diff --git a/api/application/views/report_templates/JSONTOREPORT_DI_AI.php b/api/application/views/report_templates/JSONTOREPORT_DI_AI.php new file mode 100644 index 00000000..98c40a9c --- /dev/null +++ b/api/application/views/report_templates/JSONTOREPORT_DI_AI.php @@ -0,0 +1,4640 @@ + + + + + + + + + + + + + + + +
+ +
+
+
+ + + ₹"; + ?> +
"; + + echo "
"; + echo "

PERSONAL DISCUSSION REPORT

"; + echo "
for the case of
"; + + echo "

".$main_applicant_name."

"; + echo "
"; + echo "



"; + ?> + + + + '; + echo ''; + echo ''; + echo ''; + echo ''; + echo ''; + echo ''; + ?> + + + + Loan Amount Applied For :

"; + //echo '
PD Initiated Date : '.$pd_master_details[0]['createdon'].'
PD Visit Date : '.$pd_master_details[0]['pd_visit_date'].'
PD Report Date : '.$pd_master_details[0]['pd_report_generated_date'].'
PD Initiated by : '.$pd_master_details[0]['branch_name'].' Branch
Loan Application ID : '.$pd_master_details[0]['lender_applicant_id'].'
Product : '.$pd_master_details[0]['product_name'].'
Customer Segment : '.(explode('-',$pd_master_details[0]['customer_segment_name'])[0]).'
+ echo ''; + echo '
Loan Amount
(As Per PD Initiation)
: ' .' '. MYUTIL::customIndianNumberFormat($pd_master_details[0]['loan_amount']). '
('. MYUTIL::numtowords($pd_master_details[0]['loan_amount']) .')
Loan Amount
(As Per Loan Applicants during PD)
: ' .' '. MYUTIL::customIndianNumberFormat($loan_form['loan_amount']). '
('. MYUTIL::numtowords($loan_form['loan_amount']) .')
'; + //echo "
"; + echo "

"; + echo "

"; + echo "

"; + echo "

"; + echo "

"; + echo "

"; + + if(isset($lender_disclaimer[0]['disclaimer']) && $lender_disclaimer[0]['disclaimer'] != '') + { + echo '

Disclaimer: '. $lender_disclaimer[0]['disclaimer'] .'

'; + + } + + echo '

Registered / Corporate Office: SineEdge Consulting Private Limited. A-211, Pioneer Urban Square, Golf Course Extension Road, Sector 62, Gurgaon, Haryana - 122002

'; + ?> + + + + + + $individual) + { + //print_r($individual);die(); + if($individual['is_person_met'] == true) + { + //array_push($person_met_images); + $temp_person_met = array(); + $applicant_name = $individual['applicant_name']; + //$applicant_name = array_key_exists('pd_co_applicant_id_master',$individual) ? $individual['pd_co_applicant_id_master'] : "Not Available" ; + //echo '
'.$individual['applicant_title_name_master'] .' '. $applicant_name.'
' ; + $temp_person_met['name'] = $individual['applicant_title_name_master'] .' '. $applicant_name; + $temp_person_met['photo'] = ''; + $temp_person_met['id_proof'] = ''; + foreach($pd_images[18] as $pm_Key => $pm_value) + { + + //echo $applicant_name.'-'.$pm_value['pd_document_title']; + if( !strcasecmp(trim($applicant_name),trim($pm_value['pd_document_title'])) ) + { + $temp_person_met['photo'] = $pm_value['doc_url'] ; + } + + $id = trim($applicant_name).'-id_proof'; + if(!strcasecmp($id,trim($pm_value['pd_document_title']))) + { + $temp_person_met['id_proof'] = $pm_value['doc_url'] ; + } + } + $company_relationship_data = null; + foreach($general_form['company_with_relationships'] as $company_with_relationship) + { + if($individual['pd_co_applicant_id'] == $company_with_relationship['applicant_name']) + { + //FInd Company Name from JSON + $company_relationship_data .= $company_with_relationship['company_relationship_master'].' '.$company_with_relationship['company_name']; + + //$company_relationship_data.='
and

'; + $company_relationship_data.=', '; + } + } + //$temp_person_met['name'] = + //print_r($general_form['persons_with_relationships']); + $personal_relationship_data = null; + foreach($general_form['persons_with_relationships'] as $persons_with_relationship) + { + if($individual['pd_co_applicant_id'] == $persons_with_relationship['pd_co_applicant_id'] && isset($persons_with_relationship['relationship'])) + { + + if(isset($persons_with_relationship['relation_to_master'])) + { + //? $persons_with_relationship['relation_to_master'] : " Could Not Find"; + $RSNA = $persons_with_relationship['relation_to_master']; + if(isset($persons_with_relationship['relationship_master'])) + { + $personal_relationship_data .= $persons_with_relationship['relationship_master'] .' Of '. $RSNA; + //$personal_relationship_data.='
and

'; + $personal_relationship_data.=', '; + + } + } + } + } + + $company_relationship_data .= $personal_relationship_data; + $temp_person_met['relations'] = $company_relationship_data; + array_push($person_met_data,$temp_person_met); + + + } + } + + + //print_r($person_met_data);die(); + echo '
'; + echo '

Person(s) Met:

'; + echo '
'; + foreach($person_met_data as $pk => $person) + { + $display_for_person_met =$person['relations'] != "" ? substr_replace($person['relations'],'.',strrpos($person['relations'],','),1) : ''; + + $person_met_details = $person['name']; + $person_met_details .= ($display_for_person_met != "" ? ' - ' . $display_for_person_met :''); + echo '

'.$person_met_details.'

'; + + //if($display_for_person_met != "" || $display_for_person_met != null){ + echo '

'; + //} + if($person['photo']) + { + echo ''; + } + echo '     '; + if($person['id_proof']) + { + echo ''; + } + + //echo count($person_met_data) != ($pk+1)? '
':''; + + + } + echo '
'; + echo '
'; + ?> + +
+ +

Loan Applicants:

+ + + + + + $individual) + { + + if($individual['is_applicant'] == true && $individual['is_active'] == true) + { + + $education_qualification = $individual['qualification_master']; + $education_qualification = $individual['course_name'] != "" || $individual['course_name'] != null ? $education_qualification.'
('.$individual['course_name'].')' : $education_qualification; + + + $applicant_name = array_key_exists('pd_co_applicant_id_master',$individual) ? $individual['pd_co_applicant_id_master'] : " Could Not Find" ; + //echo $applicant_name.'**************************'; + + $title = isset($individual['applicant_title_name_master']) && $individual['applicant_title_name_master'] != "" ? $individual['applicant_title_name_master'] : ''; + + echo '"; + } + } + + if(isset($general_form['companies']) && count($general_form['companies'])) + { + $business_entity_type_master = array(1 => 'Others', 2 => 'Public Ltd Company', 3 => 'Sole proprietorship', 4 => 'HUF (Hindu Undivided Family)', 5 => 'Partnership',6 => 'Cooperative',7 => 'Limited Liability Partnership(LLP)',8 => 'OPC (One Person Company)',9 => 'Society',10 => 'Trust',11 => 'Private Limited Company'); + foreach ($general_form['companies'] as $comp_key => $ind_company) { + if($ind_company['is_company_applicant'] != null) + { + + echo ''; + } + + } + } + ?> + +
Name Age
(Yrs/Mns)
Qualification / Type of Entity Relationships
'.$title.' '.$applicant_name.''.$individual['age'].''.$education_qualification.''; + + $company_relationship_data = null; + //print_r($general_form['company_with_relationships']); + foreach($general_form['company_with_relationships'] as $company_with_relationship) + { + + //print_r($company_with_relationship); + if($individual['pd_co_applicant_id'] == $company_with_relationship['applicant_name']) + { + //FInd Company Name from JSON + + //echo "ONCE"; + $company_relationship_data = ($company_with_relationship['company_relationship_master'] .' '.$company_with_relationship['company_name']); + + $company_relationship_data.='
and

'; + } + } + + $personal_relationship_data = null; + foreach($general_form['persons_with_relationships'] as $persons_with_relationship) + { + + + + if(($individual['pd_co_applicant_id'] == $persons_with_relationship['pd_co_applicant_id'] || !strcasecmp($applicant_name,$persons_with_relationship['applicant_name']))&& isset($persons_with_relationship['relationship'])) + { + + + if( isset($persons_with_relationship['relation_to_master'])) + { + $RSNA = $persons_with_relationship['relation_to_master']; + if(isset($persons_with_relationship['relationship_master'])) + { + $personal_relationship_data .= $persons_with_relationship['relationship_master'] .' of '. $RSNA; + + $personal_relationship_data.='
and

'; + } + } + } + } + $company_relationship_data .= $personal_relationship_data; + echo substr_replace($company_relationship_data, '', strrpos($company_relationship_data, '
and

'),strlen($company_relationship_data)); + + echo "
'. $ind_company['company_name'] .''. $ind_company['business_years']. (isset($ind_company['business_month']) ? ' . ' . $ind_company['business_month']: null) .''. ( $ind_company['business_entity_type'] == 1 ? $ind_company['business_entity_type_other'] : $business_entity_type_master[ $ind_company['business_entity_type'] ] ).' Not Applicable
+ + + + + '.$general_form['general_remark'].'

'; + } + ?> + + + + + + + '; + echo '

PD Score Summary

'; + + ?> + + + + + + + + + +
Actual Score Max Score Score %
General Section Score
Business Section Score
Final Remarks Score
Final PD Score
+ +
"; + + echo '

'; + + } + // else + // { echo "Score Chart Not Generated"; } + + + + //######################### CHART ########################### + + + // if(isset($dsc_cards['base64_dsc_business'])) + // { + // echo "

"; + + // echo '

'; + + // } + // else + // { + // //echo "Score Chart Not Generated"; + // } + + // if(isset($dsc_cards['base64_dsc_general'])) + // { + // echo "

"; + + // echo '

'; + + // } + // else + // { + // //echo "Score Chart Not Generated"; + // } + + + echo "
"; + //######################### CHART ########################### + + $business_captions = array("no_of_years_business_run" => "Business Vintage >>", "location_suited_for_busienss" => "Business Location suitability >>", "business_seasonality" => "Seasonality >>", "employees_total" => "Employee Strength >>", "cerificates" => "Business Certifications Sighted >>","owned_property" => "Business Premise Ownership >>", "owned_vechile" => "Vehicle Ownership >>", "business_activity_has_seen" => "Business Activity Observed >>", "minimum_supplier_info" => "Supplier Information Provided >>", "minimum_client_info" => "Client Information Provided >>","stock_raw_material_enough" => "Raw Materials Stock Sufficiency >>", "stock_finished_goods_enough" => "Finished/Traded Stock Sufficiency >>", "vintage_of_business_account" => "Main Business Banking Account Vintage >>"); + + $general_captions = array("otp_done" => "OTP authentication done >>","person_met_is_applicant" => "Is person Met, a loan applicant >>","qualification" => "Qualification of Loan Applicants >>","comment_locality" => "Comment on Locality >>","pd_location_approach" => "Approach to PD location >>","customer_behaviour" => "Customer Behaviour >>","neibourhood_check_as_per_pd_officer" => "Neighbourhood check >>","was_the_company_name_board_sighted" => "Business Board Sighted >>","value_of_other_assets" => "Asset Value by Loan Amount % >>"); + + + $address_type_remarks_caption = array('well_suited' => 'well suited','fairly_suited' => 'fairly suited','not_suited' => 'not suited'); + + + echo ''; + echo ''; + + echo ''; + foreach($pd_score['business'] as $bsk => $business_score) + { + + $class = null; + $answer = null; + $per = $business_score['attributed_score'] > 0 && $business_score['max_score'] > 0 ? ( ($business_score['attributed_score'] / $business_score['max_score']) * 100) : 0; + + $class = ( $per >= 80 ? 'rcorners_green' : ($per >= 65 && $per < 80 ? 'rcorners_light_green' : ($per >= 50 && $per < 65 ? 'rcorners_amber' : 'rcorners_red'))); + + // if($bsk == 'business_seasonality') + // { + // echo "BUSINESS"; + // echo $per; + // echo $class; + // echo $per >= 80 ? 'rcorners_green' : 'SOME'; + // die(); + // } + if($bsk == 'location_suited_for_busienss') + { + $answer = $address_type_remarks_caption[ $business_score['answer'] ]; + } + else if($bsk == 'cerificates') + { + $answer = $per > 0 ? 'Yes' : 'No'; + } + else if($bsk == 'no_of_years_business_run') + { + $answer = isset($business_score['answer']) ? $business_score['answer'].' Yrs' : ''; + } + else if($bsk == 'business_seasonality') + { + $answer = isset($business_score['answer']) ? ((!strcasecmp($business_score['answer'], 'yes')) ? 'Seasonal': 'Not Seasonal') : ''; + } + else if($bsk == 'vintage_of_business_account') + { + $answer = isset($business_score['answer']) && $business_score['answer'] != '' ? $business_score['answer'] : 'No'; + } + else + { + $answer = isset($business_score['answer']) ? $business_score['answer'] : ''; + } + + if(strcasecmp($answer,'Not Applicable')) + { + echo ''; + } + } + echo ''; + echo '
Business Related Parameters Impacting Score Response
'. $business_captions[$bsk] .' '. '
'. ucfirst($answer).'
'; + echo '


'; + + echo ''; + echo ''; + + echo ''; + foreach($pd_score['general'] as $gsk => $general_score) + { + $class = null; + $per = $general_score['attributed_score'] > 0 && $general_score['max_score'] > 0 ? ( ($general_score['attributed_score'] / $general_score['max_score']) * 100) : 0; + + $class = ( $per >= 80 ? 'rcorners_green' : ($per >= 65 && $per < 80 ? 'rcorners_light_green' : ($per >= 50 && $per < 65 ? 'rcorners_amber' : 'rcorners_red'))); + + $answer = ucfirst($general_score['answer']); + + if($gsk == 'value_of_other_assets') + { + //print_r($general_score);die(); + $answer = round((($answer/$loan_form['loan_amount']) * 100),2) .' %'; + + } + + if(strcasecmp($answer,'Not Applicable')) + { + echo ''; + } + } + echo ''; + echo '
Other Parameters Impacting ScoreResponse
'. $general_captions[$gsk] .' '. '
'. $answer.'
'; + + + // + } //end of is score card enabled for this pd + + ?> + + $address_image_value) { + if($address_image_value['is_show_report'] == 1) + { + $pd_location_approach_img_url = isset($address_image_value['doc_url']) ? $address_image_value['doc_url']: ''; + //$pd_location_approach_img_location = $address_image_value['location']; + //$pd_location_approach_img_date = date('Y/m/d h:s:i A',$address_image_value['createdon']); + break; + } + } + + $name_board_seen_img_url = ''; + if(isset($pd_processed_forms[13][0])) + { + + $first_business_form = json_decode($pd_processed_forms[13][0]['processed_json'],true); + //if($first_business_form['was_the_company_name_board_sighted']=='yes') + //{ + //echo 'YES';die(); + foreach ($pd_images[13] as $image_key => $image_value) { + if($image_value['pd_document_title'] == 'Name Board Seen') + { + + $name_board_seen_img_url = $image_value['doc_url']; + break; + } + } + //} + } + + //echo $name_board_seen_img_url;die(); + //print_r($address_images);die(); + ?> +
+

PD LOCATION

+ +

Address at which PD was initiated: '.$pd_address['address'].', '.$pd_address['city_master'].', '.$pd_address['state_master'].' - '.$pincode.'.'; + + echo '
Address at which PD Visit actually done: '.$pd_alternative_address['alternative_address'].', '.$pd_alternative_address['city_master'].', '.$pd_alternative_address['state_master'].' - '.$alter_native_pincode.'.'; + + echo '
Reasaon for change in PD address:'.$pd_alternative_address['reason_for_alternative_address']; + + } + else + { + + echo 'PD Location Address : '.$pd_address['address'].', '.$pd_address['city_master'].', '.$pd_address['state_master'].' - '.$pincode.'.'; + } + + echo '

GPS Coordinates of location where PD Visit was done : '.$pd_master_details[0]['start_location']; + echo '

'; + ?> + $com_value) + { + if($com_value['pd_document_title'] == 'satellite') + { + $satellite_url = $com_value['doc_url'];break; + } + } + } + + ?> +  Satellite Image of location of Where PD was Done


+ + + + + + + + + +
PD Location Approach Name Board of Business/Entrance
+ + Location Approach Image Not Available + + Name Board
'.$pd_location_approach_img_date; ?>
+ +

+

Location Summary

+ '; + echo 'The PD visit was done at '. $address_type. 'Address Form - Type of Address of the loan applicants. '; + echo 'The '.$address_type.'Address Form - Type of Address is '.$property_owner_type.'Business Assest Form - Owner of the Property and the business has been in operation from here for the last '.$yrs_being_run.'Business Assest Form - Business running Yrs in this premise .'; + echo '

The '.$address_type.'Address Form - Type of Address is located in '.$locality.'Address Form - Locality of Address and the estimated area of the '.$address_type.'Address Form - Type of Address is '.$estimated_area.'Address Form - Estimated Area .'; + echo '

The PD location was '. $pd_address['pd_location_master'].'Address Form - Approach to PD location . ' . 'As Per PD Officer, the '.$address_type .'Address Form - Type of Address is situated in '.$comment_locality_master .'Address Form - Comment on locality Locality.'; + echo '

The PD officer also made the following observations:' ; + echo '
"; + + if($address_form['address_form_remark']) + { + echo ''.$address_form['address_form_remark'].'Address Form - Address Form Remarks ';} + echo "

"; + echo "
"; + //die(); + // + ?> + + + + + + +

LOAN DETAILS:

+ During the PD visit, '.$main_applicant_name.', provided the following information about loan applied for:'; + + $is_current_product_bl = $pd_master_details[0]['product_abbr'] == "BL" ? true: false; + $is_current_product_lab = $pd_master_details[0]['product_abbr'] == "LAP" ? true: false; + $is_current_product_laep = $pd_master_details[0]['product_abbr'] == "LAEP" ? true: false; + // echo $pd_master_details[0]['product_abbr']; + // echo '-bl-'. $is_current_product_bl; + // echo '-lap-'.$is_current_product_lab; + // die(); + $loan_table_dispaly_rows = array(); + + $loan_table_dispaly_rows[] = array('particulars' => 'Total Loan Amount applied for','details' => ""." ".$loan_amount.' ('.MYUTIL::numtowords($loan_form['loan_amount']).')'); + if($is_current_product_bl || $is_current_product_laep) + { + $to_dispaly = !strcasecmp($loan_form['is_there_total_fund'], 'yes disclose') ? ('Disclosed '.""." ".MYUTIL::customIndianNumberFormat($loan_form['fund_amt']).' ('.MYUTIL::numtowords($loan_form['fund_amt']).')'):'Not Disclosed'; + $loan_table_dispaly_rows[] = array('particulars' => 'Total Fund Requirement','details' => $to_dispaly); + } + $loan_table_dispaly_rows[] = array('particulars' => 'Loan Tenure expected','details' => $loan_form['loan_tenure'] != "" ? $loan_form['loan_tenure'].' Months' : 'Not provided'); + + $end_use = ''; + $to_remove_for = false; + foreach($loan_form['end_use_master'] as $enduse) + { + if(strpos(strval($enduse), 'Others') === false) { $end_use.= $enduse.' and ';} + else { + + $to_remove_for = true; + $end_use.=$loan_form['end_use_other'].' and'; + } + } + $end_use = substr_replace($end_use, '', strrpos($end_use, 'and'),strlen($end_use)); + //echo substr($end_use,0,3); + + + if(strcasecmp(substr($end_use,0,3),'for')) + { + if(!(count($loan_form['end_use_master']) == 1 && $to_remove_for)) + { + $end_use = 'For '.$end_use; + } + } + + $loan_table_dispaly_rows[] = array('particulars' => 'Loan Purpose','details' => $end_use); + + if(strcasecmp($loan_form['is_transfer'],'no')) + { + + $loan_table_dispaly_rows[] = array('particulars' => 'Balance Transfer Amount','details' => ""." ".MYUTIL::customIndianNumberFormat($loan_form['balance_transfer_amount']).' ('.MYUTIL::numtowords($loan_form['balance_transfer_amount']).')'); + + $loan_table_dispaly_rows[] = array('particulars' => 'Top Up Amount applied for','details' => ""." ".MYUTIL::customIndianNumberFormat($loan_form['topup_amount']).' ('.MYUTIL::numtowords($loan_form['topup_amount']).')'); + + $loan_table_dispaly_rows[] = array('particulars' => 'End Use of Topup','details' => ( strcasecmp('others',$loan_form['end_use_topup_master'])) ? $loan_form['end_use_topup_master'] : $loan_form['other_end_use_topup'] ); + + + $loan_table_dispaly_rows[] = array('particulars' => 'Balance Transfer from','details' => $loan_form['lender'] == 1 ? $loan_form['other_bt_lender']: $loan_form['lender_master']); + + } + else{ + //echo 'sdn-'.((!$is_current_product_bl) && !$is_current_product_lab); die(); + if((!$is_current_product_bl) && !$is_current_product_lab && !$is_current_product_laep) + { + $loan_table_dispaly_rows[] = array('particulars' => 'Amount of Own Contribution','details' =>""." ".MYUTIL::customIndianNumberFormat($loan_form['own_contribution']).' ('.MYUTIL::numtowords($loan_form['own_contribution']).')' ); + $source_of_own_contribution = null; + + foreach($loan_form['source_of_own_contribution_master'] as $own_source) + { + if(strpos(strval($own_source), 'Others') === false) { $source_of_own_contribution.= $own_source.' and ';}else{ $source_of_own_contribution.=$loan_form['other_source'].' and '; } + } + $source_of_own_contribution = substr_replace($source_of_own_contribution, '', strrpos($source_of_own_contribution, ' and '),strlen($source_of_own_contribution)); + + $loan_table_dispaly_rows[] = array('particulars' => 'Source of Own Contribution','details' => $source_of_own_contribution); + } + } + + $loan_table_dispaly_rows[] = array('particulars' => 'EMI Comfortable Paying','details' => $rupee_symbol." ".MYUTIL::customIndianNumberFormat($loan_form['emi_level']).' ('.MYUTIL::numtowords($loan_form['emi_level']).')' ); + + if(!$is_current_product_bl && !$is_current_product_laep) + { + + if(isset($loan_form['property_type_master']) && $loan_form['property_type_master'] != "") + { + $loan_table_dispaly_rows[] = array('particulars' => 'Type of Property Being Mortgaged','details' => substr_count($loan_form['property_type_master'],'Others') ? $loan_form['property_type_others'] : $loan_form['property_type_master']); + + //print_r($loan_form);die(); + $owners_list = null;foreach($loan_form['owners_list_master'] as $owner){ $owners_list.=$owner.' and '; } + ///echo $owners_list; + $owners_list = substr_replace($owners_list, '', strrpos($owners_list, 'and'),strlen($owners_list)); + if($owners_list == '') + { + if(isset($loan_form['owner_name_group'][0]['owner_name'])) + { + $owners_list = $loan_form['owner_name_group'][0]['owner_name']['name']; + } + } + $loan_table_dispaly_rows[] = array('particulars' => 'Name of the current / proposed owner(s) of the Property being Mortgaged','details' => $owners_list); + + $loan_table_dispaly_rows[] = array('particulars' => 'Status of Construction','details' => $loan_form['construction_status_master']); + + $loan_table_dispaly_rows[] = array('particulars' => 'Estimated Market Value of the property being mortgaged','details' => $rupee_symbol." ".MYUTIL::customIndianNumberFormat($loan_form['emv_per_customer']).' ('.MYUTIL::numtowords($loan_form['emv_per_customer']).')'); + } + } + + if(isset($loan_form['property_seller']) && $loan_form['property_seller'] != '') + { + $loan_table_dispaly_rows[] = array('particulars' => 'Current Owner/Seller of the property','details' => $loan_form['property_seller'] ); + + + } + + if(isset($loan_form['address']) && $loan_form['address'] != '') + { + $address_of_owner_seller_property = $loan_form['address'] . (isset($loan_form['city_master']) ? ', '.$loan_form['city_master'] : '') . (isset($loan_form['state_master']) ? ', '.$loan_form['state_master'] : '') . (isset($loan_form['pincode_master']) ? ', '.$loan_form['pincode_master'] : ''); + + $loan_table_dispaly_rows[] = array('particulars' => 'Address of the property','details' => $address_of_owner_seller_property ); + } + //print_r($loan_table_dispaly_rows); + ?> +

