceArea where Max Sale / Service done
Watches Within India
Bulandshahr,Greater Noida and Noida of Uttar Pradesh.
+ + 		Bulandshahr,Greater Noida and Noida.
StablizersWithin India
Bulandshahr,Greater Noida and Noida of Uttar Pradesh.
+ + 		Bulandshahr,Greater Noida and Noida.
+ +
+

Brief of the Business / Service Model

+ + + + + + + + + +
Product / Service Process Brief
Watches He gets the watches manufactured from the parties on outsource basis from Vikas jain in shadra. He sells the same in the brand "Giomex". He sells them online on Flipkart and Amazon.
Stablizers He gets them ready on outsource basis from Mohan Nagar Ghaziabad. Does his own branding and sells in the above mentioned areas.
+ + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +

The Business has major changes, the periods of January and March maximum sales/services done.

+ + + +

As per person met, there are 7 permanent and no temporary employess with company

+

At the time of PD visit, the officer sighted 1 employee at the business premises.

+ + + +

The below documents were sighted during the visit :

+ + + + + + + +
+
+ +
GST Registration.
+
+ 		+
+ +
Brand registration certificate.
+
+ 		+
+ +
Applicant has registered the brand and has the certificate for the same..
+
+
+ + + + + + + +
+ + + + + + +
+
+

Assets used in Buisness

+

Assets used for CORGO INDIA ENTERPRISES Business :

+ + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +
S.NoAsset TypeAsset DescriptionOwnershipMonthly Rent
1OthersOther my assetRENTED₹ 1,540
2Equipments and machineryMy EquipmentsRENTED₹ 5,000
3PropertyCommercialOWNEDNA
+ + + + + +
+ +
+

Financial Information

+

Company / Firm Name : CORGO INDIA ENTERPRISES

+

No of Years of Financial Statements provided : 3

+

Snapshot of Financials as per Books of Account Provided :

+ + + + + + + + + + + + + + + + + + + + + + + +
ParticularsFY 2018-2019FY 2019-2020FY 2020-2021
Sales / Revenue (Rs) ₹ 76,45,100₹ 1,00,00,000₹ 1,25,00,000
Net Profit / (Net Loss) (Rs) ₹ 4,67,500(₹ 5,00,000)₹ 6,00,000
Net Profit or (Net Loss) to Sales % 6.12 %(-5.00 %)4.80 %
% (↑ /↓) in Sales over PYNA 30.80 % 25.00 %
% (↑ /↓) in Net Profit over PYNA(-206.95)220.00 %
% (↑ /↓) in Net Profit % over PYNA(-181.77 %)196.00 %
+ + + +

As per Loan Applicant(s) met, the financials are as below :

+ + + + + + + + + + + + + + + + + + + + +
Particulars Range provided Final Considered
From To
Sales / Revenue (Rs) 1,00,00,0001,00,00,0001,00,00,000
Net Profit or (Net Loss) to Sales % 15%17%16%
Net Profit / (Net Loss) (Rs) >>>> 16,00,000
+ + +

Working Capital Cycle:

+ + + + + + + +
S.No Particulars Days
1 Debtor Days 14
2 Creditor Days 0
3 Stock Days Data Not Provided
+ +

Working Capital Facilities:

+ + + + +
+ +

A PHP Error was encountered

+ +

Severity: Warning

+

Message: Invalid argument supplied for foreach()

+

Filename: report_templates/JSONTOREPORT.php

+

Line Number: 1576

+ + +

Backtrace:

+ + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\views\report_templates\JSONTOREPORT.php
+ Line: 1576
+ Function: _error_handler

+ + + + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\controllers\PD_Controller.php
+ Line: 5048
+ Function: view

+ + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\libraries\REST_Controller.php
+ Line: 742
+ Function: call_user_func_array

+ + + + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\index.php
+ Line: 323
+ Function: require_once

+ + + + +
+
S.No Facility Type Facility Details
+ + + + + + +
+

Business Banking:

+ + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +
Account NameBank NameAccount TypeAccount VintageOD/CC Limit(Rs)Main Business AC
CORGO INDIA ENTERPRISESCanara BankCC2 Years and 5 Months9Yes
PRATAP MEENAAB Bank Ltd.Current2 Years NAYes
+ + + + + + + + + + + +

Client Details

+ + + + + + + + + + + + + + + +
Sr.NoParticularsClient 1Client 2
1Product / Service LED TelevisionWatches
2Contact Person Mr.Nagender Proprietor of Meena furniture and electronicMr.Lakhan
3Mobile Number 89542063219720130532
4Landline NoNot ProvidedNot Provided
5Payment TermsPayment after Credit Period providedPayment after Credit Period provided
6Payment ModePayment received in Cash.Payment received in Cash.
7No of Days Credit15 to 20 days15 to 20 days
+

Out of total sales done by CORGO INDIA ENTERPRISES, 50% is done on credit.

