diff --git a/api/application/controllers/PD_Controller.php b/api/application/controllers/PD_Controller.php
index 2665d001..8de16f33 100644
--- a/api/application/controllers/PD_Controller.php
+++ b/api/application/controllers/PD_Controller.php
@@ -1022,7 +1022,7 @@ class PD_Controller extends REST_Controller {
 				/***********************CHOOSE PD TEMPALATE*********************/
 				$pd_details['fk_pd_template_id'] = $this->assignPDTempalate($pd_details['pd_id']);
 			//echo $pd_details['fk_pd_template_id'];	
-				$pd_details =  $this->smcStuffs($pd_details);
+				
 
 			}
 
@@ -1062,6 +1062,16 @@ class PD_Controller extends REST_Controller {
 				$pd_details['cancel_pd_remark'] = $pd_details['remark'];
 				unset($pd_details['remark']);
 			}
+
+
+			if(isset($pd_details['pd_status']) && $pd_details['pd_status'] == BOUNCED || $pd_details['pd_status'] == TRIGGERED)
+			{
+				//implement smc related stuffs
+				$pd_details = $this->smcStuffs($pd_details,$exist_pd_details);
+			}
+
+
+			// die();
 			$where_condition_array = array('pd_id' => $pd_details['pd_id'],'random_string' => $pd_details['random_string']);
 			$pd_id_modified = $this->PD_Model->updateRecords($pd_details,PDTRIGGER,$where_condition_array);
 			// print_r($this->db->last_query());
@@ -1081,14 +1091,7 @@ class PD_Controller extends REST_Controller {
 				$id = $this->PD_Model->updateRecords($temp_data,PDADDRESS,$where_condition_array);
 			}
 			
-			
-			if(isset($pd_details['pd_status']) && $pd_details['pd_status'] == BOUNCED)
-			{
-				//implement smc related stuffs
-				$pd_details = $this->smcStuffs($pd_details,$exist_pd_details);
-			}
-
-
+		
 			if($pd_id_modified != null || $pd_id_modified != '' && $count != 0)
 			{
 
@@ -11081,7 +11084,8 @@ public function getCompaniesListsFromGeneralFormRawJSON_post()
 			 // $addresses[0]['fk_city'] = 3374;
 			 $mwise_lender_id = (ENVIRONMENT == 'production' ? 7 : 35);
 			
-			 $is_mwise_lender = ( $pd_details['fk_lender_id'] == $mwise_lender_id ? true : false);
+			 $current_lender_id = (isset($pd_details['fk_lender_id']) && $pd_details['fk_lender_id'] != '' ? $pd_details['fk_lender_id'] : $existing_pd_details[0]['fk_lender_id'])	;
+			 $is_mwise_lender = ( $current_lender_id == $mwise_lender_id ? true : false);
 			 // echo !$is_mwise_lender;
 			 if($is_mwise_lender && $pd_details['pd_status'] == TRIGGERED)
 			 {
@@ -11105,7 +11109,7 @@ public function getCompaniesListsFromGeneralFormRawJSON_post()
 			 	//find current user role
 			 			$this->load->model('User_Management_Model');
 			 			$this->load->model('SMC_Credit_PD_Model');
-						$user_details = $this->User_Management_Model->getUserDetails($createdby);
+						$user_details = $this->User_Management_Model->getUserDetails($pd_details['fk_updatedby']);
 						if($user_details['data'][0]['user_role'] == 26)//Credit Manager
 						{
 							//get RCM and allocate to RCM
@@ -11143,6 +11147,7 @@ public function getCompaniesListsFromGeneralFormRawJSON_post()
 
 			 }
 
+			 // echo $pd_details['fk_pd_allocated_to'];die();
 			 return $pd_details;
 	}
 		 
diff --git a/api/application/views/smc_creditpd_reports/MWISE.php b/api/application/views/smc_creditpd_reports/MWISE.php
index 093c1ffb..eb9a1454 100644
--- a/api/application/views/smc_creditpd_reports/MWISE.php
+++ b/api/application/views/smc_creditpd_reports/MWISE.php
@@ -805,6 +805,8 @@ $business_pd_visited_remark = (isset($pd_section_data[8]['business_pd_visited_re
 	<tr>
 		<th  class="thlargefont" colspan="10" >Financial Information</th>
 	</tr>
+
+	<?php if(isset($pd_section_data[10])) { ?>
 	<tr>
 		<td  colspan="6"   >Name of the Company / Firm whose financials are noted </td>
 		<td  class = "tdcenteralign" colspan="4"  ><?php echo isset($applicant_details[0]['company_name']) ? $applicant_details[0]['company_name'] : $pd_master_details[0]['main_applicant']?></td>
@@ -1032,6 +1034,17 @@ $business_pd_visited_remark = (isset($pd_section_data[8]['business_pd_visited_re
 			
 			
 			<?php if(!empty($pd_section_data[10]['common_remarks'])) {echo '<tr> <td class="tdcenteralign" colspan="2">Remarks on Financials  >></td> <td colspan="10" class="tdcenteralign">'.$pd_section_data[10]['common_remarks'].'</td> </tr>';}?>
+
+
+		<?php  
+		}
+		else // if finance data not available . this condiiton opens at near by finace section heading
+		{
+			echo '<tr> <td class="tdcenteralign" colspan="10">Finance Data Not Available</td></tr>';
+		}
+
+
+		?>
 			
 		</tbody>
 		</table>