+ + + + $row) + { + echo '"; + } + ?> + +
S.No Loan Particulars Loan Particular Details
'.($row_key + 1)." ".$row['particulars']." ".$row['details'] ."
+
".$loan_form['loandetails_remarks']; + ?> + + + + + + 0) { + for($business_count = 0;$business_count < $total_no_of_business; $business_count++) + { + + if($general_form['companies'][$business_count]['is_active'] == true) + { // $temp_show = null; + // if($temp_show == null) + // { + ?> +
+ .'; + } + $bindEachResult['company_employees'] = ''; + + + // this is for no of employees details + if(isset($businessRow['employees_permanent']) && $businessRow['employees_permanent'] <= 0) { + $bindEachResult['company_employees']='As per person met there are no permanent'; + + } + else{ + $bindEachResult['company_employees']='As per person met, there are '.$businessRow['employees_permanent'].' permanent '; + } + + if(isset($businessRow['employees_temporary']) && $businessRow['employees_temporary'] > 0){ + + $bindEachResult['company_employees'] .= 'and '.$businessRow['employees_temporary'].' temporary employee(s) with company.'; + } + else{ + + $bindEachResult['company_employees'].= ' and no temporary employees with company.'; + } + + if(($businessRow['employees_permanent'] != "" && $businessRow['employees_permanent'] == 0) && ($businessRow['employees_temporary'] != "" && $businessRow['employees_temporary'] == 0)) + { + + $bindEachResult['company_employees']= 'As per loan applicant met, there are no permanent or temporary employees with the company.'; + } + + if(isset($businessRow['employees_appx_salary']) && $businessRow['employees_appx_salary'] != "") + { + $bindEachResult['employees_appx_salary'] = 'Approximately '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($businessRow['employees_appx_salary']). ' is being paid as salary to employees'; + } + if(isset($businessRow['officer_total']) && $businessRow['officer_total'] > 0) + { + $emp = $businessRow['officer_total'] > 1 ? 'employees' : 'employee'; + $bindEachResult['officer_visit_company_employees']='At the time of PD visit, the officer sighted '.$businessRow['officer_total'] .' '.$emp.' at the business premises.'; + } + else{ + + $bindEachResult['officer_visit_company_employees']='At the time of PD visit, no employees seen at the business premises.'; + } + //this is documents visited + $getDocuments=array(); + if(array_key_exists('shop_eat_act_cert',$businessRow) && strtoupper($businessRow['shop_eat_act_cert'])=='YES'){ + array_push($getDocuments,array('name'=>'Shop/Est act Certificate.','img' => isset($businessRow['shop_eat_act_cert_pic']) ? $businessRow['shop_eat_act_cert_pic'] : '','key_name' => 'shop_eat_act_cert_pic')); + } + if(array_key_exists('gst_Regn_cert',$businessRow) && strtoupper($businessRow['gst_Regn_cert'])=='YES'){ + array_push($getDocuments,array('name' => 'GST Registration.','img' => isset($businessRow['gst_Regn_cert_pic']) ? $businessRow['gst_Regn_cert_pic'] : '' ,'key_name' => 'gst_Regn_cert_pic')); + } + if(array_key_exists('pf_regn',$businessRow) && strtoupper($businessRow['pf_regn'])=='YES'){ + array_push($getDocuments,array('name' => 'PF Registration.','img' => isset($businessRow['pf_regn_pic']) ? $businessRow['pf_regn_pic'] : '','key_name' => 'pf_regn_pic')); + } + if(array_key_exists('esic_regn',$businessRow) && strtoupper($businessRow['esic_regn'])=='YES'){ + array_push($getDocuments,array('name' => 'ESIC Registration.','img' => isset($businessRow['esic_regn_pic']) ? $businessRow['esic_regn_pic'] : '','key_name' => 'esic_regn_pic')); + } + if(array_key_exists('export_import_cert',$businessRow) && strtoupper($businessRow['export_import_cert'])=='YES'){ + array_push($getDocuments,array('name' => 'Export/Import Certificate.','img' => isset($businessRow['export_import_cert_pic']) ? $businessRow['export_import_cert_pic'] : '','key_name' => 'export_import_cert_pic')); + } + if(array_key_exists('factory_cert',$businessRow) && strtoupper($businessRow['factory_cert'])=='YES'){ + array_push($getDocuments,array('name' => 'Factory Certificate.','img' => isset($businessRow['factory_cert_pic']) ? $businessRow['factory_cert_pic'] : '','key_name' => 'factory_cert_pic')); + } + if(strtoupper($businessRow['other_documents'])=='YES' && array_key_exists('documents',$businessRow)){ + foreach($businessRow['documents'] as $docValue){ + array_push($getDocuments,array('name' => $docValue['document'].'.', 'img' => isset( $docValue['document_pic']) ? $docValue['document_pic'] : '','key_name' => 'document')); + } + } + //print_r($getDocuments); + if(count($getDocuments)) + { + foreach($getDocuments as $getDocument_key => $getDocument_value) + { + foreach($pd_images[13] as $img_key => $img_value) + { + if( $getDocument_value['key_name'] == $img_value['pd_document_title'] ) + { + $getDocuments[$getDocument_key]['img'] = $img_value['doc_url']; + break; + } + } + } + } + //print_r($getDocuments);die(); + $bindEachResult['visit_documents']=$getDocuments; + array_push($businessResult,$bindEachResult); + + + + ?> +

BUSINESS INFORMATION:

+ $fetchRow){ + ?> + +

+
Company / Firm Name :
+
Business Entity Type :
+ +
Date of Incorporation :
+ +
Business Vintage : +

+ + +

+ + + + + + + + + + + + + + + + + + + + + + + + +
NameShare HoldingNo.of Years in Current BusinessTotal Work Experience(Yrs)Previous ExperienceStarted Business
+ + + 0){ ?> +
+

Other Family Members involved in business :

+
+ + + + + + + + + + + + + + + + + + + + + + + +
NameIndividual RelationshipRelated toRelationship to Company / FirmStarted Business (Yes / No)
+ + + + + + + 0){ ?> + +

Key Products and Area of Operations

+ + + + + + + + + + + + + + + + + + + + + + +
Key ProductsArea of OperationsArea of Sale / ServiceArea where Max Sale / Service done
+ +
+ + +
+ +



+

Brief of the Business / Service Model

+ + + + + + + + + + +
Product / Service Process Brief
'.$process_brief['description'].'

'; ?>
+ + + + + + + + 0){ ?> + +

Key Products and Area of Operations

+ + + + + + + + + + + + + + + + + + + + + + +
Key ProductsArea of OperationsArea of Sale / ServiceArea where Max Sale / Service done
+ +
+ + +
+ +



+

Brief of the Business / Service Model

+ + + + + + + + + + +
Product / Service Process Brief
+ + + + + + + 0){ ?> + +

Key Products and Area of Operations

+ + + + + + + + + + + + + + + + + + + + + + +
ServicesArea of OperationsArea of Sale / ServiceArea where Max Sale / Service done
+ +
+ + +
+ + +



+

Brief of the Business / Service Model

+ + + + + + + + + + +
Product / Service Process Brief
+ + + + + + + 0){ ?> + +

Key Products and Area of Operations

+ + + + + + + + + + + + + + + + + + + + + + +
Key ProductsArea of OperationsArea of Sale / ServiceArea where Max Sale / Service done
+ +
+ '.$fetchRow['total_per_of_export'].' % of total sales is export.'; + } + ?> + +
+ + +



+

Brief of the Business / Service Model

+ + + + + + + + + + +
Product / Service Process Brief
+ + + + + + 0){ ?> + + +
+ + + + + + + + + + + + + + + +
Other Business Activity
+ + + + + + As per Person(s) met, the applicant is using Mobile Wallets/UPI for business transactions.

'; + }//else + //{ + // echo '

As per person`s met,applicant using Mobile Wallets/UPI for business transactions.

' + //} + if(!strcasecmp($fetchRow['applicant_use_pos_machines'],'yes')) + { + echo '

The applicant has the following POS machines:

'; + echo ''; + echo ''; + foreach($fetchRow['pos_machines_details'] as $pos) + { + echo ''; + } + echo '
Name of the Financial Insitution TID Number of POS machine
'.$pos['pos_machines_financial_institution_name'].' '.$pos['tid_no_of_pos_machine'].'
'; + } + + + + ?> + + + + + + + + + + + +

+ + + + +

+

+

+ + + + +

The below documents were sighted during the visit :

+ + + + '; + for ($doc = $from; $doc <= $to ; $doc++){ + if(isset($visit_documents[$doc])) { + ?> + + '; + $from_index_increment = $from_index_increment+2; + } ?> + +
+ +
+ + + + '.$business_form_common_remarks.'

'; + } + + ?> + + + + + + + +
+ + + + + + 0 && $is_business_asset_available ){ + $bindBusinessAsset['details']=ASSETSFORM::getBusinessAssetsDetails($businessAssetRow['business_assets_details']); + } + array_push($businessAssetResult,$bindBusinessAsset); + + + // print_r($businessAssetResult); + ?> + + + + +
+
+

Assets used in Business

+ +

+ + + + '; + echo '
'; + } + } + } + else + { + echo '

No other assests used for business.

'; + } + if($business_assets_form_remark != "" ){ echo '

'.$business_assets_form_remark.'

'; } + + + } // ENd of if business assesst available in this current index + ?> + + + + + + +
+ ↑ /'; + + if(isset($pd_processed_forms[14][$business_count])) + { + $baRow = $pd_processed_forms[14][$business_count]; + $businessFinancialRow = json_decode($baRow['processed_json'],true); + //print_r($businessFinancialRow['estimated_value'][0]['estimate_posmachine_or_cc_annual_sales']);die(); + $financial_remarks = $businessFinancialRow['financial_remarks']; + $comments_on_financials = isset($businessFinancialRow['financial_reason']) ? $businessFinancialRow['financial_reason'] : ''; + //echo $financial_remarks;die(); + // statementdate_per_financial + if(isset($businessFinancialRow['kuccha_records_shown'])) + { + $financial_kuccha_info['kuccha_records_shown'] = $businessFinancialRow['kuccha_records_shown']; + $financial_kuccha_info['kuccha_bill_allowed'] = $businessFinancialRow['kuccha_bill_allowed']; + $financial_kuccha_info['customer_declared_turnover'] = $businessFinancialRow['customer_declared_turnover']; + } + + //only for Indusind Lender + if(isset($businessFinancialRow['tot_business_FY'])) + { + $current_business_info['tot_business_FY'] = $businessFinancialRow['tot_business_FY']; + $current_business_info['remarks_tot_business_FY'] = $businessFinancialRow['remarks_tot_business_FY']; + $current_business_info['orders_hand_FY'] = $businessFinancialRow['orders_hand_FY']; + } + + //print_r($financial_kuccha_info);die(); + if(strtoupper($businessFinancialRow['is_financial_statements'])=='YES' && count($businessFinancialRow['date_per_financial'])>0){ + $bindBusinessFinancial["company_name"] = MYUTIL::findCompanyName($all_company_details,$businessFinancialRow['company_id'],1); + //$bindBusinessFinancial["company_name"] .= count($businessFinancialRow['date_per_financial'])>1 ? ' provided with last '.count($businessFinancialRow['date_per_financial']).' years of financial statements and the snapshot is as below :' : ' we were provided with last '.count($businessFinancialRow['date_per_financial']).' year of financial statements and the snapshot is as below :'; + $bindBusinessFinancial["years_data_provided"] = count($businessFinancialRow['date_per_financial']); + $bindBusinessFinancial['is_statement']= 1; + $bindBusinessFinancial['statements']=FINANCIALFORM::getBusinessFinancialDetails($businessFinancialRow['date_per_financial']); + } + else { + $bindBusinessFinancial["company_name"] =MYUTIL::findCompanyName($all_company_details,$businessFinancialRow['company_id'],1); + $bindBusinessFinancial["years_data_provided"] = 0; + $bindBusinessFinancial['statements']=array(); + $bindBusinessFinancial['is_statement']= 0; + } + // customer + if(strtoupper($businessFinancialRow['is_financial_customer'])!='YES' && (!isset($businessFinancialRow['estimated_value']))){ + $bindBusinessFinancial["financial_customer"] ="As per Loan Applicant(s) met, the financials are as below :"; + $bindBusinessFinancial['customer_statements']=array(); + $bindBusinessFinancial['customer_statements_header']=array(); + $bindBusinessFinancial['is_customer_statement'] = 0; + } + else if(strtoupper($businessFinancialRow['is_financial_customer'])!='YES' && count($businessFinancialRow['estimated_value'])>0) + { + + $bindBusinessFinancial["financial_customer"] ="As per Loan Applicant(s) met, the financials are as below :"; + $bindBusinessFinancial['customer_statements']=FINANCIALFORM::getBusinessCustomerFinancialDetails($businessFinancialRow['estimated_value']); + $bindBusinessFinancial['customer_statements_header']=FINANCIALFORM::getBusinessCustomerHeader($businessFinancialRow['estimated_value']); + $bindBusinessFinancial['is_customer_statement'] = 1; + } + else { + + + $bindBusinessFinancial["financial_customer"] ="As per Loan Applicant(s) met, the actual turnover and net profit of his business is same as disclosed in financial statements."; + $bindBusinessFinancial['customer_statements']=array(); + $bindBusinessFinancial['customer_statements_header']=array(); + $bindBusinessFinancial['is_customer_statement'] = 0; + } + $bindBusinessFinancial['working_capital_receive'] = $businessFinancialRow['receive_the_money_in_days']; + $bindBusinessFinancial['working_capital_pay'] = $businessFinancialRow['pay_the_money_in_days']; + $bindBusinessFinancial['working_capital_unsold_stock'] = $businessFinancialRow['unsold_stock_lies_in_days'] != "" || $businessFinancialRow['unsold_stock_lies_in_days'] != null ? $businessFinancialRow['unsold_stock_lies_in_days'] : 'Data Not Provided'; + $bindBusinessFinancial['is_working_capital_facility'] = $businessFinancialRow['is_there_working_capital_available']; + if(isset($businessFinancialRow['select_working_capital_facilities_availed'])) + { + foreach($businessFinancialRow['select_working_capital_facilities_availed'] as $k => $v) + { + switch($v['id']) + { + case 1: + $businessFinancialRow['select_working_capital_facilities_availed'][$k]['name'] = $businessFinancialRow['other_reason_for_working_capital_facilities_availed']; + + $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['reason_for_working_capital_facilities_availed']; + break; + + case 2: + $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['bank_guarantee']; + break; + + case 3: + $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['cash_credit_limit']; + break; + + case 4: + $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['factoring']; + break; + case 5: + $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['factoring']; + break; + case 6: + $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['letter_of_credit']; + break; + case 7: + $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['od_limit']; + break; + } + } + } + + $bindBusinessFinancial['working_capital_facilites'] = isset($businessFinancialRow['select_working_capital_facilities_availed']) ? $businessFinancialRow['select_working_capital_facilities_availed'] : null; + + $bindBusinessFinancial['estimate_posmachine_or_cc_annual_sales'] = isset($businessFinancialRow['estimated_value'][0]['estimate_posmachine_or_cc_annual_sales']) ? $businessFinancialRow['estimated_value'][0]['estimate_posmachine_or_cc_annual_sales'] : null; + //print_r($bindBusinessFinancial['select_working_capital_facilities_availed']); //FINANCIALFORM::getAvailableFacilities($businessFinancialRow[-'"working_capital_facilities_availed']); + + array_push($businessFinancialResult,$bindBusinessFinancial); + + ?> + + 0){ + + ?> + +

Financial Information

+ 0){ + ?> +

Company / Firm Name : " . $iterateFinance['company_name']; ?>

+

No of Years of Financial Statements provided : " . $iterateFinance['years_data_provided']; ?>

+

Snapshot of Financials as per Books of Account Provided : "; ?>

+ + + + + + "."FY ".$bfRow['financial_year']."";}?> + + + + + '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($bfRow['financial_sales_revenue']).'';}?> + + '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($bfRow['financial_net_profit']).'';}else{ echo ''; } }?> + + '.$bfRow['financial_margin_of_profit'].' %';}else { echo ''; } }?> + + + = 0 ? '' : ''; + }else { echo '';}?> + + + + + = 0 ? '' :''; + }else + {echo '';} }?> + + + = 0 ? '' : ''; + }else { echo '';}}?> + +
Particulars
Sales / Revenue (Rs)
Net Profit / (Net Loss) (Rs) ('.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($bfRow['financial_net_loss']).')
Net Profit or (Net Loss) to Sales % ('.$bfRow['financial_margin_of_loss'].' %)
% () in Sales over PY'.$bfRow['sale_variation'].' %('.$bfRow['sale_variation'].' %)NA
% () in Net Profit over PY'.$bfRow['profit_variation'].' %('.$bfRow['profit_variation'].')NA
% () in Net Profit % over PY'.$bfRow['financial_profit_to_sale_variation'].' %('.$bfRow['financial_profit_to_sale_variation'].' %)NA
+

' . $comments_on_financials . '

'; + + } + + + } + else{ echo "

Financials statements not provided by Loan Applicants to PD officer.

";} + ?> + + + +

+ 0){ + //print_r($iterateFinance['customer_statements']); + + ?> + + + + + + + + + + + + + + + + + + + + +
Particulars Range provided Final Considered
From To
Sales / Revenue (Rs)
Net Profit or (Net Loss) to Sales % >
Net Profit / (Net Loss) (Rs) >>>> >
+ + + + + + + + + + + + + + + + + + + + + + + +
Particulars Range provided Final Considered
From To
Sales / Revenue (Rs)
Net Profit or (Net Loss) to Sales (Rs) >
Net Profit / (Net Loss)% >>>> >
+ + As per Loan Applicant(s) met,'. $rupee_symbol . ' '. MYUTIL:: customIndianNumberFormat($iterateFinance['estimate_posmachine_or_cc_annual_sales']) .' as Annual sales through credit cards / POS machines.

'; + }; + } ?> + As per Loan Applicant(s) met, the financials figures were not provided.

"; } + ?> + + + + Validation of Customer Declared Financials :

'; + echo 'Kuccha Record Seen (Yes/No) : ';echo $financial_kuccha_info['kuccha_records_shown'] == 'yes' ? 'Yes' : 'No Kuccha Records made available to PD officer and therefore validation of customer declared financials was not possible.'; + + if($financial_kuccha_info['kuccha_records_shown'] == 'yes') + { + echo '

Photograph of Kuchha Bills Allowed (Yes/No) : '. ($financial_kuccha_info['kuccha_bill_allowed'] == 'yes' ? 'Yes, enclosed with report': 'No'); + + echo '

Number of Kuccha Bills and Values therein, justifies the customer declared turnover (Yes / No): '. ( $financial_kuccha_info['customer_declared_turnover'] == 'yes' ? 'Yes': 'No'); + } + } + + //only for Indusind Lender + if(count($current_business_info)) + { + echo '

Current Business :

'; + echo 'Approximate Total Business / Sales Done for Current FY as on date is '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($current_business_info['tot_business_FY']); + echo $current_business_info['remarks_tot_business_FY'] != "" ? ' ( '. $current_business_info['remarks_tot_business_FY'] .' ) ': ''; + echo '
Orders in Hand to be executed in Current FY : '. $current_business_info['orders_hand_FY']; + } + ?> +

Working Capital Cycle:

+ + + + + + + +
S.No Particulars Days
1 Debtor Days
2 Creditor Days
3 Stock Days
+ + + +

Working Capital Facilities:

+ + + + + $facility){ + + echo ''; + }?> + +
S.No Facility Type Facility Details
'.(++$fk) .''.$facility['name'].' '.$facility['details'].'
+ The Loan Applicants have not availed any Working Capital Facilities from any financial institution.

";} + } + ?> + + '. $financial_remarks.'

'; } + } + else {?> +

Financial information is not available.

+ + + + + + 0){ + $getEachValues['is_od_cc'] = null; + foreach($businessBankRow['banking_details'] as $bd){ if($bd['account_type']== 4 || $bd['account_type']== 3){ $getEachValues['is_od_cc'] = true; } } + $getEachValues['bankDetails']=BANKINGFORM::getBusinessBankingDetails($businessBankRow['banking_details']); + $bankingResult = array_merge($bankingResult,$getEachValues); + + } + } + + ?> + + Business Banking:'; + if($is_business_banking_available != null){ ?> + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +
Account NameBank NameAccount TypeAccount VintageOD/CC Limit(Rs)Main Business AC
+ '.$business_banking_common_remarks.'