+ + + + + +

Supplier Details

+
Supplier 1: + + + + + + + + + + 9899711680 + +
Sr.NoParticularsDetails
1Item Purchased Raw Material one
2Contact Person Mr.Chirag kataria WatchmanOthers ABC Ltd
4Landline NoNot Provided
5Payment TermsSupply against advance payment
6Payment ModePayment made in Cash.
7No of Days CreditNA
+ + + + + + + +

Stock Details

+ +

CORGO INDIA ENTERPRISES

+ + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +
Sr.NoType of StockStock ItemStock Value (Rs)Stock Quantity
1Raw MaterialTest Raw Material 1₹ 6950 Unit
2Raw MaterialTest Raw material 2₹ 56100 testuom
3Finished GoodsLED Television₹ 8,00,00040 Unit
4Finished GoodsWatches ₹ 3,00,0001000 Unit
5Finished GoodsStablizersNot ObservedNot Observed
+

Considering the size of operations, the stock of finished goods maintained is sufficient as per the PD Officer’s observations.

Considering the size of operations, the stock of raw materials maintained is sufficient as per the PD Officer’s observations.

+ + + + + + +

+ + + + + + + + +
+ +

A PHP Error was encountered

+ +

Severity: Notice

+

Message: Undefined index: uom_master

+

Filename: helpers/assetsform_helper.php

+

Line Number: 96

+ + +

Backtrace:

+ + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\helpers\assetsform_helper.php
+ Line: 96
+ Function: _error_handler

+ + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\views\report_templates\JSONTOREPORT.php
+ Line: 2495
+ Function: getOthersAssetsDetails

+ + + + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\controllers\PD_Controller.php
+ Line: 5048
+ Function: view

+ + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\libraries\REST_Controller.php
+ Line: 742
+ Function: call_user_func_array

+ + + + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\index.php
+ Line: 323
+ Function: require_once

+ + + + +

Personal Assets

+ + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +
Sr.NoAsset TypeAsset DescriptionAsset Owned ByApprox Market Value(Rs)Age of the AssestLoan Again Assest
1Property
(Residential)		Residential property ( Residential property on which lap would be raken ) at Plot Number 101, Village chaprola, tehsil dadri GB Nagar UP having area of 100 .Bhagwan Devi₹ 3,30,0002017Yes
2VehicleCar/Jeep - I 10 sportsPRATAP MEENA₹ 02017Yes
3VehicleTwo Wheeler - ScootyPRATAP MEENA₹ 45,0002016No
4VehicleTwo Wheeler - Bike TVS victorPRATAP MEENA₹ 40,0002017No
5Life Insurance PolicyAnnualy premium of Rs.20000 covering Family membersPRATAP MEENASum Assured -
₹ 25,00,000		NANo
+ + +

Personal Banking:

+

Below bank account details were shared :

+ + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +
Sr.NoAccount Holder's NameBank NameAccount TypeOD / CC LimitVintage
1PRATAP MEENAICICI Bank Ltd.SavingsNA4 Yrs
2PRATAP MEENAKotak Mahindra Bank LtdSavingsNA2017 Yrs
+ + + + + + + + +

Other Sources of Income of Individual Loan Applicants:

+ + + + + + + + + + + + + + + + + + + + + + + + + + +
Sr.NoIncome SourceEarned byAmount(Rs)
1Agricultural IncomePRATAP MEENA₹ 5,00,000 Yearly
2Rental IncomeBhagwan Devi₹ 25,000 Monthly
+ + + + + +
+

Family Information:

+ + PRATAP MEENA, who is an applicant in the case, resides at Vill chhapraula in, Bilaspur, Gautam Buddha Nagar District, Uttar Pradesh-201009.
This is a Self Owned residence, where the applicant has been staying for 1 year. + +

The table below provides details of other family members of PRATAP MEENA :

+ + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +
Sr.NoNameRelationAgeEarning StatusOccupation Details
1Bhagwan DeviMother50Non-EarningHousewife
2GeetaWife23Non-EarningHousewife
3Prem pal sighFather52Earning Agricultural Income of 5000 per month. received from ABC. He has been working for 5 years.
4Devender palBrother24Earning Income of ₹ 50,000 per month received from Runs grocery store. He has been working for 2 years.
5NeerajBrother18Non-EarningStudent
6BuntyBrother16Non-EarningStudent
+ + + + + + +
+ +