'; } + + }// end of busienss bankDetails available in this currrent index + ?> + + + + + + + + + + 1Product / Service '; + $client_second_row = '2Contact Person '; + $client_third_row = '3Mobile Number '; + $client_fourth_row = '4Landline No'; + $client_fifth_row = '5Payment Terms'; + $client_sixth_row = '6Payment Mode'; + $client_seventh_row = '7No of Days Credit'; + + + // this is for manufacturing + if(array_key_exists('manufacturing_details',$clientRow)){ + + $done_on_credit += $clientRow['manufacturing_details'][0]['main_raw_materials_total_payments_percent_on_credit']; + + foreach($clientRow['manufacturing_details'] as $manuRow){ + + if(isset($manuRow['main_raw_materials'])){ + + //$to_no_of_clients += count($manuRow['main_raw_materials']); + + foreach($manuRow['main_raw_materials'] as $main_raw_material_key => $main_raw_material) + { + + if($main_raw_material['manufacturing_product_name'] != "" || $main_raw_material['manufacturing_product_name'] != null) + { + $to_no_of_clients ++; + } + //print_r($main_raw_material); + $client_first_row .= ''.$main_raw_material['manufacturing_product_name'].''; + + $client_second_row .= isset($main_raw_material['person_title_name_master']) ? '' . $main_raw_material['person_title_name_master'].' ': ''; + $client_second_row .= $main_raw_material['manufacturing_contact_person_name'] ; + + $client_second_row .= isset($main_raw_material['person_designation']) && $main_raw_material['person_designation']== 1 ? ' '.$main_raw_material['other_person_designation'] : ' ';// + + $client_second_row .= isset($main_raw_material['person_designation_master']) && $main_raw_material['person_designation'] != 1? $main_raw_material['person_designation_master'] : '' ; + + $client_second_row .= ' '.$main_raw_material['manufacturing_client_name'].''; + + $client_third_row .= ''.($main_raw_material['manufacturing_contact_person_mobile_number'] ? $main_raw_material['manufacturing_contact_person_mobile_number'].'' : 'Not Provided' .''); + + $client_fourth_row .= $main_raw_material['person_stdcode'] && $main_raw_material['person_landline'] ? ''. $main_raw_material['person_stdcode'].' '.$main_raw_material['person_landline'].'' : ''.'Not Provided'.''; + + $client_fifth_row .= isset($main_raw_material['manufacturing_payment_type_master']) && $main_raw_material['manufacturing_payment_type_master'] ? ''. $main_raw_material['manufacturing_payment_type_master'] .'' : 'NA'; + + $client_sixth_row .= $main_raw_material['manufacturing_payment_mode'] ? ''. $main_raw_material['manufacturing_payment_mode'] .'' : 'NA';; + + $client_seventh_row .= $main_raw_material['manufacturing_credit_days_from'] && $main_raw_material['manufacturing_credit_days_to'] ? ''. $main_raw_material['manufacturing_credit_days_from'].' to '. $main_raw_material['manufacturing_credit_days_to'].' days'.'' :' NIL ' ; + + } + + } + } + } + + + // this is for trading + if(array_key_exists('trade_details',$clientRow)){ + $done_on_credit += $clientRow['trade_details'][0]['trading_products_total_payments_percent_on_credit']; + foreach($clientRow['trade_details'] as $tradeRow){ + + if(isset($tradeRow['trading_products'])){ + + //$to_no_of_clients += count($tradeRow['trading_products']); + + foreach($tradeRow['trading_products'] as $trading_product_key => $trading_product) + { + + if($trading_product['trade_product_name'] != "" || $trading_product['trade_product_name'] != null) + { + $to_no_of_clients++; + } + $client_first_row .= ''.$trading_product['trade_product_name'].''; + + $client_second_row .= isset($trading_product['person_title_name_master']) ? '' . $trading_product['person_title_name_master'].' ': ''; + $client_second_row .= $trading_product['trade_product_contact_person_name'] ; + + $client_second_row .= isset($trading_product['person_designation']) && $trading_product['person_designation']== 1 ? ' '.$trading_product['other_person_designation'] : ' ';// + + $client_second_row .= isset($trading_product['person_designation_master']) & $trading_product['person_designation'] != 1? $trading_product['person_designation_master'] : '' ; + + $client_second_row .= ' '.$trading_product['trade_client_name'].''; + + $client_third_row .= ''. ($trading_product['trade_product_contact_person_mobile_number'] ? $trading_product['trade_product_contact_person_mobile_number'].'' : 'Not Provided'.''); + + $client_fourth_row .= $trading_product['person_stdcode'] && $trading_product['person_landline'] ? ''. $trading_product['person_stdcode'].' '.$trading_product['person_landline'].'' : ''.'Not Provided'.''; + + $client_fifth_row .= isset($trading_product['trade_product_payment_type_master']) ? ''. $trading_product['trade_product_payment_type_master'] .'' : 'NA'; + + $client_sixth_row .= $trading_product['trade_product_payment_mode'] ? ''. $trading_product['trade_product_payment_mode'] .'' : 'NA';; + + $client_seventh_row .= $trading_product['trade_product_credit_days_from'] && $trading_product['trade_product_credit_days_to']? ''. $trading_product['trade_product_credit_days_from'].' to '. $trading_product['trade_product_credit_days_to'].' days'.'' :' NIL ' ; + + } + + + } + } + } + + //this is for service + if(array_key_exists('service_provider_details',$clientRow)){ + + $done_on_credit += $clientRow['service_provider_details'][0]['service_products_total_payments_percent_on_credit']; + + foreach($clientRow['service_provider_details'] as $serviceRow){ + + if(isset($serviceRow['service_products'])){ + + //$to_no_of_clients += count($serviceRow['service_products']); + foreach($serviceRow['service_products'] as $service_product_key => $service_product) + { + + if($service_product['service_provider_product_name'] != "" || $service_product['service_provider_product_name'] != null) + { + $to_no_of_clients++; + } + $client_first_row .= ''.$service_product['service_provider_product_name'].''; + + $client_second_row .= isset($service_product['person_title_name_master']) ? '' . $service_product['person_title_name_master'].' ': ''; + $client_second_row .= $service_product['service_provider_product_contact_person_name'] ; + + $client_second_row .= isset($service_product['person_designation']) && $service_product['person_designation']== 1 ? ' '.$service_product['other_person_designation'] : ' ';// + + $client_second_row .= isset($service_product['person_designation_master']) && $service_product['person_designation'] != 1 ? $service_product['person_designation_master'] : '' ; + + $client_second_row .= ' '.$service_product['service_provider_client_name'].''; + + $client_third_row .= ''. ($service_product['service_provider_product_contact_person_mobile_number'] ? $service_product['service_provider_product_contact_person_mobile_number'].'' : 'Not Provided' .''); + + $client_fourth_row .= $service_product['person_stdcode'] && $service_product['person_landline'] ? ''. $service_product['person_stdcode'].' '.$service_product['person_landline'].'' : ''.'Not Provided'.''; + + $client_fifth_row .= $service_product['service_provider_product_payment_type_master'] ? ''. $service_product['service_provider_product_payment_type_master'] .'' : 'NA'; + + $client_sixth_row .= $service_product['service_provider_product_payment_mode'] ? ''. $service_product['service_provider_product_payment_mode'] .'' : 'NA'; + + $client_seventh_row .= $service_product['service_provider_product_credit_days_from'] && $service_product['service_provider_product_credit_days_to']? ''. $service_product['service_provider_product_credit_days_from'].' to '. $service_product['service_provider_product_credit_days_to'].' days'.'' :' NIL ' ; + + } + } + + } + } + } + + + + $client_first_row .= ''; + $client_second_row .= ''; + $client_third_row .= ''; + $client_fourth_row .= ''; + $client_fifth_row .= ''; + $client_sixth_row .= ''; + $client_seventh_row .= ''; + //echo $client_third_row; + ?> + + Client Details"; + if($is_client_details_available != null) + { + + + + + ?> + + + + + + + + Client $i"; + }?> + + + + + + + + + + + + + + + + +
Sr.NoParticulars
+ Out of total sales done by ".$name_of_the_company .", ".$done_on_credit."% is done on credit.

"; } + + + //CLient Photo Section + // $client_photo_count = $pd_images[2]; + // $client_img_row_count = ceil(count($client_photo_count) / 3); + + // if(count($client_photo_count)){ + // // echo '
'; + // // echo '

Supplier '.($k+1).' Photograph`s :

'; + // // echo '
'; + // echo ''; + + // $client_from_index_increment = 0; + // for($img_row = 1; $img_row <= $client_img_row_count; $img_row++) + // { + + // echo ''; + // $from = $client_from_index_increment; + // $to = ($from + 2); + // for($client_photo_iter = $from; $client_photo_iter <= $to;$client_photo_iter++) + // { + + // if(isset($client_photo_count[$client_photo_iter]) &&$client_photo_count[$client_photo_iter]['company_id'] == ($business_count+1)) + // { + // echo ''; + // //unset($stock_photo_count[$stock_photo_iter]); + // } + + // } + // //echo "


"; + // echo ''; + // $client_from_index_increment = $client_from_index_increment + 3; + // } + // //echo ''; + // echo '
'; + // echo ''; + // echo '
'; + // } + //End of CLient Photo Section + ?> + '.$client_form_remarks.'

'; + } // ENd of client info available in this current index ?> + + + + + + + $raw){ + + if($raw['manufacturing_raw_material_name'] != "" || $raw['manufacturing_raw_material_name'] != null) + { + $total_no_of_suppliers++; + } + $temp['supplier_first_row'] = '1Item Purchased '.''.$raw['manufacturing_raw_material_name'].''; + + $supplier_second_row = '2Contact Person '; + + $supplier_second_row .= isset($raw['person_title_name_master']) ? '' . $raw['person_title_name_master'].' ': '' . ''; + $supplier_second_row .= $raw['manufacturing_contact_person_name'] ; + + $supplier_second_row .= isset($raw['person_designation']) && $raw['person_designation']== 1 ? ' '.$raw['other_person_designation'] : ' ';// + + $supplier_second_row .= isset($raw['person_designation_master']) && $raw['person_designation'] != 1? $raw['person_designation_master'] : '' ; + + $supplier_second_row .= ' '.$raw['manufacturing_supplier_name'].''; + + $name_for_photo = $raw['manufacturing_supplier_name'].' - Raw Material '.($rawkey + 1); + $temp['supplier_name_for_photo'] = $name_for_photo; + $temp['supplier_second_row'] = $supplier_second_row.''; + + $temp['supplier_third_row'] = '3Mobile Number '.''. ($raw['manufacturing_contact_person_mobile_number'] ? $raw['manufacturing_contact_person_mobile_number'].'' : 'Not Provided' .''); + + $temp['supplier_fourth_row'] = '4Landline No'; + + $temp['supplier_fourth_row'] .= $raw['person_stdcode'] && $raw['person_landline'] ? ''. $raw['person_stdcode'].' '.$raw['person_landline'].'' : ''.'Not Provided'.''; + + $temp['supplier_fifth_row'] = '5Payment Terms'; + + $temp['supplier_fifth_row'] .= $raw['manufacturing_payment_type_master'] ? ''. $raw['manufacturing_payment_type_master'] .'' : 'NA'; + + $temp['supplier_sixth_row'] = '6Payment Mode'; + + $temp['supplier_sixth_row'] .= $raw['manufacturing_payment_mode'] ? ''. $raw['manufacturing_payment_mode'] .'' : 'NA'; + + $temp['supplier_seventh_row'] = '7No of Days Credit'; + + $temp['supplier_seventh_row'] .= $raw['manufacturing_credit_days_from'] && $raw['manufacturing_credit_days_to'] ? ''. $raw['manufacturing_credit_days_from'].' to '. $raw['manufacturing_credit_days_to'].' days' : 'NA'; + array_push($supplierResult,$temp); + + } + } + } + // this is for trading + //print_r($supplierRow['trade_details'][0]['trading_products']); + if(isset($supplierRow['trade_details'][0]['trading_products']) && count($supplierRow['trade_details'][0]['trading_products'])) + { + $total_payments_percent_on_credit_for_supplier += $supplierRow['trade_details'][0]['trading_products_total_payments_percent_on_credit']; + foreach($supplierRow['trade_details'][0]['trading_products'] as $tradeRow){ + + if($tradeRow['trade_product_name'] != "" || $tradeRow['trade_product_name'] != null) + { + $total_no_of_suppliers++; + } + + + + + + + $temp['supplier_first_row'] = '1Item Purchased '.''.$tradeRow['trade_product_name'].''; + + $supplier_second_row = '2Contact Person '; + + $supplier_second_row .= isset($tradeRow['person_title_name_master']) ? '' . $tradeRow['person_title_name_master'].' ': '' . ''; + $supplier_second_row .= $tradeRow['trade_product_contact_person_name'] ; + + $supplier_second_row .= isset($tradeRow['person_designation']) && $tradeRow['person_designation']== 1 ? ' '.$tradeRow['other_person_designation'] : ' ';// + + $supplier_second_row .= isset($tradeRow['person_designation_master']) && $tradeRow['person_designation'] != 1? $tradeRow['person_designation_master'] : '' ; + + $supplier_second_row .= ' '.$tradeRow['trade_supplier_name'].''; + $temp['supplier_second_row'] = $supplier_second_row.''; + + $temp['supplier_third_row'] = '3Mobile Number '.''. ($tradeRow['trade_product_contact_person_mobile_number'] ? $tradeRow['trade_product_contact_person_mobile_number'].'' : 'Not Provided' .''); + + $temp['supplier_fourth_row'] = '4Landline No'; + + $temp['supplier_fourth_row'] .= $tradeRow['person_stdcode'] && $tradeRow['person_landline'] ? ''. $tradeRow['person_stdcode'].' '.$tradeRow['person_landline'].'' : ''.'Not Provided'.''; + + $temp['supplier_fifth_row'] = '5Payment Terms'; + + $temp['supplier_fifth_row'] .= isset($tradeRow['trade_product_payment_type_master']) ? ''. $tradeRow['trade_product_payment_type_master'] .'' : 'NA'; + + $temp['supplier_sixth_row'] = '6Payment Mode'; + + $temp['supplier_sixth_row'] .= $tradeRow['trade_product_payment_mode'] ? ''. $tradeRow['trade_product_payment_mode'] .'' : 'NA'; + + $temp['supplier_seventh_row'] = '7No of Days Credit'; + + $temp['supplier_seventh_row'] .= $tradeRow['trade_product_credit_days_from'] && $tradeRow['trade_product_credit_days_to'] ? ''. $tradeRow['trade_product_credit_days_from'].' to '. $tradeRow['trade_product_credit_days_to'].' days' : 'NA'; + array_push($supplierResult,$temp); + + //} + //} + + } + } + + if(isset($supplierRow['servicing_details'][0]['service_providers']) && count($supplierRow['servicing_details'][0]['service_providers'])) + { + + $total_payments_percent_on_credit_for_supplier += isset($supplierRow['servicing_details'][0]['service_providers_total_payments_percent_on_credit']) ? $supplierRow['servicing_details'][0]['service_providers_total_payments_percent_on_credit'] : 0; + //echo isset($supplierRow['servicing_details'][0]['service_providers_total_payments_percent_on_credit']) ? $supplierRow['servicing_details'][0]['service_providers_total_payments_percent_on_credit'] : 0; + + foreach($supplierRow['servicing_details'][0]['service_providers'] as $serviceRow){ + + + if($serviceRow['service_provider_name'] != "" || $serviceRow['service_provider_name'] != null) + { + $total_no_of_suppliers++; + } + + $temp['supplier_first_row'] = '1Item Purchased '.''.$serviceRow['service_provider_name'].''; + + $supplier_second_row = '2Contact Person '; + + $supplier_second_row .= isset($serviceRow['person_title_name_master']) ? '' . $serviceRow['person_title_name_master'].' ': '' . ''; + $supplier_second_row .= $serviceRow['service_provider_contact_person_name'] ; + + $supplier_second_row .= isset($serviceRow['person_designation']) && $serviceRow['person_designation']== 1 ? ' '.$serviceRow['other_person_designation'] : ' ';// + + $supplier_second_row .= isset($serviceRow['person_designation_master']) && $serviceRow['person_designation'] != 1? $serviceRow['person_designation_master'] : '' ; + + $supplier_second_row .= ' '.$serviceRow['service_provider_supplier_name'].''; + $temp['supplier_second_row'] = $supplier_second_row.''; + + $temp['supplier_third_row'] = '3Mobile Number '.''. ($serviceRow['service_provider_contact_person_mobile_number'] ? $serviceRow['service_provider_contact_person_mobile_number'].'' : 'Not Provided' .''); + + $temp['supplier_fourth_row'] = '4Landline No'; + + $temp['supplier_fourth_row'] .= $serviceRow['person_stdcode'] && $serviceRow['person_landline'] ? ''. $serviceRow['person_stdcode'].' '.$serviceRow['person_landline'].'' : ''.'Not Provided'.''; + + $temp['supplier_fifth_row'] = '5Payment Terms'; + + $temp['supplier_fifth_row'] .= isset($serviceRow['service_provider_payment_type_master']) ? ''. $serviceRow['service_provider_payment_type_master'] .'' : 'NA'; + + $temp['supplier_sixth_row'] = '6Payment Mode'; + + $temp['supplier_sixth_row'] .= $serviceRow['service_provider_payment_mode'] ? ''. $serviceRow['service_provider_payment_mode'] .'' : 'NA'; + + $temp['supplier_seventh_row'] = '7No of Days Credit'; + + $temp['supplier_seventh_row'] .= $serviceRow['service_provider_credit_days_from'] && $serviceRow['service_provider_credit_days_to'] ? ''. $serviceRow['service_provider_credit_days_from'].' to '. $serviceRow['service_provider_credit_days_to'].' days' : 'NA'; + array_push($supplierResult,$temp); + + //} + }//} + + } + } + // echo "dsfnsdkfnj**********"; + // print_r($supplierResult);//die(); + + echo '

Supplier Details

' ; + if($is_supplier_details_avaialable != null) + { + ?> + + + $fetchRow){ + echo '
Supplier '.($k+1).':

'; + ?> + + + + + + + + + + + + + + +
Sr.NoParticularsDetails
+ '; + // echo '

Supplier '.($k+1).' Photograph`s :

'; + // echo '
'; + // echo ''; + + // $supplier_from_index_increment = 0; + // for($img_row = 1; $img_row <= $supplier_img_row_count; $img_row++) + // { + + // echo ''; + // $from = $supplier_from_index_increment; + // $to = ($from + 2); + // for($supplier_photo_iter = $from; $supplier_photo_iter <= $to;$supplier_photo_iter++) + // { + + // if(isset($supplier_photo_count[$supplier_photo_iter]) &&$supplier_photo_count[$supplier_photo_iter]['company_id'] == ($business_count+1)) + // { + // echo ''; + // //unset($stock_photo_count[$stock_photo_iter]); + // } + + // } + // //echo "


"; + // echo ''; + // $supplier_from_index_increment = $supplier_from_index_increment + 3; + // } + // //echo ''; + // echo '
'; + // echo ''; + // echo '
'; + // }*/ + + + //End of Supplier Photo section + + }//End of supplier foreach ?> + + 0) + { + //$company_name = MYUTIL::findCompanyName($all_company_details,$supplierRow['company_id'],1); + echo "

Out of total purchases done by ". $company_name_for_supplier_form_dispaly .", ". $total_payments_percent_on_credit_for_supplier ." % is done on credit.

"; //in advance rest on delivery. + } + + } + echo '

'.$supplier_form_remarks.'

'; + }// End of supplier info avilable in this current index?> + + + + + + 0 || (is_array($stockRow['manufacturing_details'][0]['manufacturing_finished_goods']) && count($stockRow['manufacturing_details'][0]['manufacturing_finished_goods']) > 0)) { + + $is_raw_materials_sufficient_enough = $stockRow['manufacturing_details'][0]['is_sufficiant_raw']; + $is_raw_materials_sufficient_enough_remarks = $stockRow['manufacturing_details'][0]['rawmaterial_remarks']; + $bindStockResult["manufacturing"]=Stockform::getStockManufacturingDetails($stockRow['manufacturing_details'][0]['manufacturing_raw_materials'], $stockRow['manufacturing_details'][0]['manufacturing_finished_goods']); + //print_r($bindStockResult["manufacturing"]); + } + else { + $bindStockResult["manufacturing"]=array(); + } + // this is for stock retail details + if(count($stockRow['retail_details'][0]['retail_traded_goods']) > 0){ + $bindStockResult["retail"]=Stockform::getStockRetailDetails($stockRow['retail_details'][0]['retail_traded_goods']); + } + else { + $bindStockResult["retail"]=array(); + } + // this is for stock whole sale details + if(count($stockRow['trade_details'][0]['trading_traded_goods']) > 0){ + $bindStockResult["wholesale"]=Stockform::getStockWholesaleDetails($stockRow['trade_details'][0]['trading_traded_goods']); + } + else { + $bindStockResult["wholesale"]=array(); + } + + // this is for stock service details + //print_r($stockRow['servicing_details']); + if(count($stockRow['servicing_details'][0]['service_provider']) > 0){ + $bindStockResult["service_stocks"]=Stockform::getStockServiceDetails($stockRow['servicing_details'][0]['service_provider']); + } + else { + $bindStockResult["service_stocks"]=array(); + } + //print_r($bindStockResult);die(); + count($bindStockResult['wholesale']) || count($bindStockResult['retail']) || count($bindStockResult['manufacturing']) || count($bindStockResult["service_stocks"])? array_push($stockResult,$bindStockResult) : array(); + //echo "**********************"; + //print_r($stockResult);die(); + ?> + +

Stock Details

+ +

+ + + + + + + + + + + + + 0) { + foreach($getstRow['manufacturing'] as $pstRow){ + if($pstRow['name']){ + ?> + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +
Sr.NoType of StockStock ItemStock Value (Rs)Stock Quantity
+ Considering the size of operations, the stock of finished goods maintained is sufficient as per the PD Officer’s observations.

'; + }else if(!strcasecmp($is_stock_sufficient_enough,'no')){ + echo '

Considering the size of operations, the stock of finished goods maintained is not sufficient as per the PD Officer’s observations.

'; + echo '

'. $is_stock_sufficient_enough_remarks.'

'; + } + else if(!strcasecmp($is_stock_sufficient_enough,'not applicable')) + { + echo '

Finished goods Stock not required to be maintained.

'; + } + + if(!strcasecmp($is_raw_materials_sufficient_enough,'yes')) + { + echo '

Considering the size of operations, the stock of raw materials maintained is sufficient as per the PD Officer’s observations.

'; + }else if(!strcasecmp($is_raw_materials_sufficient_enough,'no')) + { + echo '

Considering the size of operations, the stock of raw materials maintained is not sufficient as per the PD Officer’s observations.

'; + echo '

'. $is_raw_materials_sufficient_enough_remarks.'

'; + } + else if(!strcasecmp($is_raw_materials_sufficient_enough,'not applicable')) + { + echo '

Raw material Stock not required to be maintained.

'; + } + + //serivce + if(!strcasecmp($is_sufficiant_service_goods,'yes')) + { + echo '

Considering the size of operations, the stock maintained for service providing is sufficient as per the PD Officer’s observations.

'; + }else if(!strcasecmp($is_sufficiant_service_goods,'no')) + { + echo '

Considering the size of operations, the stock maintained for service providing is not sufficient as per the PD Officer’s observations.

'; + // echo '

'. $is_raw_materials_sufficient_enough_remarks.'

'; + } + else if(!strcasecmp($is_sufficiant_service_goods,'not applicable')) + { + echo '

Stock not required to be maintained.

'; + } + //echo '

'.$stock_remarks.'

'; + + $stock_photo_count = $pd_images[11]; + $stock_img_row_count = ceil(count($stock_photo_count) / 3); + if(count($stock_photo_count)){ + echo '
'; + echo '

Stock Photograph`s :

'; + echo '
'; + echo ''; + + for($img_row = 0; $img_row < $stock_img_row_count; $img_row++) + { + if($img_row > 0) { break; } + echo ''; + $from = $img_row == 0 ? $img_row : ($img_row+2); + $to = ($from + 2); + for($stock_photo_iter = $from; $stock_photo_iter <= $to;$stock_photo_iter++) + { + + if(isset($stock_photo_count[$stock_photo_iter]) &&$stock_photo_count[$stock_photo_iter]['company_id'] == ($business_count+1)) + { + echo ''; + //unset($stock_photo_count[$stock_photo_iter]); + } + + } + //echo "


"; + echo ''; + } + //echo ''; + echo '
'; + echo ''; + echo '
'; + } + // + ?> + + + '.$stock_form_remarks.'

'; + //else {?> + + + + + + + + +

Future Plan and Business Environment

+ + + + + + '; + + echo ''; + echo ''; + echo ''; + echo ''; + echo ''; + + + ?> + +
Particulars Details
USP of the business (How applicant’s business is different from others in the business)'.$future_plan_business_environment['usp_of_the_business'].'
Future plan for business expansion'.$future_plan_business_environment['future_plans_for_business_expansion'].'
Impact of GST on business'.$future_plan_business_environment['impact_of_gst_on_the_business'].'
Key competitors in the business'.$future_plan_business_environment['key_competitors'].'
Succession Plan for business'.$future_plan_business_environment['succession_plan'].'
Brief of other group concerns/ Business run by the applicant'.$future_plan_business_environment['brief_of_other_group_concerns_or_businesses_run_by_the_applicants'].'
+ '; + echo '

'. $future_plan_business_environment['remarks'] .'

'; + } + } + + ?> + + + + + + Assessed Income - ".MYUTIL::findCompanyName($all_company_details,($business_count+1),1).""; + if(isset($ai_core_details) && count($ai_summary_details_processed)) + { + echo '

'.$order_dipaly_array[0].') Financial Snapshot

'; + echo ''; + echo ''; + echo $ai_summary_details_processed['ai_table_header_row']; + echo ''; + echo ''; + echo $ai_summary_details_processed['sale_revenue_row']; + echo $ai_summary_details_processed['purchase_row']; + echo $ai_summary_details_processed['gross_profit_loss_row']; + echo $ai_summary_details_processed['gross_profit_loss_per_row']; + echo $ai_summary_details_processed['business_expense_row']; + echo $ai_summary_details_processed['net_profit_loss_row']; + echo $ai_summary_details_processed['house_hold_expense_row']; + echo $ai_summary_details_processed['disposable_income_row']; + echo $ai_summary_details_processed['net_margin_row']; + + echo ''; + echo '
'; + + // echo '
'; + // echo ''; + // echo ''; + // echo ''; + // echo ''; + // echo ''; + // echo $ai_summary_details_processed['considered_sales_revenue_row']; + // echo $ai_summary_details_processed['considered_net_profit_row']; + // echo $ai_summary_details_processed['considered_net_margint_row']; + // echo ''; + // echo '
Particulars Details
'; + array_shift($order_dipaly_array); + } + + + echo '

'; + //die(); + + // if(isset($ai_core_details) && count($ai_core_details['sales_items_by_monthwise'])) + // { + // echo "
"; + // echo '

'.$order_dipaly_array[0].') Kuchha Sales Book/Bills :

'; + // foreach($ai_core_details_processed['sales_month_wise_to_display'] as $sale_month_wise) + // { + // // if($sale_month_wise['sales_type'] == 1) + // // { + // echo '

'; + // echo 'Item name : ' . $sale_month_wise['sales_item'].'
'; + // if($sale_month_wise['sales_type'] == 1) + // { + // echo ''.$sale_month_wise['month_count'].' month sales value : '.$rupee_symbol.''.MYUTIL::customIndianNumberFormat($sale_month_wise['total_months_value']).' Annual Sales value:'.$rupee_symbol.'' .MYUTIL::customIndianNumberFormat(($sale_month_wise['total_months_value'] * (12 / $sale_month_wise['month_count']) )).''; + // } + // else + // { + // echo 'Annual Sales value:'. $rupee_symbol.' '.MYUTIL::customIndianNumberFormat(($sale_month_wise['total_months_value'] )).''; + // } + // } + // array_shift($order_dipaly_array); + // echo '

Detail Available on Annexure A'; + // } + + + // if(isset($ai_core_details) && count($ai_core_details['sales_items_by_monthwise'])) + // { + // echo "
"; + // echo '

'.$order_dipaly_array[0].') Kuchha Sales Book/Bills :

'; + // foreach($ai_core_details_processed['sales_month_wise_to_display'] as $sale_month_wise) + // { + // // if($sale_month_wise['sales_type'] == 1) + // // { + // echo '
'; + // echo 'Item name : ' . $sale_month_wise['sales_item'].'
'; + // if($sale_month_wise['sales_type'] == 1) + // { + // echo ''.$sale_month_wise['month_count'].' month sales value : '.$rupee_symbol.''.MYUTIL::customIndianNumberFormat($sale_month_wise['total_months_value']).' Annual Sales value:'.$rupee_symbol.'' .MYUTIL::customIndianNumberFormat(($sale_month_wise['total_months_value'] * (12 / $sale_month_wise['month_count']) )).''; + // } + // else + // { + // echo 'Annual Sales value:'. $rupee_symbol.' '.MYUTIL::customIndianNumberFormat(($sale_month_wise['total_months_value'] )).''; + // } + // echo '
'; + // $row_count = ceil(count($sale_month_wise['months']) / 5); + // //print_r(($sale_month_wise['months'])); + // // echo $row_count; + // //die(); + // echo ''; + + // for($i = 0; $i <= $row_count; $i++) + // { + // $from = $i== 0 ? $i : ($i + 3); + // $to = ($from + 3); + // echo ''; + // for($j = $from ; $j <= $to ;$j++) + // { + // //$sale_month_wise['months'] as $sale_month_data + // //echo ''; + // if(isset($sale_month_wise['months'][$j])) + // { + // echo ''; + // } + // } + // echo ''; + // } + // echo '
'; + // echo ''; + // echo ''; + // if($sale_month_wise['sales_type'] == 1) + // { + // echo ''; + // } + // if($sale_month_wise['sales_type'] == 1) + // { + // echo ''; + // }else if($sale_month_wise['months'][$j]['sales_type'] == 2) + // { + // echo ''; + // } + // echo ''; + + // echo ''; + + // foreach($sale_month_wise['months'][$j]['month_data'] as $m_key => $month) + // { + // if($sale_month_wise['sales_type'] == 1) + // { + // echo ''; + // } + // if($m_key == 20)break; + // else if($sale_month_wise['sales_type'] == 2) + // { + // echo ''; + // } + // } + // echo ''; + + // echo '
'.$sale_month_wise['months'][$j]['month_to_dispaly'].'
Date Value
Frequncy Value
'.$month['date'] .' '.$month['value'] .'
'.$month['frequency_name'] .' '.$month['frequency_value'] .'
'; + // echo '
'; + // echo '
'; + + // //} + // } + + // array_shift($order_dipaly_array); + // } + + + $is_kuccha_records_available = null; + if(isset($ai_core_details) && count($ai_core_details['sales_calculated_by_itemwise'])) + { + echo '

'.$order_dipaly_array[0].') Sales Itemwise :

'; + echo ''; + echo ''; + echo $ai_core_details_processed['sales_calculated_by_itemwise_header']; + echo ''; + echo ''; + + foreach($ai_core_details_processed['sales_item_wise_to_diaplay'] as $sid) + { + //print_r($sid); + if($sid['sales_type'] == 3){ $is_kuccha_records_available = true; } + $rate_per_unit = ($sid['rate_per_unit'] != 0 && $sid['rate_per_unit'] != '' ? $rupee_symbol.' '.MYUTIL::customIndianNumberFormat($sid['rate_per_unit']) : '-'); + echo ''; + echo ''; + if(isset($sid['margin_per'])){echo ''; } + // if(isset($sid['margin_per_uom'])){echo ''; } + if(isset($sid['margin_final_value'])){ echo ''; } + + echo ''; + } + echo ''; + echo '
'.($sid['other_sales_item'] != '' ? $sid['other_sales_item'] :$sid['sale_item']).''.$sid['sales_qty'].''.$sid['uom'].''. $rate_per_unit .''.$sid['frequency'].''.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($sid['annual_sale_value']).($sid['sales_type'] == 3 ? ' *' : '').''.($sid['margin_per'] != 0 ? $sid['margin_per'] : '-').''.($sid['margin_per_uom'] != 0? $sid['margin_per_uom'] : '-').''.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($sid['margin_final_value']).'
'; + array_shift($order_dipaly_array); + } + + if($is_kuccha_records_available) + { + echo '
* Assessed From Kuchha Records, Details Available in Annexure A'; + } + + + if(isset($ai_core_details) && count($ai_core_details['sales_declared_by_customer'])) + { + + echo '

'.$order_dipaly_array[0].') Sales Declared By Customer

'; + + // if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 1) + // { + // echo '

As per person met, the following Purchase details were shared:

'; + // } + // else if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 2) + // { + // echo '

As per person met, Purchase details were not shared, income calculated by Net margin percentage.

'; + // } + + + $str = 'As per person met, '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($ai_core_details['sales_declared_by_customer'][0]['sales_declared_by_customer']).' ( '.MYUTIL::numtowords($ai_core_details['sales_declared_by_customer'][0]['sales_declared_by_customer']).' ) declared as annual sale value.'; + if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 2) + { + $str .= '
and '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($ai_core_details['sales_declared_by_customer'][0]['margin_value']).' ( '.MYUTIL::numtowords( $ai_core_details['sales_declared_by_customer'][0]['margin_value']).' )'.'( '.$ai_core_details['sales_declared_by_customer'][0]['margin_per'].'% sales declared ) as net margin amount.'; + } + + echo $str; + echo '


'; + array_shift($order_dipaly_array); + } + + if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 1) + { + echo '

As per person met, the following Purchase details were shared:

'; + } + else if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 2) + { + echo '

As per person met, Purchase details were not shared, income calculated by Net margin percentage.

'; + } + + echo '
'; + if(isset($ai_core_details) && count($ai_core_details['purchase_declared_by_customer'])) + { + + echo '

'.$order_dipaly_array[0].') Purchase Declared By Customer

'; + + + + + $str = 'As per person met, '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($ai_core_details['purchase_declared_by_customer'][0]['purchase_declared_by_customer']).' ( '.MYUTIL::numtowords($ai_core_details['purchase_declared_by_customer'][0]['purchase_declared_by_customer']).' ) declared as annual purchase value.'; + // if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 2) + // { + // $str .= '
and '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($ai_core_details['sales_declared_by_customer'][0]['margin_value']).' ( '.MYUTIL::numtowords( $ai_core_details['sales_declared_by_customer'][0]['margin_value']).' )'.'( '.$ai_core_details['sales_declared_by_customer'][0]['margin_per'].'% sales declared ) as net margin amount.'; + // } + + echo $str; + echo '


'; + array_shift($order_dipaly_array); + } + + + + if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 1 && $ai_core_details['gross_profit_calculation_type'][0]['purchase_type'] == 1) + { + echo '

'.$order_dipaly_array[0].') Itemwise Purchase Details :

'; + + echo ''; + echo ''; + echo ''; + echo ''; + + echo ''; + foreach($ai_core_details_processed['purchase_to_display'] as $dat) + { + $rate = $dat['rate'] != 0 && $dat['rate'] != '' ? $rupee_symbol.' '.MYUTIL::customIndianNumberFormat($dat['rate']) : '-'; + echo ''; + } + echo ''; + + echo '
Raw Material/Trading Item Purchase Quantity UOM Rate/Unit of Purchase Frequency Annual Purchase(Rs)
'.$dat['material_name'] .' '.$dat['qty'] .' '.$dat['uom'] .' '. $rate .' '.$dat['frequency'] .' '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($dat['annual_value']) .'
'; + array_shift($order_dipaly_array); + + } + else if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 1 &&$ai_core_details['gross_profit_calculation_type'][0]['purchase_type'] == 2) + { + echo '

'.$order_dipaly_array[0].') Billwise Purchase Details :

'; + foreach($ai_core_details_processed['purchase_to_display'] as $billwise) + { + echo '
'; + echo 'Item name : ' . $billwise['item_name'].'
'; + echo ''.$billwise['month_count'].' month(s) purchase value : '.MYUTIL::customIndianNumberFormat($billwise['annual_purchase_value']).' Annual Purchase value:'. MYUTIL::customIndianNumberFormat($billwise['annual_purchase_value'] * (12 / $billwise['month_count']) ).''; + echo '
'; + foreach($billwise['months'] as $month_data) + { + //echo ''; + echo '
'; + echo ''; + echo ''; + echo ''; + echo ''; + echo ''; + + echo ''; + foreach($month_data['month_data'] as $month) + { + echo ''; + } + echo ''; + + echo '
'.$month_data['month_to_dispaly'].'
Date Value
'.$month['date'] .' '.$month['value'] .'
'; + //echo '
'; + } + echo '
'; + + } + array_shift($order_dipaly_array); + } + + } + + // + if(isset($ai_core_details) && count($ai_core_details['business_expenses'])) + { + echo '

'.$order_dipaly_array[0].') Business Expenses Details :

'; + echo ''; + echo ''; + echo ''; + echo ''; + echo ''; + foreach($ai_core_details_processed['business_expenses_to_diaplay'] as $b_exp) + { + if($b_exp['expense_value'] != 0) + { + echo ''; + } + } + echo ''; + echo '
Business Expense Amount Frequency Annual Expenses
'.$b_exp['expense_item'] .' '.$rupee_symbol." ".MYUTIL::customIndianNumberFormat($b_exp['expense_value']) .' '.$b_exp['frequency_name'] .' '.$rupee_symbol." ".MYUTIL::customIndianNumberFormat($b_exp['annual_expenses_value']).'
'; + array_shift($order_dipaly_array); + } + + if(isset($ai_core_details) && count($ai_core_details['house_hold_expenses'])) + { + echo '

'.$order_dipaly_array[0].') Household Expenses Details :

'; + echo ''; + echo ''; + echo ''; + echo ''; + echo ''; + foreach($ai_core_details_processed['household_expenses_to_diaplay'] as $h_exp) + { + echo ''; + } + echo ''; + echo '
Expense Particulars Amount (Rs) Frequency Annual Expenses(Rs)
'.$h_exp['expense_item'] .' '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($h_exp['expense_value']) .' '.$h_exp['frequency_name'] .' '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($h_exp['annual_expense_value']) .'
'; + array_shift($order_dipaly_array); + } + + + // if(isset($ai_core_details) && count($ai_summary_details_processed)) + // { + // echo '

The Summary of Income :

'; + // echo ''; + // echo ''; + // echo $ai_summary_details_processed['ai_table_header_row']; + // echo ''; + // echo ''; + // echo $ai_summary_details_processed['sale_revenue_row']; + // echo $ai_summary_details_processed['purchase_row']; + // echo $ai_summary_details_processed['gross_profit_loss_row']; + // echo $ai_summary_details_processed['business_expense_row']; + // echo $ai_summary_details_processed['net_profit_loss_row']; + // echo $ai_summary_details_processed['house_hold_expense_row']; + // echo $ai_summary_details_processed['disposable_income_row']; + // echo $ai_summary_details_processed['net_margin_row']; + + // echo ''; + // echo '
'; + + // echo '
'; + // echo ''; + // echo ''; + // echo ''; + // echo ''; + // echo ''; + // echo $ai_summary_details_processed['considered_sales_revenue_row']; + // echo $ai_summary_details_processed['considered_net_profit_row']; + // echo $ai_summary_details_processed['considered_net_margint_row']; + // echo ''; + // echo '
Particulars Details
'; + // } + echo "
"; + // + + ?> + + + + + + + + + + $oaRow) { + $otherAssetRow = json_decode($oaRow['processed_json'],true); + $other_assest_common_remrks = $otherAssetRow['assets_form_remark']; + if(isset($otherAssetRow['asset_info_available']) && $otherAssetRow['asset_info_available'] == 1) + { + $is_personal_info_available = 1; + + if(count($otherAssetRow['assets_details'])>0){ + $otherAssetResult=ASSETSFORM::getOthersAssetsDetails($otherAssetRow['assets_details']); + + //print_r($otherAssetResult); + } + } + } + ?> +
+

Personal Assets

+ + + + + + + + + + + + + + + $paRow){ + ?> + + + + + + + + + + + +
Sr.NoAsset TypeAsset DescriptionAsset Owned ByApprox Market Value(Rs)Age of the Assest(Yrs)Loan Again Assest
'. $rupee_symbol.' '.MYUTIL::customIndianNumberFormat($paRow['approximate_market_value']) : $rupee_symbol.' '.MYUTIL::customIndianNumberFormat($paRow['approximate_market_value']); ?>
+ +

As per Loan applicant, he does not have any other assets.

+ '.$other_assest_common_remrks.'

'; } + + ?> + + + $ibRow) { + $individualBankRow = json_decode($ibRow['processed_json'],true); + $ind_banking_common_remarks = $individualBankRow['banking_form_remark']; + if(isset($individualBankRow['bank_info_available']) && $individualBankRow['bank_info_available'] == 1) + { + $is_personal_banking_available = 1; + if(count($individualBankRow['banking_details'])>0){ + $getIndividualEachValues=BANKINGFORM::getIndividualBankingDetails($individualBankRow['banking_details']); + $bankingResult = array_merge($bankingResult,$getIndividualEachValues); + + } + } + } + + + ?> +

Personal Banking:

+ +

Below bank account details were shared :

+ + + + + + + + + + + + + + $bdRow){ + ?> + + + + + + + + + + + +
Sr.NoAccount Holder's NameBank NameAccount TypeOD / CC LimitVintage
+ '.$ind_banking_common_remarks.'

'; } ?> + + + + + + + + $iRow) { + $otherIcomeRow = json_decode($iRow['processed_json'],true); + $other_source_income_common_remarks = $otherIcomeRow['otherincome_remarks']; + + + if(strtoupper($otherIcomeRow['other_income'])=='YES' && count($otherIcomeRow['income_details'])>0){ + $is_other_income_available = 1; + $otherIncomeResult=OTHERINCOMEFORM::getIncomeDetails($otherIcomeRow['income_details']); + + } + } + ?> +
+

Other Sources of Income of Individual Loan Applicants:

+ + + + + + + + + + + + + + $oiRow){ + ?> + + + + + + + + + +
Sr.NoIncome SourceEarned byAmount(Rs)
(Details Available in Annexure B)'; $GLOBALS['is_rental_available'] = 1 ; } ?>
+ +

As per the loan applicants, they do not have any other source of Income.

+ '. $other_source_income_common_remarks.'

'; } + + ?> + + + + + $fRow) { + $familyRow = json_decode($fRow['processed_json'],true); + //print_r($familyRow);die(); + $other_family_form_common_remarks = $familyRow['family_details_form_remark']; + if(array_key_exists('family_details',$familyRow) && count($familyRow['family_details'])>0){ + $familyResult=OTHERFAMILYFORM::getFamilyDetails($familyRow['family_details']); + } + } + ?> + +

Family Information:

+ 0){ + //print_r($familyResult); + ?> + + + $fmValue) { ?> + + '.$fmValue['selected_person_title'].$fmValue['selected_person'].'Family Information - Select person for capturing family details, who is an applicant in the case, resides at '.$fmValue['residency_address'].'Family Information - Residence Address of Select person .'; + + $residence_text ='This is a '. $fmValue['residence_ownership'].' Family Information - Ownership of Residence residence, where the applicant has been staying for '. $fmValue['residence_No_of_years'].'Family Information - No of Yrs in current residence .'; + $residence_text .= (!strcasecmp($fmValue['residence_ownership'],'rented')) ? ' The rent paid '.$rupee_symbol.' '.$fmValue['rent'].' per month.' : ''; + + echo $intro_text;echo "

";echo $residence_text; + + ?> + + +

The table below provides details of other family members of

+ + + + + + + + + + + + + $fmRow){ + ?> + + + + + + + + + + +
Sr.NoNameRelationAgeEarning StatusOccupation Details
+ + +

Other Family Members is not available.

+ '.$other_family_form_common_remarks.'

'; } + + ?> + + + + + + $elRow) { + $otherLoanRow = json_decode($elRow['processed_json'],true); + $existing_loan_form_common_remarks = $otherLoanRow['currentloan_remarks']; + $total_no_of_data = 0; + if(strtoupper($otherLoanRow['existing_loan'])=='YES' && count($otherLoanRow['loan_details'])>0){ + $is_existing_loans_available = 1; + $total_no_of_data = count($otherLoanRow['loan_details']); + $existLoanResult=FINANCIALFORM::getOtherLoanDetails($otherLoanRow['loan_details']); + } + + } + ?> +
+

Existing loan obligation

+ + + + +

The table below lists the details of Existing Loan Obligations of the Loan Applicants.

+ + + + + Loan $header";}?> + + + + + + +
Particulars
+ +

As per loan applicant he does not have any existing loan obligations.

+ + '.$existing_loan_form_common_remarks.'

';} + ?> + + + + + + + + + + $nrcRow) { + $neighbourRefRow = json_decode($nrcRow['processed_json'],true); + //print_r($applicants_details); + //print_r($neighbourRefRow);die(); + $neighbourhood_form_common_remarks = $neighbourRefRow['neighbour_reference_remark']; + if(strcasecmp($neighbourRefRow['neighbourhood_status'],'could not verify')){ + $pd_offiecer_status_about_neighbor = $neighbourRefRow['neighbourhood_status']; + if(count($neighbourRefRow['neighbourhood_list'])>0){ + $company_name = MYUTIL::findCompanyName($all_company_details,1,1); + + $existNeighRefCheck=NEIGHBOURREFERENCECHECKFORM::getNeighbourhoodDetails($company_name,$neighbourRefRow['neighbourhood_list'],$pd_master_details[0],$applicants_details);//applicants_details comes from controller + } + } + // if(&& count($neighbourRefRow['referencecheck_list'])>0){ + // $existNeighRefCheck=NEIGHBOURREFERENCECHECKFORM::getReferenceDetails($neighbourRefRow['referencecheck_list'],$pd_master_details[0]); + // } + } + ?> + +

Neighbourhood / Reference Check

+ 0){ + //print_r($existNeighRefCheck);die(); + ?> + + $nfValue) { + + echo $nfValue['neighbourhood_name_only']; + ?> + + + + +
  • Neighbourhood Check Status is .
  • + + + + + + + +

    Status of the check: could not verify.