A PHP Error was encountered

+ +

Severity: Notice

+

Message: Undefined offset: 0

+

Filename: helpers/financialform_helper.php

+

Line Number: 49

+ + +

Backtrace:

+ + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\helpers\financialform_helper.php
+ Line: 49
+ Function: _error_handler

+ + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\views\report_templates\JSONTOREPORT.php
+ Line: 2717
+ Function: getOtherLoanDetails

+ + + + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\controllers\PD_Controller.php
+ Line: 5048
+ Function: view

+ + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\libraries\REST_Controller.php
+ Line: 742
+ Function: call_user_func_array

+ + + + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\index.php
+ Line: 323
+ Function: require_once

+ + + + +
+
+ +

A PHP Error was encountered

+ +

Severity: Notice

+

Message: Undefined offset: 0

+

Filename: helpers/financialform_helper.php

+

Line Number: 49

+ + +

Backtrace:

+ + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\helpers\financialform_helper.php
+ Line: 49
+ Function: _error_handler

+ + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\views\report_templates\JSONTOREPORT.php
+ Line: 2717
+ Function: getOtherLoanDetails

+ + + + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\controllers\PD_Controller.php
+ Line: 5048
+ Function: view

+ + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\libraries\REST_Controller.php
+ Line: 742
+ Function: call_user_func_array

+ + + + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\index.php
+ Line: 323
+ Function: require_once

+ + + + +
+
+ +

A PHP Error was encountered

+ +

Severity: Notice

+

Message: Undefined offset: 0

+

Filename: helpers/financialform_helper.php

+

Line Number: 49

+ + +

Backtrace:

+ + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\helpers\financialform_helper.php
+ Line: 49
+ Function: _error_handler

+ + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\views\report_templates\JSONTOREPORT.php
+ Line: 2717
+ Function: getOtherLoanDetails

+ + + + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\controllers\PD_Controller.php
+ Line: 5048
+ Function: view

+ + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\application\libraries\REST_Controller.php
+ Line: 742
+ Function: call_user_func_array

+ + + + + + + + +

+ File: C:\5.6\xampp\htdocs\AWSEC2\sparqapi\api\index.php
+ Line: 323
+ Function: require_once

+ + + + +

Existing Loan Obligation

+ +

The table below lists the details of Existing Loan Obligations of the Loan Applicants.

+ + + + + + + + + +
ParticularsLoan 1Loan 2Loan 3
Loan TypeHome LoanVehicle LoanBusiness Loan
Loan Amount₹ 7,00,000₹ 3,84,000₹ 1,10,000
Availed FromAadhar Housing Finance LimitedAu Small Finance Bank Ltd.Kotak Mahindra Bank Ltd
Borrower
Instalment Amount₹ 10,359₹ 12,331₹ 5,452
Instalment FrequencyMonthlyMonthlyMonthly
Original Tenure (Months)2404024
Elapsed Tenure (Months)121612
Balance Tenure (Months)2282412
+ + + + + + + + + +
+

Neighbourhood / Reference Check

+

Neighbour Check was not possible due to Could not verify

+ + + + + +
+

PD OFFICERS REMARKS ON CUSTOMER BEHAVOUR, BUSINESS LOCATION & OVERALL PD STATUS

+
+
    +
  • Customer Behaviour:
    • + +
    + + + + + + + + +
    +
    Polite
    +     		+
    Rude
    +     		+
    Others mentioned as below
    ✔
    +
    + + Behaviour Details : Not able to predict customer consicious +
    +
  • Suitability of Business Location:
    • + + + + + + + + + + + +
    +
    Well Suited
    +     		+
    Fairly Suited
    ✔
    +     		+
    Not Suited
    +
    +
  • PD Officer’s overall assessment:
    • + + + + + + + + + + + + + +
    +
    Positive
    +     		+
    Refer to Credit
    +     		+
    Negative
    +     		+
    Others
    ✔
    +
    +
+
+