    + + '. $neighbourhood_form_common_remarks.'

    ';} + ?> + + + + + '; + echo '

    Credit Manager`s Specific Queries:

    '; + //echo '
    '; + if(isset($credit_officier_specific_queries['additional_requirements_processed']) && count($credit_officier_specific_queries['additional_requirements_processed'])) + { + + + foreach ($credit_officier_specific_queries['additional_requirements_processed'] as $key => $value) + { + echo 'Question - '.$value['question'].'
    '; + echo 'Answer - '. $value['answer']; + echo '

    '; + } + } + else + { + echo 'There are no specific queries raised by Credit Manager.'; + } + + echo '
    '; + echo '

    Documents to be collected:

    '; + // + if(isset($credit_officier_specific_queries['docs_to_be_sighted_processed']) && count($credit_officier_specific_queries['docs_to_be_sighted_processed'])) + { + + + foreach ($credit_officier_specific_queries['docs_to_be_sighted_processed'] as $doc_key => $doc_value) + { + echo 'Document Required : ' . $doc_value['doc_name'].'
    '; + echo 'Provided ( Yes / No ) : ' . ($doc_value['ans'] == 'yes' ? 'YES, Document available in zipped file enclosed with report'.'
    ' : 'NO
    '); + if($doc_value['ans'] != 'yes') + { + echo 'Reason : ' .$doc_value['reason']; + } + echo '

    '; + } + } + else + { + echo 'There are no specific documents to be collect.'; + } + + //} + + ?> + + + + +
    +

    PD OFFICER`S REMARKS ON CUSTOMER BEHAVIOUR, BUSINESS LOCATION & OVERALL PD STATUS

    + +
    +
      + Personal feedback or market intelligence on the case (if any):'; + echo '
      '.$final_remark_data['market_intelligence']; + } + ?> +
    • Customer Behaviour:
    • + +

      + + ✔'; + ?> + + + + + + + + +
      +
      Polite
      +
      +
      Rude
      +
      +
      Others*
      +
      +
      +
      '; + }?> + + +
    • Suitability of Business Location:
    • +

      + + + + + + + + + + + +
      +
      Well Suited
      +
      +
      Fairly Suited
      +
      +
      Not Suited
      +
      +
      +
    • PD Officer’s overall assessment:
    • +

      + + + + + + + + + + + + + + + + +
      +
      Positive
      +
      +
      Refer to Credit
      +
      +
      Negative
      +
      +
      Others*
      +
      +
      + +
    +
    + + +

    PD officer recommendation is '.$fo_diplay.'.

    ';?>

    The following key points were considered while arriving at the aforementioned status.

    + "; foreach($final_remark_data['recommendation_positive'] as $pos){ echo "
  • ".$pos['reason_for_positive']."
  • ";} + + }else if($negative){ echo "
    '; + echo '

    PD Score Summary

    '; + + ?> + + + + + + + + + +
    Actual Score Max Score Score %
    General Section Score
    Business Section Score
    Final Remarks Score
    Final PD Score
    + +
    "; + + echo '

    '; + + } + // else + // { echo "Score Chart Not Generated"; } + + + + //######################### CHART ########################### + + + // if(isset($dsc_cards['base64_dsc_business'])) + // { + // echo "

    "; + + // echo '

    '; + + // } + // else + // { + // //echo "Score Chart Not Generated"; + // } + + // if(isset($dsc_cards['base64_dsc_general'])) + // { + // echo "

    "; + + // echo '

    '; + + // } + // else + // { + // //echo "Score Chart Not Generated"; + // } + + + echo "
    "; + //######################### CHART ########################### + + $business_captions = array("no_of_years_business_run" => "Business Vintage >>", "location_suited_for_busienss" => "Business Location suitability >>", "business_seasonality" => "Seasonality >>", "employees_total" => "Employee Strength >>", "cerificates" => "Business Certifications Sighted >>","owned_property" => "Business Premise Ownership >>", "owned_vechile" => "Vehicle Ownership >>", "business_activity_has_seen" => "Business Activity Observed >>", "minimum_supplier_info" => "Supplier Information Provided >>", "minimum_client_info" => "Client Information Provided >>","stock_raw_material_enough" => "Raw Materials Stock Sufficiency >>", "stock_finished_goods_enough" => "Finished/Traded Stock Sufficiency >>", "vintage_of_business_account" => "Main Business Banking Account Vintage >>"); + + $general_captions = array("otp_done" => "OTP authentication done >>","person_met_is_applicant" => "Is person Met, a loan applicant >>","qualification" => "Qualification of Loan Applicants >>","comment_locality" => "Comment on Locality >>","pd_location_approach" => "Approach to PD location >>","customer_behaviour" => "Customer Behaviour >>","neibourhood_check_as_per_pd_officer" => "Neighbourhood check >>","was_the_company_name_board_sighted" => "Business Board Sighted >>","value_of_other_assets" => "Asset Value by Loan Amount % >>"); + + + $address_type_remarks_caption = array('well_suited' => 'well suited','fairly_suited' => 'fairly suited','not_suited' => 'not suited'); + + + echo ''; + echo ''; + + echo ''; + foreach($pd_score['business'] as $bsk => $business_score) + { + + $class = null; + $answer = null; + $per = $business_score['attributed_score'] > 0 && $business_score['max_score'] > 0 ? ( ($business_score['attributed_score'] / $business_score['max_score']) * 100) : 0; + + $class = ( $per >= 80 ? 'rcorners_green' : ($per >= 65 && $per < 80 ? 'rcorners_light_green' : ($per >= 50 && $per < 65 ? 'rcorners_amber' : 'rcorners_red'))); + + // if($bsk == 'business_seasonality') + // { + // echo "BUSINESS"; + // echo $per; + // echo $class; + // echo $per >= 80 ? 'rcorners_green' : 'SOME'; + // die(); + // } + if($bsk == 'location_suited_for_busienss') + { + $answer = $address_type_remarks_caption[ $business_score['answer'] ]; + } + else if($bsk == 'cerificates') + { + $answer = $per > 0 ? 'Yes' : 'No'; + } + else if($bsk == 'no_of_years_business_run') + { + $answer = isset($business_score['answer']) ? $business_score['answer'].' Yrs' : ''; + } + else if($bsk == 'business_seasonality') + { + $answer = isset($business_score['answer']) ? ((!strcasecmp($business_score['answer'], 'yes')) ? 'Seasonal': 'Not Seasonal') : ''; + } + else if($bsk == 'vintage_of_business_account') + { + $answer = isset($business_score['answer']) && $business_score['answer'] != '' ? $business_score['answer'] : 'No'; + } + else + { + $answer = isset($business_score['answer']) ? $business_score['answer'] : ''; + } + + if(strcasecmp($answer,'Not Applicable')) + { + echo ''; + } + } + echo ''; + echo '
    Business Related Parameters Impacting Score Response
    '. $business_captions[$bsk] .' '. '
    '. ucfirst($answer).'
    '; + echo '


    '; + + echo ''; + echo ''; + + echo ''; + foreach($pd_score['general'] as $gsk => $general_score) + { + $class = null; + $per = $general_score['attributed_score'] > 0 && $general_score['max_score'] > 0 ? ( ($general_score['attributed_score'] / $general_score['max_score']) * 100) : 0; + + $class = ( $per >= 80 ? 'rcorners_green' : ($per >= 65 && $per < 80 ? 'rcorners_light_green' : ($per >= 50 && $per < 65 ? 'rcorners_amber' : 'rcorners_red'))); + + $answer = ucfirst($general_score['answer']); + + if($gsk == 'value_of_other_assets') + { + //print_r($general_score);die(); + $answer = round((($answer/$loan_form['loan_amount']) * 100),2) .' %'; + + } + + if(strcasecmp($answer,'Not Applicable')) + { + echo ''; + } + } + echo ''; + echo '
    Other Parameters Impacting ScoreResponse
    '. $general_captions[$gsk] .' '. '
    '. $answer.'
    '; + + + // + } //end of is score card enabled for this pd + + ?> + + $address_image_value) { + if($address_image_value['is_show_report'] == 1) + { + $pd_location_approach_img_url = isset($address_image_value['doc_url']) ? $address_image_value['doc_url']: ''; + //$pd_location_approach_img_location = $address_image_value['location']; + //$pd_location_approach_img_date = date('Y/m/d h:s:i A',$address_image_value['createdon']); + break; + } + } + + $name_board_seen_img_url = ''; + if(isset($pd_processed_forms[13][0])) + { + + $first_business_form = json_decode($pd_processed_forms[13][0]['processed_json'],true); + //if($first_business_form['was_the_company_name_board_sighted']=='yes') + //{ + //echo 'YES';die(); + foreach ($pd_images[13] as $image_key => $image_value) { + if($image_value['pd_document_title'] == 'Name Board Seen') + { + + $name_board_seen_img_url = $image_value['doc_url']; + break; + } + } + //} + } + + //echo $name_board_seen_img_url;die(); + //print_r($address_images);die(); + ?> +
    +

    PD LOCATION

    + +

    Address at which PD was initiated: '.$pd_address['address'].', '.$pd_address['city_master'].', '.$pd_address['state_master'].' - '.$pincode.'.'; + + echo '
    Address at which PD Visit actually done: '.$pd_alternative_address['alternative_address'].', '.$pd_alternative_address['city_master'].', '.$pd_alternative_address['state_master'].' - '.$alter_native_pincode.'.'; + + echo '
    Reasaon for change in PD address:'.$pd_alternative_address['reason_for_alternative_address']; + + } + else + { + + echo 'PD Location Address : '.$pd_address['address'].', '.$pd_address['city_master'].', '.$pd_address['state_master'].' - '.$pincode.'.'; + } + + echo '

    GPS Coordinates of location where PD Visit was done : '.$pd_master_details[0]['start_location']; + echo '

    '; + ?> + $com_value) + { + if($com_value['pd_document_title'] == 'satellite') + { + $satellite_url = $com_value['doc_url'];break; + } + } + } + + ?> +  Satellite Image of location of Where PD was Done


    + + + + + + + + + +
    PD Location Approach Name Board of Business/Entrance
    + + Location Approach Image Not Available + + Name Board
    '.$pd_location_approach_img_date; ?>
    + +

    +

    Location Summary

    + '; + echo 'The PD visit was done at '. $address_type. 'Address Form - Type of Address of the loan applicants. '; + echo 'The '.$address_type.'Address Form - Type of Address is '.$property_owner_type.'Business Assest Form - Owner of the Property and the business has been in operation from here for the last '.$yrs_being_run.'Business Assest Form - Business running Yrs in this premise .'; + echo '

    The '.$address_type.'Address Form - Type of Address is located in '.$locality.'Address Form - Locality of Address and the estimated area of the '.$address_type.'Address Form - Type of Address is '.$estimated_area.'Address Form - Estimated Area .'; + echo '

    The PD location was '. $pd_address['pd_location_master'].'Address Form - Approach to PD location . ' . 'As Per PD Officer, the '.$address_type .'Address Form - Type of Address is situated in '.$comment_locality_master .'Address Form - Comment on locality Locality.'; + echo '

    The PD officer also made the following observations:' ; + echo '
    "; + + if($address_form['address_form_remark']) + { + echo ''.$address_form['address_form_remark'].'Address Form - Address Form Remarks ';} + echo "

    "; + echo "
    "; + //die(); + // + ?> + + + + + + +

    LOAN DETAILS:

    + During the PD visit, '.$main_applicant_name.', provided the following information about loan applied for:'; + + $is_current_product_bl = $pd_master_details[0]['product_abbr'] == "BL" ? true: false; + $is_current_product_lab = $pd_master_details[0]['product_abbr'] == "LAP" ? true: false; + $is_current_product_laep = $pd_master_details[0]['product_abbr'] == "LAEP" ? true: false; + // echo $pd_master_details[0]['product_abbr']; + // echo '-bl-'. $is_current_product_bl; + // echo '-lap-'.$is_current_product_lab; + // die(); + $loan_table_dispaly_rows = array(); + + $loan_table_dispaly_rows[] = array('particulars' => 'Total Loan Amount applied for','details' => ""." ".$loan_amount.' ('.MYUTIL::numtowords($loan_form['loan_amount']).')'); + if($is_current_product_bl || $is_current_product_laep) + { + $to_dispaly = !strcasecmp($loan_form['is_there_total_fund'], 'yes disclose') ? ('Disclosed '.""." ".MYUTIL::customIndianNumberFormat($loan_form['fund_amt']).' ('.MYUTIL::numtowords($loan_form['fund_amt']).')'):'Not Disclosed'; + $loan_table_dispaly_rows[] = array('particulars' => 'Total Fund Requirement','details' => $to_dispaly); + } + $loan_table_dispaly_rows[] = array('particulars' => 'Loan Tenure expected','details' => $loan_form['loan_tenure'] != "" ? $loan_form['loan_tenure'].' Months' : 'Not provided'); + + $end_use = ''; + $to_remove_for = false; + foreach($loan_form['end_use_master'] as $enduse) + { + if(strpos(strval($enduse), 'Others') === false) { $end_use.= $enduse.' and ';} + else { + + $to_remove_for = true; + $end_use.=$loan_form['end_use_other'].' and'; + } + } + $end_use = substr_replace($end_use, '', strrpos($end_use, 'and'),strlen($end_use)); + //echo substr($end_use,0,3); + + + if(strcasecmp(substr($end_use,0,3),'for')) + { + if(!(count($loan_form['end_use_master']) == 1 && $to_remove_for)) + { + $end_use = 'For '.$end_use; + } + } + + $loan_table_dispaly_rows[] = array('particulars' => 'Loan Purpose','details' => $end_use); + + if(strcasecmp($loan_form['is_transfer'],'no')) + { + + $loan_table_dispaly_rows[] = array('particulars' => 'Balance Transfer Amount','details' => ""." ".MYUTIL::customIndianNumberFormat($loan_form['balance_transfer_amount']).' ('.MYUTIL::numtowords($loan_form['balance_transfer_amount']).')'); + + $loan_table_dispaly_rows[] = array('particulars' => 'Top Up Amount applied for','details' => ""." ".MYUTIL::customIndianNumberFormat($loan_form['topup_amount']).' ('.MYUTIL::numtowords($loan_form['topup_amount']).')'); + + $loan_table_dispaly_rows[] = array('particulars' => 'End Use of Topup','details' => ( strcasecmp('others',$loan_form['end_use_topup_master'])) ? $loan_form['end_use_topup_master'] : $loan_form['other_end_use_topup'] ); + + + $loan_table_dispaly_rows[] = array('particulars' => 'Balance Transfer from','details' => $loan_form['lender'] == 1 ? $loan_form['other_bt_lender']: $loan_form['lender_master']); + + } + else{ + //echo 'sdn-'.((!$is_current_product_bl) && !$is_current_product_lab); die(); + if((!$is_current_product_bl) && !$is_current_product_lab && !$is_current_product_laep) + { + $loan_table_dispaly_rows[] = array('particulars' => 'Amount of Own Contribution','details' =>""." ".MYUTIL::customIndianNumberFormat($loan_form['own_contribution']).' ('.MYUTIL::numtowords($loan_form['own_contribution']).')' ); + $source_of_own_contribution = null; + + foreach($loan_form['source_of_own_contribution_master'] as $own_source) + { + if(strpos(strval($own_source), 'Others') === false) { $source_of_own_contribution.= $own_source.' and ';}else{ $source_of_own_contribution.=$loan_form['other_source'].' and '; } + } + $source_of_own_contribution = substr_replace($source_of_own_contribution, '', strrpos($source_of_own_contribution, ' and '),strlen($source_of_own_contribution)); + + $loan_table_dispaly_rows[] = array('particulars' => 'Source of Own Contribution','details' => $source_of_own_contribution); + } + } + + $loan_table_dispaly_rows[] = array('particulars' => 'EMI Comfortable Paying','details' => $rupee_symbol." ".MYUTIL::customIndianNumberFormat($loan_form['emi_level']).' ('.MYUTIL::numtowords($loan_form['emi_level']).')' ); + + if(!$is_current_product_bl && !$is_current_product_laep) + { + + if(isset($loan_form['property_type_master']) && $loan_form['property_type_master'] != "") + { + $loan_table_dispaly_rows[] = array('particulars' => 'Type of Property Being Mortgaged','details' => substr_count($loan_form['property_type_master'],'Others') ? $loan_form['property_type_others'] : $loan_form['property_type_master']); + + //print_r($loan_form);die(); + $owners_list = null;foreach($loan_form['owners_list_master'] as $owner){ $owners_list.=$owner.' and '; } + ///echo $owners_list; + $owners_list = substr_replace($owners_list, '', strrpos($owners_list, 'and'),strlen($owners_list)); + if($owners_list == '') + { + if(isset($loan_form['owner_name_group'][0]['owner_name'])) + { + $owners_list = $loan_form['owner_name_group'][0]['owner_name']['name']; + } + } + $loan_table_dispaly_rows[] = array('particulars' => 'Name of the current / proposed owner(s) of the Property being Mortgaged','details' => $owners_list); + + $loan_table_dispaly_rows[] = array('particulars' => 'Status of Construction','details' => $loan_form['construction_status_master']); + + $loan_table_dispaly_rows[] = array('particulars' => 'Estimated Market Value of the property being mortgaged','details' => $rupee_symbol." ".MYUTIL::customIndianNumberFormat($loan_form['emv_per_customer']).' ('.MYUTIL::numtowords($loan_form['emv_per_customer']).')'); + } + } + + if(isset($loan_form['property_seller']) && $loan_form['property_seller'] != '') + { + $loan_table_dispaly_rows[] = array('particulars' => 'Current Owner/Seller of the property','details' => $loan_form['property_seller'] ); + + + } + + if(isset($loan_form['address']) && $loan_form['address'] != '') + { + $address_of_owner_seller_property = $loan_form['address'] . (isset($loan_form['city_master']) ? ', '.$loan_form['city_master'] : '') . (isset($loan_form['state_master']) ? ', '.$loan_form['state_master'] : '') . (isset($loan_form['pincode_master']) ? ', '.$loan_form['pincode_master'] : ''); + + $loan_table_dispaly_rows[] = array('particulars' => 'Address of the property','details' => $address_of_owner_seller_property ); + } + //print_r($loan_table_dispaly_rows); + ?> +

    + + + + $row) + { + echo '"; + } + ?> + +
    S.No Loan Particulars Loan Particular Details
    '.($row_key + 1)." ".$row['particulars']." ".$row['details'] ."
    +
    ".$loan_form['loandetails_remarks']; + ?> + + + + + + 0) { + for($business_count = 0;$business_count < $total_no_of_business; $business_count++) + { + + // $temp_show = null; + // if($temp_show == null) + // { + ?> +
    + .'; + } + $bindEachResult['company_employees'] = ''; + + + // this is for no of employees details + if(isset($businessRow['employees_permanent']) && $businessRow['employees_permanent'] <= 0) { + $bindEachResult['company_employees']='As per person met there are no permanent'; + + } + else{ + $bindEachResult['company_employees']='As per person met, there are '.$businessRow['employees_permanent'].' permanent '; + } + + if(isset($businessRow['employees_temporary']) && $businessRow['employees_temporary'] > 0){ + + $bindEachResult['company_employees'] .= 'and '.$businessRow['employees_temporary'].' temporary employee(s) with company.'; + } + else{ + + $bindEachResult['company_employees'].= ' and no temporary employees with company.'; + } + + if(($businessRow['employees_permanent'] != "" && $businessRow['employees_permanent'] == 0) && ($businessRow['employees_temporary'] != "" && $businessRow['employees_temporary'] == 0)) + { + + $bindEachResult['company_employees']= 'As per loan applicant met, there are no permanent or temporary employees with the company.'; + } + + if(isset($businessRow['employees_appx_salary']) && $businessRow['employees_appx_salary'] != "") + { + $bindEachResult['employees_appx_salary'] = 'Approximately '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($businessRow['employees_appx_salary']). ' is being paid as salary to employees'; + } + if(isset($businessRow['officer_total']) && $businessRow['officer_total'] > 0) + { + $emp = $businessRow['officer_total'] > 1 ? 'employees' : 'employee'; + $bindEachResult['officer_visit_company_employees']='At the time of PD visit, the officer sighted '.$businessRow['officer_total'] .' '.$emp.' at the business premises.'; + } + else{ + + $bindEachResult['officer_visit_company_employees']='At the time of PD visit, no employees seen at the business premises.'; + } + //this is documents visited + $getDocuments=array(); + if(array_key_exists('shop_eat_act_cert',$businessRow) && strtoupper($businessRow['shop_eat_act_cert'])=='YES'){ + array_push($getDocuments,array('name'=>'Shop/Est act Certificate.','img' => isset($businessRow['shop_eat_act_cert_pic']) ? $businessRow['shop_eat_act_cert_pic'] : '','key_name' => 'shop_eat_act_cert_pic')); + } + if(array_key_exists('gst_Regn_cert',$businessRow) && strtoupper($businessRow['gst_Regn_cert'])=='YES'){ + array_push($getDocuments,array('name' => 'GST Registration.','img' => isset($businessRow['gst_Regn_cert_pic']) ? $businessRow['gst_Regn_cert_pic'] : '' ,'key_name' => 'gst_Regn_cert_pic')); + } + if(array_key_exists('pf_regn',$businessRow) && strtoupper($businessRow['pf_regn'])=='YES'){ + array_push($getDocuments,array('name' => 'PF Registration.','img' => isset($businessRow['pf_regn_pic']) ? $businessRow['pf_regn_pic'] : '','key_name' => 'pf_regn_pic')); + } + if(array_key_exists('esic_regn',$businessRow) && strtoupper($businessRow['esic_regn'])=='YES'){ + array_push($getDocuments,array('name' => 'ESIC Registration.','img' => isset($businessRow['esic_regn_pic']) ? $businessRow['esic_regn_pic'] : '','key_name' => 'esic_regn_pic')); + } + if(array_key_exists('export_import_cert',$businessRow) && strtoupper($businessRow['export_import_cert'])=='YES'){ + array_push($getDocuments,array('name' => 'Export/Import Certificate.','img' => isset($businessRow['export_import_cert_pic']) ? $businessRow['export_import_cert_pic'] : '','key_name' => 'export_import_cert_pic')); + } + if(array_key_exists('factory_cert',$businessRow) && strtoupper($businessRow['factory_cert'])=='YES'){ + array_push($getDocuments,array('name' => 'Factory Certificate.','img' => isset($businessRow['factory_cert_pic']) ? $businessRow['factory_cert_pic'] : '','key_name' => 'factory_cert_pic')); + } + if(strtoupper($businessRow['other_documents'])=='YES' && array_key_exists('documents',$businessRow)){ + foreach($businessRow['documents'] as $docValue){ + array_push($getDocuments,array('name' => $docValue['document'].'.', 'img' => isset( $docValue['document_pic']) ? $docValue['document_pic'] : '','key_name' => 'document')); + } + } + //print_r($getDocuments); + if(count($getDocuments)) + { + foreach($getDocuments as $getDocument_key => $getDocument_value) + { + foreach($pd_images[13] as $img_key => $img_value) + { + if( $getDocument_value['key_name'] == $img_value['pd_document_title'] ) + { + $getDocuments[$getDocument_key]['img'] = $img_value['doc_url']; + break; + } + } + } + } + //print_r($getDocuments);die(); + $bindEachResult['visit_documents']=$getDocuments; + array_push($businessResult,$bindEachResult); + + + + ?> +

    BUSINESS INFORMATION:

    + $fetchRow){ + ?> + +

    +
    Company / Firm Name :
    +
    Business Entity Type :
    + +
    Date of Incorporation :
    + +
    Business Vintage : +

    + + +

    + + + + + + + + + + + + + + + + + + + + + + + + +
    NameShare HoldingNo.of Years in Current BusinessTotal Work Experience(Yrs)Previous ExperienceStarted Business
    + + + 0){ ?> +
    +

    Other Family Members involved in business :

    +
    + + + + + + + + + + + + + + + + + + + + + + + +
    NameIndividual RelationshipRelated toRelationship to Company / FirmStarted Business (Yes / No)
    + + + + + + + 0){ ?> + +

    Key Products and Area of Operations

    + + + + + + + + + + + + + + + + + + + + + + +
    Key ProductsArea of OperationsArea of Sale / ServiceArea where Max Sale / Service done
    + +
    + + +
    + +



    +

    Brief of the Business / Service Model

    + + + + + + + + + + +
    Product / Service Process Brief
    '.$process_brief['description'].'

    '; ?>
    + + + + + + + + 0){ ?> + +

    Key Products and Area of Operations

    + + + + + + + + + + + + + + + + + + + + + + +
    Key ProductsArea of OperationsArea of Sale / ServiceArea where Max Sale / Service done
    + +
    + + +
    + +



    +

    Brief of the Business / Service Model

    + + + + + + + + + + +
    Product / Service Process Brief
    + + + + + + + 0){ ?> + +

    Key Products and Area of Operations

    + + + + + + + + + + + + + + + + + + + + + + +
    ServicesArea of OperationsArea of Sale / ServiceArea where Max Sale / Service done
    + +
    + + +
    + + +



    +

    Brief of the Business / Service Model

    + + + + + + + + + + +
    Product / Service Process Brief
    + + + + + + + 0){ ?> + +

    Key Products and Area of Operations

    + + + + + + + + + + + + + + + + + + + + + + +
    Key ProductsArea of OperationsArea of Sale / ServiceArea where Max Sale / Service done
    + +
    + '.$fetchRow['total_per_of_export'].' % of total sales is export.'; + } + ?> + +
    + + +



    +

    Brief of the Business / Service Model

    + + + + + + + + + + +
    Product / Service Process Brief
    + + + + + + 0){ ?> + + +
    + + + + + + + + + + + + + + + +
    Other Business Activity
    + + + + + + As per Person(s) met, the applicant is using Mobile Wallets/UPI for business transactions.

    '; + }//else + //{ + // echo '

    As per person`s met,applicant using Mobile Wallets/UPI for business transactions.

    ' + //} + if(!strcasecmp($fetchRow['applicant_use_pos_machines'],'yes')) + { + echo '

    The applicant has the following POS machines:

    '; + echo ''; + echo ''; + foreach($fetchRow['pos_machines_details'] as $pos) + { + echo ''; + } + echo '
    Name of the Financial Insitution TID Number of POS machine
    '.$pos['pos_machines_financial_institution_name'].' '.$pos['tid_no_of_pos_machine'].'
    '; + } + + + + ?> + + + + + + + + + + + +

    + + + + +

    +

    +

    + + + + +

    The below documents were sighted during the visit :

    + + + + '; + for ($doc = $from; $doc <= $to ; $doc++){ + if(isset($visit_documents[$doc])){ + ?> + + '; + $from_index_increment = $from_index_increment+2; + } ?> + +
    + +
    + + + + '.$business_form_common_remarks.'

    '; + } + + ?> + + + + + + + +
    + + + + + + 0 && $is_business_asset_available ){ + $bindBusinessAsset['details']=ASSETSFORM::getBusinessAssetsDetails($businessAssetRow['business_assets_details']); + } + array_push($businessAssetResult,$bindBusinessAsset); + + + // print_r($businessAssetResult); + ?> + + + + +
    +
    +

    Assets used in Business

    + +

    + + + + '; + echo '
    '; + } + } + } + else + { + echo '

    No other assests used for business.

    '; + } + if($business_assets_form_remark != "" ){ echo '

    '.$business_assets_form_remark.'

    '; } + + + } // ENd of if business assesst available in this current index + ?> + + + + + + +
    + ↑ /'; + + if(isset($pd_processed_forms[14][$business_count])) + { + $baRow = $pd_processed_forms[14][$business_count]; + $businessFinancialRow = json_decode($baRow['processed_json'],true); + //print_r($businessFinancialRow['estimated_value'][0]['estimate_posmachine_or_cc_annual_sales']);die(); + $financial_remarks = $businessFinancialRow['financial_remarks']; + $comments_on_financials = isset($businessFinancialRow['financial_reason']) ? $businessFinancialRow['financial_reason'] : ''; + //echo $financial_remarks;die(); + // statementdate_per_financial + if(isset($businessFinancialRow['kuccha_records_shown'])) + { + $financial_kuccha_info['kuccha_records_shown'] = $businessFinancialRow['kuccha_records_shown']; + $financial_kuccha_info['kuccha_bill_allowed'] = $businessFinancialRow['kuccha_bill_allowed']; + $financial_kuccha_info['customer_declared_turnover'] = $businessFinancialRow['customer_declared_turnover']; + } + + //only for Indusind Lender + if(isset($businessFinancialRow['tot_business_FY'])) + { + $current_business_info['tot_business_FY'] = $businessFinancialRow['tot_business_FY']; + $current_business_info['remarks_tot_business_FY'] = $businessFinancialRow['remarks_tot_business_FY']; + $current_business_info['orders_hand_FY'] = $businessFinancialRow['orders_hand_FY']; + } + + //print_r($financial_kuccha_info);die(); + if(strtoupper($businessFinancialRow['is_financial_statements'])=='YES' && count($businessFinancialRow['date_per_financial'])>0){ + $bindBusinessFinancial["company_name"] = MYUTIL::findCompanyName($all_company_details,$businessFinancialRow['company_id'],1); + //$bindBusinessFinancial["company_name"] .= count($businessFinancialRow['date_per_financial'])>1 ? ' provided with last '.count($businessFinancialRow['date_per_financial']).' years of financial statements and the snapshot is as below :' : ' we were provided with last '.count($businessFinancialRow['date_per_financial']).' year of financial statements and the snapshot is as below :'; + $bindBusinessFinancial["years_data_provided"] = count($businessFinancialRow['date_per_financial']); + $bindBusinessFinancial['is_statement']= 1; + $bindBusinessFinancial['statements']=FINANCIALFORM::getBusinessFinancialDetails($businessFinancialRow['date_per_financial']); + } + else { + $bindBusinessFinancial["company_name"] =MYUTIL::findCompanyName($all_company_details,$businessFinancialRow['company_id'],1); + $bindBusinessFinancial["years_data_provided"] = 0; + $bindBusinessFinancial['statements']=array(); + $bindBusinessFinancial['is_statement']= 0; + } + // customer + if(strtoupper($businessFinancialRow['is_financial_customer'])!='YES' && (!isset($businessFinancialRow['estimated_value']))){ + $bindBusinessFinancial["financial_customer"] ="As per Loan Applicant(s) met, the financials are as below :"; + $bindBusinessFinancial['customer_statements']=array(); + $bindBusinessFinancial['customer_statements_header']=array(); + $bindBusinessFinancial['is_customer_statement'] = 0; + } + else if(strtoupper($businessFinancialRow['is_financial_customer'])!='YES' && count($businessFinancialRow['estimated_value'])>0) + { + + $bindBusinessFinancial["financial_customer"] ="As per Loan Applicant(s) met, the financials are as below :"; + $bindBusinessFinancial['customer_statements']=FINANCIALFORM::getBusinessCustomerFinancialDetails($businessFinancialRow['estimated_value']); + $bindBusinessFinancial['customer_statements_header']=FINANCIALFORM::getBusinessCustomerHeader($businessFinancialRow['estimated_value']); + $bindBusinessFinancial['is_customer_statement'] = 1; + } + else { + + + $bindBusinessFinancial["financial_customer"] ="As per Loan Applicant(s) met, the actual turnover and net profit of his business is same as disclosed in financial statements."; + $bindBusinessFinancial['customer_statements']=array(); + $bindBusinessFinancial['customer_statements_header']=array(); + $bindBusinessFinancial['is_customer_statement'] = 0; + } + $bindBusinessFinancial['working_capital_receive'] = $businessFinancialRow['receive_the_money_in_days']; + $bindBusinessFinancial['working_capital_pay'] = $businessFinancialRow['pay_the_money_in_days']; + $bindBusinessFinancial['working_capital_unsold_stock'] = $businessFinancialRow['unsold_stock_lies_in_days'] != "" || $businessFinancialRow['unsold_stock_lies_in_days'] != null ? $businessFinancialRow['unsold_stock_lies_in_days'] : 'Data Not Provided'; + $bindBusinessFinancial['is_working_capital_facility'] = $businessFinancialRow['is_there_working_capital_available']; + if(isset($businessFinancialRow['select_working_capital_facilities_availed'])) + { + foreach($businessFinancialRow['select_working_capital_facilities_availed'] as $k => $v) + { + switch($v['id']) + { + case 1: + $businessFinancialRow['select_working_capital_facilities_availed'][$k]['name'] = $businessFinancialRow['other_reason_for_working_capital_facilities_availed']; + + $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['reason_for_working_capital_facilities_availed']; + break; + + case 2: + $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['bank_guarantee']; + break; + + case 3: + $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['cash_credit_limit']; + break; + + case 4: + $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['factoring']; + break; + case 5: + $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['factoring']; + break; + case 6: + $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['letter_of_credit']; + break; + case 7: + $businessFinancialRow['select_working_capital_facilities_availed'][$k]['details'] = $businessFinancialRow['od_limit']; + break; + } + } + } + + $bindBusinessFinancial['working_capital_facilites'] = isset($businessFinancialRow['select_working_capital_facilities_availed']) ? $businessFinancialRow['select_working_capital_facilities_availed'] : null; + + $bindBusinessFinancial['estimate_posmachine_or_cc_annual_sales'] = isset($businessFinancialRow['estimated_value'][0]['estimate_posmachine_or_cc_annual_sales']) ? $businessFinancialRow['estimated_value'][0]['estimate_posmachine_or_cc_annual_sales'] : null; + //print_r($bindBusinessFinancial['select_working_capital_facilities_availed']); //FINANCIALFORM::getAvailableFacilities($businessFinancialRow[-'"working_capital_facilities_availed']); + + array_push($businessFinancialResult,$bindBusinessFinancial); + + ?> + + 0){ + + ?> + +

    Financial Information

    + 0){ + ?> +

    Company / Firm Name : " . $iterateFinance['company_name']; ?>

    +

    No of Years of Financial Statements provided : " . $iterateFinance['years_data_provided']; ?>

    +

    Snapshot of Financials as per Books of Account Provided : "; ?>

    + + + + + + "."FY ".$bfRow['financial_year']."";}?> + + + + + '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($bfRow['financial_sales_revenue']).'';}?> + + '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($bfRow['financial_net_profit']).'';}else{ echo ''; } }?> + + '.$bfRow['financial_margin_of_profit'].' %';}else { echo ''; } }?> + + + = 0 ? '' : ''; + }else { echo '';}?> + + + + + = 0 ? '' :''; + }else + {echo '';} }?> + + + = 0 ? '' : ''; + }else { echo '';}}?> + +
    Particulars
    Sales / Revenue (Rs)
    Net Profit / (Net Loss) (Rs) ('.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($bfRow['financial_net_loss']).')
    Net Profit or (Net Loss) to Sales % ('.$bfRow['financial_margin_of_loss'].' %)
    % () in Sales over PY'.$bfRow['sale_variation'].' %('.$bfRow['sale_variation'].' %)NA
    % () in Net Profit over PY'.$bfRow['profit_variation'].' %('.$bfRow['profit_variation'].')NA
    % () in Net Profit % over PY'.$bfRow['financial_profit_to_sale_variation'].' %('.$bfRow['financial_profit_to_sale_variation'].' %)NA
    +

    ' . $comments_on_financials . '

    '; + + } + + + } + else{ echo "

    Financials statements not provided by Loan Applicants to PD officer.

    ";} + ?> + + + +

    + 0){ + //print_r($iterateFinance['customer_statements']); + + ?> + + + + + + + + + + + + + + + + + + + + +
    Particulars Range provided Final Considered
    From To
    Sales / Revenue (Rs)
    Net Profit or (Net Loss) to Sales % >
    Net Profit / (Net Loss) (Rs) >>>> >
    + + + + + + + + + + + + + + + + + + + + + + + +
    Particulars Range provided Final Considered
    From To
    Sales / Revenue (Rs)
    Net Profit or (Net Loss) to Sales (Rs) >
    Net Profit / (Net Loss)% >>>> >
    + + As per Loan Applicant(s) met,'. $rupee_symbol . ' '. MYUTIL:: customIndianNumberFormat($iterateFinance['estimate_posmachine_or_cc_annual_sales']) .' as Annual sales through credit cards / POS machines.

    '; + }; + } ?> + As per Loan Applicant(s) met, the financials figures were not provided.

    "; } + ?> + + + + Validation of Customer Declared Financials :

    '; + echo 'Kuccha Record Seen (Yes/No) : ';echo $financial_kuccha_info['kuccha_records_shown'] == 'yes' ? 'Yes' : 'No Kuccha Records made available to PD officer and therefore validation of customer declared financials was not possible.'; + + if($financial_kuccha_info['kuccha_records_shown'] == 'yes') + { + echo '

    Photograph of Kuchha Bills Allowed (Yes/No) : '. ($financial_kuccha_info['kuccha_bill_allowed'] == 'yes' ? 'Yes, enclosed with report': 'No'); + + echo '

    Number of Kuccha Bills and Values therein, justifies the customer declared turnover (Yes / No): '. ( $financial_kuccha_info['customer_declared_turnover'] == 'yes' ? 'Yes': 'No'); + } + } + + //only for Indusind Lender + if(count($current_business_info)) + { + echo '

    Current Business :

    '; + echo 'Approximate Total Business / Sales Done for Current FY as on date is '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($current_business_info['tot_business_FY']); + echo $current_business_info['remarks_tot_business_FY'] != "" ? ' ( '. $current_business_info['remarks_tot_business_FY'] .' ) ': ''; + echo '
    Orders in Hand to be executed in Current FY : '. $current_business_info['orders_hand_FY']; + } + ?> +

    Working Capital Cycle:

    + + + + + + + +
    S.No Particulars Days
    1 Debtor Days
    2 Creditor Days
    3 Stock Days
    + + + +

    Working Capital Facilities:

    + + + + + $facility){ + + echo ''; + }?> + +
    S.No Facility Type Facility Details
    '.(++$fk) .''.$facility['name'].' '.$facility['details'].'
    + The Loan Applicants have not availed any Working Capital Facilities from any financial institution.

    ";} + } + ?> + + '. $financial_remarks.'

    '; } + } + else {?> +

    Financial information is not available.

    + + + + + + 0){ + $getEachValues['is_od_cc'] = null; + foreach($businessBankRow['banking_details'] as $bd){ if($bd['account_type']== 4 || $bd['account_type']== 3){ $getEachValues['is_od_cc'] = true; } } + $getEachValues['bankDetails']=BANKINGFORM::getBusinessBankingDetails($businessBankRow['banking_details']); + $bankingResult = array_merge($bankingResult,$getEachValues); + + } + } + + ?> + + Business Banking:'; + if($is_business_banking_available != null){ ?> + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +
    Account NameBank NameAccount TypeAccount VintageOD/CC Limit(Rs)Main Business AC
    + '.$business_banking_common_remarks.'

    '; } + + }// end of busienss bankDetails available in this currrent index + ?> + + + + + + + + + + 1Product / Service '; + $client_second_row = '2Contact Person '; + $client_third_row = '3Mobile Number '; + $client_fourth_row = '4Landline No'; + $client_fifth_row = '5Payment Terms'; + $client_sixth_row = '6Payment Mode'; + $client_seventh_row = '7No of Days Credit'; + + + // this is for manufacturing + if(array_key_exists('manufacturing_details',$clientRow)){ + + $done_on_credit += $clientRow['manufacturing_details'][0]['main_raw_materials_total_payments_percent_on_credit']; + + foreach($clientRow['manufacturing_details'] as $manuRow){ + + if(isset($manuRow['main_raw_materials'])){ + + //$to_no_of_clients += count($manuRow['main_raw_materials']); + + foreach($manuRow['main_raw_materials'] as $main_raw_material_key => $main_raw_material) + { + + if($main_raw_material['manufacturing_product_name'] != "" || $main_raw_material['manufacturing_product_name'] != null) + { + $to_no_of_clients ++; + } + //print_r($main_raw_material); + $client_first_row .= ''.$main_raw_material['manufacturing_product_name'].''; + + $client_second_row .= isset($main_raw_material['person_title_name_master']) ? '' . $main_raw_material['person_title_name_master'].' ': ''; + $client_second_row .= $main_raw_material['manufacturing_contact_person_name'] ; + + $client_second_row .= isset($main_raw_material['person_designation']) && $main_raw_material['person_designation']== 1 ? ' '.$main_raw_material['other_person_designation'] : ' ';// + + $client_second_row .= isset($main_raw_material['person_designation_master']) && $main_raw_material['person_designation'] != 1? $main_raw_material['person_designation_master'] : '' ; + + $client_second_row .= ' '.$main_raw_material['manufacturing_client_name'].''; + + $client_third_row .= ''.($main_raw_material['manufacturing_contact_person_mobile_number'] ? $main_raw_material['manufacturing_contact_person_mobile_number'].'' : 'Not Provided' .''); + + $client_fourth_row .= $main_raw_material['person_stdcode'] && $main_raw_material['person_landline'] ? ''. $main_raw_material['person_stdcode'].' '.$main_raw_material['person_landline'].'' : ''.'Not Provided'.''; + + $client_fifth_row .= isset($main_raw_material['manufacturing_payment_type_master']) && $main_raw_material['manufacturing_payment_type_master'] ? ''. $main_raw_material['manufacturing_payment_type_master'] .'' : 'NA'; + + $client_sixth_row .= $main_raw_material['manufacturing_payment_mode'] ? ''. $main_raw_material['manufacturing_payment_mode'] .'' : 'NA';; + + $client_seventh_row .= $main_raw_material['manufacturing_credit_days_from'] && $main_raw_material['manufacturing_credit_days_to'] ? ''. $main_raw_material['manufacturing_credit_days_from'].' to '. $main_raw_material['manufacturing_credit_days_to'].' days'.'' :' NIL ' ; + + } + + } + } + } + + + // this is for trading + if(array_key_exists('trade_details',$clientRow)){ + $done_on_credit += $clientRow['trade_details'][0]['trading_products_total_payments_percent_on_credit']; + foreach($clientRow['trade_details'] as $tradeRow){ + + if(isset($tradeRow['trading_products'])){ + + //$to_no_of_clients += count($tradeRow['trading_products']); + + foreach($tradeRow['trading_products'] as $trading_product_key => $trading_product) + { + + if($trading_product['trade_product_name'] != "" || $trading_product['trade_product_name'] != null) + { + $to_no_of_clients++; + } + $client_first_row .= ''.$trading_product['trade_product_name'].''; + + $client_second_row .= isset($trading_product['person_title_name_master']) ? '' . $trading_product['person_title_name_master'].' ': ''; + $client_second_row .= $trading_product['trade_product_contact_person_name'] ; + + $client_second_row .= isset($trading_product['person_designation']) && $trading_product['person_designation']== 1 ? ' '.$trading_product['other_person_designation'] : ' ';// + + $client_second_row .= isset($trading_product['person_designation_master']) & $trading_product['person_designation'] != 1? $trading_product['person_designation_master'] : '' ; + + $client_second_row .= ' '.$trading_product['trade_client_name'].''; + + $client_third_row .= ''. ($trading_product['trade_product_contact_person_mobile_number'] ? $trading_product['trade_product_contact_person_mobile_number'].'' : 'Not Provided'.''); + + $client_fourth_row .= $trading_product['person_stdcode'] && $trading_product['person_landline'] ? ''. $trading_product['person_stdcode'].' '.$trading_product['person_landline'].'' : ''.'Not Provided'.''; + + $client_fifth_row .= isset($trading_product['trade_product_payment_type_master']) ? ''. $trading_product['trade_product_payment_type_master'] .'' : 'NA'; + + $client_sixth_row .= $trading_product['trade_product_payment_mode'] ? ''. $trading_product['trade_product_payment_mode'] .'' : 'NA';; + + $client_seventh_row .= $trading_product['trade_product_credit_days_from'] && $trading_product['trade_product_credit_days_to']? ''. $trading_product['trade_product_credit_days_from'].' to '. $trading_product['trade_product_credit_days_to'].' days'.'' :' NIL ' ; + + } + + + } + } + } + + //this is for service + if(array_key_exists('service_provider_details',$clientRow)){ + + $done_on_credit += $clientRow['service_provider_details'][0]['service_products_total_payments_percent_on_credit']; + + foreach($clientRow['service_provider_details'] as $serviceRow){ + + if(isset($serviceRow['service_products'])){ + + //$to_no_of_clients += count($serviceRow['service_products']); + foreach($serviceRow['service_products'] as $service_product_key => $service_product) + { + + if($service_product['service_provider_product_name'] != "" || $service_product['service_provider_product_name'] != null) + { + $to_no_of_clients++; + } + $client_first_row .= ''.$service_product['service_provider_product_name'].''; + + $client_second_row .= isset($service_product['person_title_name_master']) ? '' . $service_product['person_title_name_master'].' ': ''; + $client_second_row .= $service_product['service_provider_product_contact_person_name'] ; + + $client_second_row .= isset($service_product['person_designation']) && $service_product['person_designation']== 1 ? ' '.$service_product['other_person_designation'] : ' ';// + + $client_second_row .= isset($service_product['person_designation_master']) && $service_product['person_designation'] != 1 ? $service_product['person_designation_master'] : '' ; + + $client_second_row .= ' '.$service_product['service_provider_client_name'].''; + + $client_third_row .= ''. ($service_product['service_provider_product_contact_person_mobile_number'] ? $service_product['service_provider_product_contact_person_mobile_number'].'' : 'Not Provided' .''); + + $client_fourth_row .= $service_product['person_stdcode'] && $service_product['person_landline'] ? ''. $service_product['person_stdcode'].' '.$service_product['person_landline'].'' : ''.'Not Provided'.''; + + $client_fifth_row .= $service_product['service_provider_product_payment_type_master'] ? ''. $service_product['service_provider_product_payment_type_master'] .'' : 'NA'; + + $client_sixth_row .= $service_product['service_provider_product_payment_mode'] ? ''. $service_product['service_provider_product_payment_mode'] .'' : 'NA'; + + $client_seventh_row .= $service_product['service_provider_product_credit_days_from'] && $service_product['service_provider_product_credit_days_to']? ''. $service_product['service_provider_product_credit_days_from'].' to '. $service_product['service_provider_product_credit_days_to'].' days'.'' :' NIL ' ; + + } + } + + } + } + } + + + + $client_first_row .= ''; + $client_second_row .= ''; + $client_third_row .= ''; + $client_fourth_row .= ''; + $client_fifth_row .= ''; + $client_sixth_row .= ''; + $client_seventh_row .= ''; + //echo $client_third_row; + ?> + + Client Details"; + if($is_client_details_available != null) + { + + + + + ?> + + + + + + + + Client $i"; + }?> + + + + + + + + + + + + + + + + +
    Sr.NoParticulars
    + Out of total sales done by ".$name_of_the_company .", ".$done_on_credit."% is done on credit.