Have to do PD with higher official before approval

+
+ + + + + + + +

Details Score Card Section

General Questions L1(25%) L2 Answer Score Attributed Score Max Score
Has OTP authentication been done11.111111111111%Yes100.27777777777778
(25% * 11.111111111111% * 10)		0.27777777777778
(25% * 11.111111111111% * 10)
Is person Met, one of the loan applicants?16.666666666667%yes100.41666666666667
(25% * 16.666666666667% * 10)		0.41666666666667
(25% * 16.666666666667% * 10)
Qualification 11.111111111111%Completed Graduation60.16666666666667
(25% * 11.111111111111% * 6)		0.27777777777778
(25% * 11.111111111111% * 10)
Comment on Locality11.111111111111%Good70.19444444444444
(25% * 11.111111111111% * 7)		0.27777777777778
(25% * 11.111111111111% * 10)
Approach to PD location11.111111111111%Easy to locate & Reach70.19444444444444
(25% * 11.111111111111% * 7)		0.27777777777778
(25% * 11.111111111111% * 10)
Customer Behaviour11.111111111111%Others00
(25% * 11.111111111111% * 0)		0.27777777777778
(25% * 11.111111111111% * 10)
Status of the neighbourhood check as per PD officer0%Could not verify00
(25% * 0% * 0)		0
(25% * 0% * 0)
Name Board of the Business Seen11.111111111111%yes100.27777777777778
(25% * 11.111111111111% * 10)		0.27777777777778
(25% * 11.111111111111% * 10)
Value of Assets as a % of Loan Amount 16.666666666667%2915000100.41666666666667
(25% * 16.666666666667% * 10)		0.41666666666667
(25% * 16.666666666667% * 10)
General Section Sum of Attributed Score | Sum of Max Score 1.94 2.50


Asset Value Calculaitons
Actual Value Of Assets (a)2,915,000.00
Loan Amount (b)2,000,000.00
Avg Expected Value Of Assets (c)35%
Expected Value Of Assets (d = c*b)700,000.00
Actual Value Of Assets Percentage (e = (a/b) * 100)145.75%
Variance (f = ((e-c)/c) * 100)316.43%
Score As per Grid10



Final Remarks Questions L1(25%) L2Answer ScoreAttributed Score Max Score
PD Officer's recommendation100%Others00
(25% * 100% * 0)		2.5
(25% * 100% * 10)
Final Remarks Section Sum of Attributed Score | Sum of Max Score 0.00 2.50



Business Questions L1(50%) L2Answer Score Attributed ScoreMax Score
Number of Years For Which The Business Has Been Running10%240.2
(50% * 10% * 4)		0.5
(50% * 10% * 10)
Is the location of the business / profession suited to the nature of business / service provided?10%fairly suited60.3
(50% * 10% * 6)		0.5
(50% * 10% * 10)
Is the Business seasonal?10%yes50.25
(50% * 10% * 5)		0.5
(50% * 10% * 10)
Total Number of Employees (as per applicant)10%740.2
(50% * 10% * 4)		0.5
(50% * 10% * 10)
Certificates 10%Refer Cert TableDerived0.50.5
Owned Property7%yes100.35
(50% * 7% * 10)		0.35
(50% * 7% * 10)
Owned Vehicle3%no00
(50% * 3% * 0)		0.15
(50% * 3% * 10)
Was any business activity seen at the Address Type seen during PD visit ?10%yes100.5
(50% * 10% * 10)		0.5
(50% * 10% * 10)
At least 1 Supplier Name & Number field details provided5%Provided100.25
(50% * 5% * 10)		0.25
(50% * 5% * 10)
At least 1 Client Name & Number field details provided5%Provided100.25
(50% * 5% * 10)		0.25
(50% * 5% * 10)
Is the stock of raw material observed, sufficient considering the size of operaions5%yes100.25
(50% * 5% * 10)		0.25
(50% * 5% * 10)
Is the stock of Finished / Traded goods observed, sufficient considering the size of operaions5%yes100.25
(50% * 5% * 10)		0.25
(50% * 5% * 10)
Vintage of Main Business Account10%2 Yrs 5 Mns 20.1
(50% * 10% * 2)		0.5
(50% * 10% * 10)
Business Section Sum of Attributed Score | Sum of Max Score 3.40 5.00


Business Certificates Answer Score Attributed Score Max Score
Shop and Eat Act cert? not applicable00
(50% * 10% * 0)		0
(50% * 10% * 10)
GST regn cert? yes100.5
(50% * 10% * 10)		0.5
(50% * 10% * 10)
PF Regn?not applicable00
(50% * 10% * 0)		0
(50% * 10% * 10)
ESIC Regn?not applicable00
(50% * 10% * 0)		0
(50% * 10% * 10)
Export/import cert? not applicable00
(50% * 10% * 0)		0
(50% * 10% * 10)
Factory cert?not applicable00
(50% * 10% * 0)		0
(50% * 10% * 10)
Cert of practice? not applicable00
(50% * 10% * 0)		0
(50% * 10% * 10)
+ + + + \ No newline at end of file