    "; } + + + //CLient Photo Section + // $client_photo_count = $pd_images[2]; + // $client_img_row_count = ceil(count($client_photo_count) / 3); + + // if(count($client_photo_count)){ + // // echo '
    '; + // // echo '

    Supplier '.($k+1).' Photograph`s :

    '; + // // echo '
    '; + // echo ''; + + // $client_from_index_increment = 0; + // for($img_row = 1; $img_row <= $client_img_row_count; $img_row++) + // { + + // echo ''; + // $from = $client_from_index_increment; + // $to = ($from + 2); + // for($client_photo_iter = $from; $client_photo_iter <= $to;$client_photo_iter++) + // { + + // if(isset($client_photo_count[$client_photo_iter]) &&$client_photo_count[$client_photo_iter]['company_id'] == ($business_count+1)) + // { + // echo ''; + // //unset($stock_photo_count[$stock_photo_iter]); + // } + + // } + // //echo "


    "; + // echo ''; + // $client_from_index_increment = $client_from_index_increment + 3; + // } + // //echo ''; + // echo '
    '; + // echo ''; + // echo '
    '; + // } + //End of CLient Photo Section + ?> + '.$client_form_remarks.'

    '; + } // ENd of client info available in this current index ?> + + + + + + + $raw){ + + if($raw['manufacturing_raw_material_name'] != "" || $raw['manufacturing_raw_material_name'] != null) + { + $total_no_of_suppliers++; + } + $temp['supplier_first_row'] = '1Item Purchased '.''.$raw['manufacturing_raw_material_name'].''; + + $supplier_second_row = '2Contact Person '; + + $supplier_second_row .= isset($raw['person_title_name_master']) ? '' . $raw['person_title_name_master'].' ': '' . ''; + $supplier_second_row .= $raw['manufacturing_contact_person_name'] ; + + $supplier_second_row .= isset($raw['person_designation']) && $raw['person_designation']== 1 ? ' '.$raw['other_person_designation'] : ' ';// + + $supplier_second_row .= isset($raw['person_designation_master']) && $raw['person_designation'] != 1? $raw['person_designation_master'] : '' ; + + $supplier_second_row .= ' '.$raw['manufacturing_supplier_name'].''; + + $name_for_photo = $raw['manufacturing_supplier_name'].' - Raw Material '.($rawkey + 1); + $temp['supplier_name_for_photo'] = $name_for_photo; + $temp['supplier_second_row'] = $supplier_second_row.''; + + $temp['supplier_third_row'] = '3Mobile Number '.''. ($raw['manufacturing_contact_person_mobile_number'] ? $raw['manufacturing_contact_person_mobile_number'].'' : 'Not Provided' .''); + + $temp['supplier_fourth_row'] = '4Landline No'; + + $temp['supplier_fourth_row'] .= $raw['person_stdcode'] && $raw['person_landline'] ? ''. $raw['person_stdcode'].' '.$raw['person_landline'].'' : ''.'Not Provided'.''; + + $temp['supplier_fifth_row'] = '5Payment Terms'; + + $temp['supplier_fifth_row'] .= $raw['manufacturing_payment_type_master'] ? ''. $raw['manufacturing_payment_type_master'] .'' : 'NA'; + + $temp['supplier_sixth_row'] = '6Payment Mode'; + + $temp['supplier_sixth_row'] .= $raw['manufacturing_payment_mode'] ? ''. $raw['manufacturing_payment_mode'] .'' : 'NA'; + + $temp['supplier_seventh_row'] = '7No of Days Credit'; + + $temp['supplier_seventh_row'] .= $raw['manufacturing_credit_days_from'] && $raw['manufacturing_credit_days_to'] ? ''. $raw['manufacturing_credit_days_from'].' to '. $raw['manufacturing_credit_days_to'].' days' : 'NA'; + array_push($supplierResult,$temp); + + } + } + } + // this is for trading + //print_r($supplierRow['trade_details'][0]['trading_products']); + if(isset($supplierRow['trade_details'][0]['trading_products']) && count($supplierRow['trade_details'][0]['trading_products'])) + { + $total_payments_percent_on_credit_for_supplier += $supplierRow['trade_details'][0]['trading_products_total_payments_percent_on_credit']; + foreach($supplierRow['trade_details'][0]['trading_products'] as $tradeRow){ + + if($tradeRow['trade_product_name'] != "" || $tradeRow['trade_product_name'] != null) + { + $total_no_of_suppliers++; + } + + + + + + + $temp['supplier_first_row'] = '1Item Purchased '.''.$tradeRow['trade_product_name'].''; + + $supplier_second_row = '2Contact Person '; + + $supplier_second_row .= isset($tradeRow['person_title_name_master']) ? '' . $tradeRow['person_title_name_master'].' ': '' . ''; + $supplier_second_row .= $tradeRow['trade_product_contact_person_name'] ; + + $supplier_second_row .= isset($tradeRow['person_designation']) && $tradeRow['person_designation']== 1 ? ' '.$tradeRow['other_person_designation'] : ' ';// + + $supplier_second_row .= isset($tradeRow['person_designation_master']) && $tradeRow['person_designation'] != 1? $tradeRow['person_designation_master'] : '' ; + + $supplier_second_row .= ' '.$tradeRow['trade_supplier_name'].''; + $temp['supplier_second_row'] = $supplier_second_row.''; + + $temp['supplier_third_row'] = '3Mobile Number '.''. ($tradeRow['trade_product_contact_person_mobile_number'] ? $tradeRow['trade_product_contact_person_mobile_number'].'' : 'Not Provided' .''); + + $temp['supplier_fourth_row'] = '4Landline No'; + + $temp['supplier_fourth_row'] .= $tradeRow['person_stdcode'] && $tradeRow['person_landline'] ? ''. $tradeRow['person_stdcode'].' '.$tradeRow['person_landline'].'' : ''.'Not Provided'.''; + + $temp['supplier_fifth_row'] = '5Payment Terms'; + + $temp['supplier_fifth_row'] .= isset($tradeRow['trade_product_payment_type_master']) ? ''. $tradeRow['trade_product_payment_type_master'] .'' : 'NA'; + + $temp['supplier_sixth_row'] = '6Payment Mode'; + + $temp['supplier_sixth_row'] .= $tradeRow['trade_product_payment_mode'] ? ''. $tradeRow['trade_product_payment_mode'] .'' : 'NA'; + + $temp['supplier_seventh_row'] = '7No of Days Credit'; + + $temp['supplier_seventh_row'] .= $tradeRow['trade_product_credit_days_from'] && $tradeRow['trade_product_credit_days_to'] ? ''. $tradeRow['trade_product_credit_days_from'].' to '. $tradeRow['trade_product_credit_days_to'].' days' : 'NA'; + array_push($supplierResult,$temp); + + //} + //} + + } + } + + if(isset($supplierRow['servicing_details'][0]['service_providers']) && count($supplierRow['servicing_details'][0]['service_providers'])) + { + + $total_payments_percent_on_credit_for_supplier += isset($supplierRow['servicing_details'][0]['service_providers_total_payments_percent_on_credit']) ? $supplierRow['servicing_details'][0]['service_providers_total_payments_percent_on_credit'] : 0; + //echo isset($supplierRow['servicing_details'][0]['service_providers_total_payments_percent_on_credit']) ? $supplierRow['servicing_details'][0]['service_providers_total_payments_percent_on_credit'] : 0; + + foreach($supplierRow['servicing_details'][0]['service_providers'] as $serviceRow){ + + + if($serviceRow['service_provider_name'] != "" || $serviceRow['service_provider_name'] != null) + { + $total_no_of_suppliers++; + } + + $temp['supplier_first_row'] = '1Item Purchased '.''.$serviceRow['service_provider_name'].''; + + $supplier_second_row = '2Contact Person '; + + $supplier_second_row .= isset($serviceRow['person_title_name_master']) ? '' . $serviceRow['person_title_name_master'].' ': '' . ''; + $supplier_second_row .= $serviceRow['service_provider_contact_person_name'] ; + + $supplier_second_row .= isset($serviceRow['person_designation']) && $serviceRow['person_designation']== 1 ? ' '.$serviceRow['other_person_designation'] : ' ';// + + $supplier_second_row .= isset($serviceRow['person_designation_master']) && $serviceRow['person_designation'] != 1? $serviceRow['person_designation_master'] : '' ; + + $supplier_second_row .= ' '.$serviceRow['service_provider_supplier_name'].''; + $temp['supplier_second_row'] = $supplier_second_row.''; + + $temp['supplier_third_row'] = '3Mobile Number '.''. ($serviceRow['service_provider_contact_person_mobile_number'] ? $serviceRow['service_provider_contact_person_mobile_number'].'' : 'Not Provided' .''); + + $temp['supplier_fourth_row'] = '4Landline No'; + + $temp['supplier_fourth_row'] .= $serviceRow['person_stdcode'] && $serviceRow['person_landline'] ? ''. $serviceRow['person_stdcode'].' '.$serviceRow['person_landline'].'' : ''.'Not Provided'.''; + + $temp['supplier_fifth_row'] = '5Payment Terms'; + + $temp['supplier_fifth_row'] .= isset($serviceRow['service_provider_payment_type_master']) ? ''. $serviceRow['service_provider_payment_type_master'] .'' : 'NA'; + + $temp['supplier_sixth_row'] = '6Payment Mode'; + + $temp['supplier_sixth_row'] .= $serviceRow['service_provider_payment_mode'] ? ''. $serviceRow['service_provider_payment_mode'] .'' : 'NA'; + + $temp['supplier_seventh_row'] = '7No of Days Credit'; + + $temp['supplier_seventh_row'] .= $serviceRow['service_provider_credit_days_from'] && $serviceRow['service_provider_credit_days_to'] ? ''. $serviceRow['service_provider_credit_days_from'].' to '. $serviceRow['service_provider_credit_days_to'].' days' : 'NA'; + array_push($supplierResult,$temp); + + //} + }//} + + } + } + // echo "dsfnsdkfnj**********"; + // print_r($supplierResult);//die(); + + echo '

    Supplier Details

    ' ; + if($is_supplier_details_avaialable != null) + { + ?> + + + $fetchRow){ + echo '
    Supplier '.($k+1).':

    '; + ?> + + + + + + + + + + + + + + +
    Sr.NoParticularsDetails
    + '; + // echo '

    Supplier '.($k+1).' Photograph`s :

    '; + // echo '
    '; + // echo ''; + + // $supplier_from_index_increment = 0; + // for($img_row = 1; $img_row <= $supplier_img_row_count; $img_row++) + // { + + // echo ''; + // $from = $supplier_from_index_increment; + // $to = ($from + 2); + // for($supplier_photo_iter = $from; $supplier_photo_iter <= $to;$supplier_photo_iter++) + // { + + // if(isset($supplier_photo_count[$supplier_photo_iter]) &&$supplier_photo_count[$supplier_photo_iter]['company_id'] == ($business_count+1)) + // { + // echo ''; + // //unset($stock_photo_count[$stock_photo_iter]); + // } + + // } + // //echo "


    "; + // echo ''; + // $supplier_from_index_increment = $supplier_from_index_increment + 3; + // } + // //echo ''; + // echo '
    '; + // echo ''; + // echo '
    '; + // }*/ + + + //End of Supplier Photo section + + }//End of supplier foreach ?> + + 0) + { + //$company_name = MYUTIL::findCompanyName($all_company_details,$supplierRow['company_id'],1); + echo "

    Out of total purchases done by ". $company_name_for_supplier_form_dispaly .", ". $total_payments_percent_on_credit_for_supplier ." % is done on credit.

    "; //in advance rest on delivery. + } + + } + echo '

    '.$supplier_form_remarks.'

    '; + }// End of supplier info avilable in this current index?> + + + + + + 0 || (is_array($stockRow['manufacturing_details'][0]['manufacturing_finished_goods']) && count($stockRow['manufacturing_details'][0]['manufacturing_finished_goods']) > 0)) { + + $is_raw_materials_sufficient_enough = $stockRow['manufacturing_details'][0]['is_sufficiant_raw']; + $is_raw_materials_sufficient_enough_remarks = $stockRow['manufacturing_details'][0]['rawmaterial_remarks']; + $bindStockResult["manufacturing"]=Stockform::getStockManufacturingDetails($stockRow['manufacturing_details'][0]['manufacturing_raw_materials'], $stockRow['manufacturing_details'][0]['manufacturing_finished_goods']); + //print_r($bindStockResult["manufacturing"]); + } + else { + $bindStockResult["manufacturing"]=array(); + } + // this is for stock retail details + if(count($stockRow['retail_details'][0]['retail_traded_goods']) > 0){ + $bindStockResult["retail"]=Stockform::getStockRetailDetails($stockRow['retail_details'][0]['retail_traded_goods']); + } + else { + $bindStockResult["retail"]=array(); + } + // this is for stock whole sale details + if(count($stockRow['trade_details'][0]['trading_traded_goods']) > 0){ + $bindStockResult["wholesale"]=Stockform::getStockWholesaleDetails($stockRow['trade_details'][0]['trading_traded_goods']); + } + else { + $bindStockResult["wholesale"]=array(); + } + + // this is for stock service details + //print_r($stockRow['servicing_details']); + if(count($stockRow['servicing_details'][0]['service_provider']) > 0){ + $bindStockResult["service_stocks"]=Stockform::getStockServiceDetails($stockRow['servicing_details'][0]['service_provider']); + } + else { + $bindStockResult["service_stocks"]=array(); + } + //print_r($bindStockResult);die(); + count($bindStockResult['wholesale']) || count($bindStockResult['retail']) || count($bindStockResult['manufacturing']) || count($bindStockResult["service_stocks"])? array_push($stockResult,$bindStockResult) : array(); + //echo "**********************"; + //print_r($stockResult);die(); + ?> + +

    Stock Details

    + +

    + + + + + + + + + + + + + 0) { + foreach($getstRow['manufacturing'] as $pstRow){ + if($pstRow['name']){ + ?> + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +
    Sr.NoType of StockStock ItemStock Value (Rs)Stock Quantity
    + Considering the size of operations, the stock of finished goods maintained is sufficient as per the PD Officer’s observations.

    '; + }else if(!strcasecmp($is_stock_sufficient_enough,'no')){ + echo '

    Considering the size of operations, the stock of finished goods maintained is not sufficient as per the PD Officer’s observations.

    '; + echo '

    '. $is_stock_sufficient_enough_remarks.'

    '; + } + else if(!strcasecmp($is_stock_sufficient_enough,'not applicable')) + { + echo '

    Finished goods Stock not required to be maintained.

    '; + } + + if(!strcasecmp($is_raw_materials_sufficient_enough,'yes')) + { + echo '

    Considering the size of operations, the stock of raw materials maintained is sufficient as per the PD Officer’s observations.

    '; + }else if(!strcasecmp($is_raw_materials_sufficient_enough,'no')) + { + echo '

    Considering the size of operations, the stock of raw materials maintained is not sufficient as per the PD Officer’s observations.

    '; + echo '

    '. $is_raw_materials_sufficient_enough_remarks.'

    '; + } + else if(!strcasecmp($is_raw_materials_sufficient_enough,'not applicable')) + { + echo '

    Raw material Stock not required to be maintained.

    '; + } + + //serivce + if(!strcasecmp($is_sufficiant_service_goods,'yes')) + { + echo '

    Considering the size of operations, the stock maintained for service providing is sufficient as per the PD Officer’s observations.

    '; + }else if(!strcasecmp($is_sufficiant_service_goods,'no')) + { + echo '

    Considering the size of operations, the stock maintained for service providing is not sufficient as per the PD Officer’s observations.

    '; + // echo '

    '. $is_raw_materials_sufficient_enough_remarks.'

    '; + } + else if(!strcasecmp($is_sufficiant_service_goods,'not applicable')) + { + echo '

    Stock not required to be maintained.

    '; + } + //echo '

    '.$stock_remarks.'

    '; + + $stock_photo_count = $pd_images[11]; + $stock_img_row_count = ceil(count($stock_photo_count) / 3); + if(count($stock_photo_count)){ + echo '
    '; + echo '

    Stock Photograph`s :

    '; + echo '
    '; + echo ''; + + for($img_row = 0; $img_row < $stock_img_row_count; $img_row++) + { + if($img_row > 0) { break; } + echo ''; + $from = $img_row == 0 ? $img_row : ($img_row+2); + $to = ($from + 2); + for($stock_photo_iter = $from; $stock_photo_iter <= $to;$stock_photo_iter++) + { + + if(isset($stock_photo_count[$stock_photo_iter]) &&$stock_photo_count[$stock_photo_iter]['company_id'] == ($business_count+1)) + { + echo ''; + //unset($stock_photo_count[$stock_photo_iter]); + } + + } + //echo "


    "; + echo ''; + } + //echo ''; + echo '
    '; + echo ''; + echo '
    '; + } + // + ?> + + + '.$stock_form_remarks.'

    '; + //else {?> + + + + + + + + +

    Future Plan and Business Environment

    + + + + + + '; + + echo ''; + echo ''; + echo ''; + echo ''; + echo ''; + + + ?> + +
    Particulars Details
    USP of the business (How applicant’s business is different from others in the business)'.$future_plan_business_environment['usp_of_the_business'].'
    Future plan for business expansion'.$future_plan_business_environment['future_plans_for_business_expansion'].'
    Impact of GST on business'.$future_plan_business_environment['impact_of_gst_on_the_business'].'
    Key competitors in the business'.$future_plan_business_environment['key_competitors'].'
    Succession Plan for business'.$future_plan_business_environment['succession_plan'].'
    Brief of other group concerns/ Business run by the applicant'.$future_plan_business_environment['brief_of_other_group_concerns_or_businesses_run_by_the_applicants'].'
    + '; + echo '

    '. $future_plan_business_environment['remarks'] .'

    '; + } + } + + ?> + + + + + + Assessed Income - ".MYUTIL::findCompanyName($all_company_details,($business_count+1),1).""; + if(isset($ai_core_details) && count($ai_summary_details_processed)) + { + echo '

    '.$order_dipaly_array[0].') Financial Snapshot

    '; + echo ''; + echo ''; + echo $ai_summary_details_processed['ai_table_header_row']; + echo ''; + echo ''; + echo $ai_summary_details_processed['sale_revenue_row']; + echo $ai_summary_details_processed['purchase_row']; + echo $ai_summary_details_processed['gross_profit_loss_row']; + echo $ai_summary_details_processed['gross_profit_loss_per_row']; + echo $ai_summary_details_processed['business_expense_row']; + echo $ai_summary_details_processed['net_profit_loss_row']; + echo $ai_summary_details_processed['house_hold_expense_row']; + echo $ai_summary_details_processed['disposable_income_row']; + echo $ai_summary_details_processed['net_margin_row']; + + echo ''; + echo '
    '; + + // echo '
    '; + // echo ''; + // echo ''; + // echo ''; + // echo ''; + // echo ''; + // echo $ai_summary_details_processed['considered_sales_revenue_row']; + // echo $ai_summary_details_processed['considered_net_profit_row']; + // echo $ai_summary_details_processed['considered_net_margint_row']; + // echo ''; + // echo '
    Particulars Details
    '; + array_shift($order_dipaly_array); + } + + + echo '

    '; + + + // if(isset($ai_core_details) && count($ai_core_details['sales_items_by_monthwise'])) + // { + // echo "
    "; + // echo '

    '.$order_dipaly_array[0].') Kuchha Sales Book/Bills :

    '; + // foreach($ai_core_details_processed['sales_month_wise_to_display'] as $sale_month_wise) + // { + // // if($sale_month_wise['sales_type'] == 1) + // // { + // echo '

    '; + // echo 'Item name : ' . $sale_month_wise['sales_item'].'
    '; + // if($sale_month_wise['sales_type'] == 1) + // { + // echo ''.$sale_month_wise['month_count'].' month sales value : '.$rupee_symbol.''.MYUTIL::customIndianNumberFormat($sale_month_wise['total_months_value']).' Annual Sales value:'.$rupee_symbol.'' .MYUTIL::customIndianNumberFormat(($sale_month_wise['total_months_value'] * (12 / $sale_month_wise['month_count']) )).''; + // } + // else + // { + // echo 'Annual Sales value:'. $rupee_symbol.' '.MYUTIL::customIndianNumberFormat(($sale_month_wise['total_months_value'] )).''; + // } + // } + // array_shift($order_dipaly_array); + // echo '

    Detail Available on Annexure A'; + // } + + + // if(isset($ai_core_details) && count($ai_core_details['sales_items_by_monthwise'])) + // { + // echo "
    "; + // echo '

    '.$order_dipaly_array[0].') Kuchha Sales Book/Bills :

    '; + // foreach($ai_core_details_processed['sales_month_wise_to_display'] as $sale_month_wise) + // { + // // if($sale_month_wise['sales_type'] == 1) + // // { + // echo '
    '; + // echo 'Item name : ' . $sale_month_wise['sales_item'].'
    '; + // if($sale_month_wise['sales_type'] == 1) + // { + // echo ''.$sale_month_wise['month_count'].' month sales value : '.$rupee_symbol.''.MYUTIL::customIndianNumberFormat($sale_month_wise['total_months_value']).' Annual Sales value:'.$rupee_symbol.'' .MYUTIL::customIndianNumberFormat(($sale_month_wise['total_months_value'] * (12 / $sale_month_wise['month_count']) )).''; + // } + // else + // { + // echo 'Annual Sales value:'. $rupee_symbol.' '.MYUTIL::customIndianNumberFormat(($sale_month_wise['total_months_value'] )).''; + // } + // echo '
    '; + // $row_count = ceil(count($sale_month_wise['months']) / 5); + // //print_r(($sale_month_wise['months'])); + // // echo $row_count; + // //die(); + // echo ''; + + // for($i = 0; $i <= $row_count; $i++) + // { + // $from = $i== 0 ? $i : ($i + 3); + // $to = ($from + 3); + // echo ''; + // for($j = $from ; $j <= $to ;$j++) + // { + // //$sale_month_wise['months'] as $sale_month_data + // //echo ''; + // if(isset($sale_month_wise['months'][$j])) + // { + // echo ''; + // } + // } + // echo ''; + // } + // echo '
    '; + // echo ''; + // echo ''; + // if($sale_month_wise['sales_type'] == 1) + // { + // echo ''; + // } + // if($sale_month_wise['sales_type'] == 1) + // { + // echo ''; + // }else if($sale_month_wise['months'][$j]['sales_type'] == 2) + // { + // echo ''; + // } + // echo ''; + + // echo ''; + + // foreach($sale_month_wise['months'][$j]['month_data'] as $m_key => $month) + // { + // if($sale_month_wise['sales_type'] == 1) + // { + // echo ''; + // } + // if($m_key == 20)break; + // else if($sale_month_wise['sales_type'] == 2) + // { + // echo ''; + // } + // } + // echo ''; + + // echo '
    '.$sale_month_wise['months'][$j]['month_to_dispaly'].'
    Date Value
    Frequncy Value
    '.$month['date'] .' '.$month['value'] .'
    '.$month['frequency_name'] .' '.$month['frequency_value'] .'
    '; + // echo '
    '; + // echo '
    '; + + // //} + // } + + // array_shift($order_dipaly_array); + // } + + + + if(isset($ai_core_details) && count($ai_core_details['sales_calculated_by_itemwise'])) + { + echo '

    '.$order_dipaly_array[0].') Sales Itemwise :

    '; + echo ''; + echo ''; + echo $ai_core_details_processed['sales_calculated_by_itemwise_header']; + echo ''; + echo ''; + + foreach($ai_core_details_processed['sales_item_wise_to_diaplay'] as $sid) + { + //print_r($sid); + $rate_per_unit = ($sid['rate_per_unit'] != 0 && $sid['rate_per_unit'] != '' ? $rupee_symbol.' '.MYUTIL::customIndianNumberFormat($sid['rate_per_unit']) : '-'); + echo ''; + echo ''; + if(isset($sid['margin_per'])){echo ''; } + // if(isset($sid['margin_per_uom'])){echo ''; } + if(isset($sid['margin_final_value'])){ echo ''; } + + echo ''; + } + echo ''; + echo '
    '.($sid['other_sales_item'] != '' ? $sid['other_sales_item'] :$sid['sale_item']).''.$sid['sales_qty'].''.$sid['uom'].''. $rate_per_unit .''.$sid['frequency'].''.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($sid['annual_sale_value']).($sid['sales_type'] == 3 ? ' *' : '').''.($sid['margin_per'] != 0 ? $sid['margin_per'] : '-').''.($sid['margin_per_uom'] != 0? $sid['margin_per_uom'] : '-').''.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($sid['margin_final_value']).'
    '; + array_shift($order_dipaly_array); + } + echo '
    * Assessed From Kuchha Records, Details Available in Annexure A'; + + + if(isset($ai_core_details) && count($ai_core_details['sales_declared_by_customer'])) + { + + echo '

    '.$order_dipaly_array[0].') Sales Declared By Customer

    '; + + // if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 1) + // { + // echo '

    As per person met, the following Purchase details were shared:

    '; + // } + // else if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 2) + // { + // echo '

    As per person met, Purchase details were not shared, income calculated by Net margin percentage.

    '; + // } + + + $str = 'As per person met, '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($ai_core_details['sales_declared_by_customer'][0]['sales_declared_by_customer']).' ( '.MYUTIL::numtowords($ai_core_details['sales_declared_by_customer'][0]['sales_declared_by_customer']).' ) declared as annual sale value.'; + if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 2) + { + $str .= '
    and '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($ai_core_details['sales_declared_by_customer'][0]['margin_value']).' ( '.MYUTIL::numtowords( $ai_core_details['sales_declared_by_customer'][0]['margin_value']).' )'.'( '.$ai_core_details['sales_declared_by_customer'][0]['margin_per'].'% sales declared ) as net margin amount.'; + } + + echo $str; + echo '


    '; + array_shift($order_dipaly_array); + } + + if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 1) + { + echo '

    As per person met, the following Purchase details were shared:

    '; + } + else if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 2) + { + echo '

    As per person met, Purchase details were not shared, income calculated by Net margin percentage.

    '; + } + + echo '
    '; + if(isset($ai_core_details) && count($ai_core_details['purchase_declared_by_customer'])) + { + + echo '

    '.$order_dipaly_array[0].') Purchase Declared By Customer

    '; + + + + + $str = 'As per person met, '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($ai_core_details['purchase_declared_by_customer'][0]['purchase_declared_by_customer']).' ( '.MYUTIL::numtowords($ai_core_details['purchase_declared_by_customer'][0]['purchase_declared_by_customer']).' ) declared as annual purchase value.'; + // if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 2) + // { + // $str .= '
    and '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($ai_core_details['sales_declared_by_customer'][0]['margin_value']).' ( '.MYUTIL::numtowords( $ai_core_details['sales_declared_by_customer'][0]['margin_value']).' )'.'( '.$ai_core_details['sales_declared_by_customer'][0]['margin_per'].'% sales declared ) as net margin amount.'; + // } + + echo $str; + echo '


    '; + array_shift($order_dipaly_array); + } + + + + if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 1 && $ai_core_details['gross_profit_calculation_type'][0]['purchase_type'] == 1) + { + echo '

    '.$order_dipaly_array[0].') Itemwise Purchase Details :

    '; + + echo ''; + echo ''; + echo ''; + echo ''; + + echo ''; + foreach($ai_core_details_processed['purchase_to_display'] as $dat) + { + $rate = $dat['rate'] != 0 && $dat['rate'] != '' ? $rupee_symbol.' '.MYUTIL::customIndianNumberFormat($dat['rate']) : '-'; + echo ''; + } + echo ''; + + echo '
    Raw Material/Trading Item Purchase Quantity UOM Rate/Unit of Purchase Frequency Annual Purchase(Rs)
    '.$dat['material_name'] .' '.$dat['qty'] .' '.$dat['uom'] .' '. $rate .' '.$dat['frequency'] .' '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($dat['annual_value']) .'
    '; + array_shift($order_dipaly_array); + + } + else if($ai_core_details['gross_profit_calculation_type'][0]['mode'] == 1 &&$ai_core_details['gross_profit_calculation_type'][0]['purchase_type'] == 2) + { + echo '

    '.$order_dipaly_array[0].') Billwise Purchase Details :

    '; + foreach($ai_core_details_processed['purchase_to_display'] as $billwise) + { + echo '
    '; + echo 'Item name : ' . $billwise['item_name'].'
    '; + echo ''.$billwise['month_count'].' month(s) purchase value : '.MYUTIL::customIndianNumberFormat($billwise['annual_purchase_value']).' Annual Purchase value:'. MYUTIL::customIndianNumberFormat($billwise['annual_purchase_value'] * (12 / $billwise['month_count']) ).''; + echo '
    '; + foreach($billwise['months'] as $month_data) + { + //echo ''; + echo '
    '; + echo ''; + echo ''; + echo ''; + echo ''; + echo ''; + + echo ''; + foreach($month_data['month_data'] as $month) + { + echo ''; + } + echo ''; + + echo '
    '.$month_data['month_to_dispaly'].'
    Date Value
    '.$month['date'] .' '.$month['value'] .'
    '; + //echo '
    '; + } + echo '
    '; + + } + array_shift($order_dipaly_array); + } + + } + + // + if(isset($ai_core_details) && count($ai_core_details['business_expenses'])) + { + echo '

    '.$order_dipaly_array[0].') Business Expenses Details :

    '; + echo ''; + echo ''; + echo ''; + echo ''; + echo ''; + foreach($ai_core_details_processed['business_expenses_to_diaplay'] as $b_exp) + { + echo ''; + } + echo ''; + echo '
    Business Expense Amount Frequency Annual Expenses
    '.$b_exp['expense_item'] .' '.$rupee_symbol." ".MYUTIL::customIndianNumberFormat($b_exp['expense_value']) .' '.$b_exp['frequency_name'] .' '.$rupee_symbol." ".MYUTIL::customIndianNumberFormat($b_exp['annual_expenses_value']).'
    '; + array_shift($order_dipaly_array); + } + + if(isset($ai_core_details) && count($ai_core_details['house_hold_expenses'])) + { + echo '

    '.$order_dipaly_array[0].') Household Expenses Details :

    '; + echo ''; + echo ''; + echo ''; + echo ''; + echo ''; + foreach($ai_core_details_processed['household_expenses_to_diaplay'] as $h_exp) + { + echo ''; + } + echo ''; + echo '
    Expense Particulars Amount (Rs) Frequency Annual Expenses(Rs)
    '.$h_exp['expense_item'] .' '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($h_exp['expense_value']) .' '.$h_exp['frequency_name'] .' '.$rupee_symbol.' '.MYUTIL::customIndianNumberFormat($h_exp['annual_expense_value']) .'
    '; + array_shift($order_dipaly_array); + } + + + // if(isset($ai_core_details) && count($ai_summary_details_processed)) + // { + // echo '

    The Summary of Income :

    '; + // echo ''; + // echo ''; + // echo $ai_summary_details_processed['ai_table_header_row']; + // echo ''; + // echo ''; + // echo $ai_summary_details_processed['sale_revenue_row']; + // echo $ai_summary_details_processed['purchase_row']; + // echo $ai_summary_details_processed['gross_profit_loss_row']; + // echo $ai_summary_details_processed['business_expense_row']; + // echo $ai_summary_details_processed['net_profit_loss_row']; + // echo $ai_summary_details_processed['house_hold_expense_row']; + // echo $ai_summary_details_processed['disposable_income_row']; + // echo $ai_summary_details_processed['net_margin_row']; + + // echo ''; + // echo '
    '; + + // echo '
    '; + // echo ''; + // echo ''; + // echo ''; + // echo ''; + // echo ''; + // echo $ai_summary_details_processed['considered_sales_revenue_row']; + // echo $ai_summary_details_processed['considered_net_profit_row']; + // echo $ai_summary_details_processed['considered_net_margint_row']; + // echo ''; + // echo '
    Particulars Details
    '; + // } + echo "
    "; + // + ?> + + + + + + + + + + $oaRow) { + $otherAssetRow = json_decode($oaRow['processed_json'],true); + $other_assest_common_remrks = $otherAssetRow['assets_form_remark']; + if(isset($otherAssetRow['asset_info_available']) && $otherAssetRow['asset_info_available'] == 1) + { + $is_personal_info_available = 1; + + if(count($otherAssetRow['assets_details'])>0){ + $otherAssetResult=ASSETSFORM::getOthersAssetsDetails($otherAssetRow['assets_details']); + + //print_r($otherAssetResult); + } + } + } + ?> +
    +

    Personal Assets

    + + + + + + + + + + + + + + + $paRow){ + ?> + + + + + + + + + + + +
    Sr.NoAsset TypeAsset DescriptionAsset Owned ByApprox Market Value(Rs)Age of the Assest(Yrs)Loan Again Assest
    '. $rupee_symbol.' '.MYUTIL::customIndianNumberFormat($paRow['approximate_market_value']) : $rupee_symbol.' '.MYUTIL::customIndianNumberFormat($paRow['approximate_market_value']); ?>
    + +

    As per Loan applicant, he does not have any other assets.

    + '.$other_assest_common_remrks.'

    '; } + + ?> + + + $ibRow) { + $individualBankRow = json_decode($ibRow['processed_json'],true); + $ind_banking_common_remarks = $individualBankRow['banking_form_remark']; + if(isset($individualBankRow['bank_info_available']) && $individualBankRow['bank_info_available'] == 1) + { + $is_personal_banking_available = 1; + if(count($individualBankRow['banking_details'])>0){ + $getIndividualEachValues=BANKINGFORM::getIndividualBankingDetails($individualBankRow['banking_details']); + $bankingResult = array_merge($bankingResult,$getIndividualEachValues); + + } + } + } + + + ?> +

    Personal Banking:

    + +

    Below bank account details were shared :

    + + + + + + + + + + + + + + $bdRow){ + ?> + + + + + + + + + + + +
    Sr.NoAccount Holder's NameBank NameAccount TypeOD / CC LimitVintage
    + '.$ind_banking_common_remarks.'

    '; } ?> + + + + + + + + $iRow) { + $otherIcomeRow = json_decode($iRow['processed_json'],true); + $other_source_income_common_remarks = $otherIcomeRow['otherincome_remarks']; + + + if(strtoupper($otherIcomeRow['other_income'])=='YES' && count($otherIcomeRow['income_details'])>0){ + $is_other_income_available = 1; + $otherIncomeResult=OTHERINCOMEFORM::getIncomeDetails($otherIcomeRow['income_details']); + + } + } + ?> +
    +

    Other Sources of Income of Individual Loan Applicants:

    + + + + + + + + + + + + + + $oiRow){ + ?> + + + + + + + + + +
    Sr.NoIncome SourceEarned byAmount(Rs)
    (Details Available in Annexure B)'; $GLOBALS['is_rental_available'] = 1 ; } ?>
    + +

    As per the loan applicants, they do not have any other source of Income.

    + '. $other_source_income_common_remarks.'

    '; } + + ?> + + + + + $fRow) { + $familyRow = json_decode($fRow['processed_json'],true); + //print_r($familyRow);die(); + $other_family_form_common_remarks = $familyRow['family_details_form_remark']; + if(array_key_exists('family_details',$familyRow) && count($familyRow['family_details'])>0){ + $familyResult=OTHERFAMILYFORM::getFamilyDetails($familyRow['family_details']); + } + } + ?> + +

    Family Information:

    + 0){ + //print_r($familyResult); + ?> + + + $fmValue) { ?> + + '.$fmValue['selected_person_title'].$fmValue['selected_person'].'Family Information - Select person for capturing family details, who is an applicant in the case, resides at '.$fmValue['residency_address'].'Family Information - Residence Address of Select person .'; + + $residence_text ='This is a '. $fmValue['residence_ownership'].' Family Information - Ownership of Residence residence, where the applicant has been staying for '. $fmValue['residence_No_of_years'].'Family Information - No of Yrs in current residence .'; + $residence_text .= (!strcasecmp($fmValue['residence_ownership'],'rented')) ? ' The rent paid '.$rupee_symbol.' '.$fmValue['rent'].' per month.' : ''; + + echo $intro_text;echo "

    ";echo $residence_text; + + ?> + + +

    The table below provides details of other family members of

    + + + + + + + + + + + + + $fmRow){ + ?> + + + + + + + + + + +
    Sr.NoNameRelationAgeEarning StatusOccupation Details
    + + +

    Other Family Members is not available.

    + '.$other_family_form_common_remarks.'

    '; } + + ?> + + + + + + $elRow) { + $otherLoanRow = json_decode($elRow['processed_json'],true); + $existing_loan_form_common_remarks = $otherLoanRow['currentloan_remarks']; + $total_no_of_data = 0; + if(strtoupper($otherLoanRow['existing_loan'])=='YES' && count($otherLoanRow['loan_details'])>0){ + $is_existing_loans_available = 1; + $total_no_of_data = count($otherLoanRow['loan_details']); + $existLoanResult=FINANCIALFORM::getOtherLoanDetails($otherLoanRow['loan_details']); + } + + } + ?> +
    +

    Existing loan obligation

    + + + + +

    The table below lists the details of Existing Loan Obligations of the Loan Applicants.

    + + + + + Loan $header";}?> + + + + + + +
    Particulars
    + +

    As per loan applicant he does not have any existing loan obligations.

    + + '.$existing_loan_form_common_remarks.'

    ';} + ?> + + + + + + + + + + $nrcRow) { + $neighbourRefRow = json_decode($nrcRow['processed_json'],true); + //print_r($applicants_details); + //print_r($neighbourRefRow);die(); + $neighbourhood_form_common_remarks = $neighbourRefRow['neighbour_reference_remark']; + if(strcasecmp($neighbourRefRow['neighbourhood_status'],'could not verify')){ + $pd_offiecer_status_about_neighbor = $neighbourRefRow['neighbourhood_status']; + if(count($neighbourRefRow['neighbourhood_list'])>0){ + $company_name = MYUTIL::findCompanyName($all_company_details,1,1); + + $existNeighRefCheck=NEIGHBOURREFERENCECHECKFORM::getNeighbourhoodDetails($company_name,$neighbourRefRow['neighbourhood_list'],$pd_master_details[0],$applicants_details);//applicants_details comes from controller + } + } + // if(&& count($neighbourRefRow['referencecheck_list'])>0){ + // $existNeighRefCheck=NEIGHBOURREFERENCECHECKFORM::getReferenceDetails($neighbourRefRow['referencecheck_list'],$pd_master_details[0]); + // } + } + ?> + +

    Neighbourhood / Reference Check

    + 0){ + //print_r($existNeighRefCheck);die(); + ?> + + $nfValue) { + + echo $nfValue['neighbourhood_name_only']; + ?> + +
      +
    • +
    • +
    • +
    • +
    + + +
  • Neighbourhood Check Status is .
  • + + + + + + + +

    Status of the check: could not verify.

    + + '. $neighbourhood_form_common_remarks.'

    ';} + ?> + + + + + '; + echo '

    Credit Manager`s Specific Queries:

    '; + //echo '
    '; + if(isset($credit_officier_specific_queries['additional_requirements_processed']) && count($credit_officier_specific_queries['additional_requirements_processed'])) + { + + + foreach ($credit_officier_specific_queries['additional_requirements_processed'] as $key => $value) + { + echo 'Question - '.$value['question'].'
    '; + echo 'Answer - '. $value['answer']; + echo '

    '; + } + } + else + { + echo 'There are no specific queries raised by Credit Manager.'; + } + + echo '
    '; + echo '

    Documents to be collected:

    '; + // + if(isset($credit_officier_specific_queries['docs_to_be_sighted_processed']) && count($credit_officier_specific_queries['docs_to_be_sighted_processed'])) + { + + + foreach ($credit_officier_specific_queries['docs_to_be_sighted_processed'] as $doc_key => $doc_value) + { + echo 'Document Required : ' . $doc_value['doc_name'].'
    '; + echo 'Provided ( Yes / No ) : ' . ($doc_value['ans'] == 'yes' ? 'YES, Document available in zipped file enclosed with report'.'
    ' : 'NO
    '); + if($doc_value['ans'] != 'yes') + { + echo 'Reason : ' .$doc_value['reason']; + } + echo '

    '; + } + } + else + { + echo 'There are no specific documents to be collect.'; + } + + //} + + ?> + + + + +
    +

    PD OFFICER`S REMARKS ON CUSTOMER BEHAVIOUR, BUSINESS LOCATION & OVERALL PD STATUS

    + +
    +
      + Personal feedback or market intelligence on the case (if any):'; + echo '
      '.$final_remark_data['market_intelligence']; + } + ?> +
    • Customer Behaviour:
    • + +

      + + ✔'; + ?> + + + + + + + + +
      +
      Polite
      +
      +
      Rude
      +
      +
      Others*
      +
      +
      +
      '; + }?> + + +
    • Suitability of Business Location:
    • +

      + + + + + + + + + + + +
      +
      Well Suited
      +
      +
      Fairly Suited
      +
      +
      Not Suited
      +
      +
      +
    • PD Officer’s overall assessment:
    • +

      + + + + + + + + + + + + + + + + +
      +
      Positive
      +
      +
      Refer to Credit
      +
      +
      Negative
      +
      +
      Others*
      +
      +
      + +
    +
    + + +

    PD officer recommendation is '.$fo_diplay.'.

    ';?>

    The following key points were considered while arriving at the aforementioned status.

    + "; foreach($final_remark_data['recommendation_positive'] as $pos){ echo "
  • ".$pos['reason_for_positive']."
  • ";} + + }else if($negative){ echo "
      "; foreach($final_remark_data['recommendation_negative'] as $neg){ echo "
    • ".$neg['reason_for_negative']."
    • ";} + } + else if($refer_to_credit){ echo "
        "; foreach($final_remark_data['recommendation_refer_to_credit'] as $rtc){ echo "
      • ".$rtc['reason_for_refer_to_credit']."
      • ";} + } + echo "
      "; + ?> + ".$other_command_remark."

      ";} + + echo '

      '.$pd_officer_final_remark.'

      ' + ?> + + + + + + 0) { + for($business_count = 0;$business_count < $total_no_of_business; $business_count++) + { + if(is_array($assessed_income_details) && count($assessed_income_details) && isset($assessed_income_details[ ($business_count+1) ] ) && count($ai_core_details['sales_calculated_by_itemwise'])) + { + echo '
      '; + echo '

      Annexure A

      '; + if(isset($ai_core_details) && count($ai_core_details['sales_calculated_by_itemwise'])) + { + //echo "
      "; + echo '

      Kuchha Sales Book/Bills Details:

      '; + //print_r($ai_core_details_processed['sales_item_wise_to_diaplay']);//die(); + foreach($ai_core_details_processed['sales_item_wise_to_diaplay'] as $sale_month_wise) + { + + //echo '
      '; + if($sale_month_wise['sales_type'] == 3 || $sale_month_wise['sales_type'] == 2) + { + //print_r($sale_month_wise);//die(); + echo 'Item name : ' . $sale_month_wise['sale_item'] .'
      '; + if($sale_month_wise['sales_type'] == 3) + { + echo ''.$sale_month_wise['month_count'].' month sales value : '.$rupee_symbol.''.MYUTIL::customIndianNumberFormat($sale_month_wise['total_months_value']).' Annual Sales value:'.$rupee_symbol.'' .MYUTIL::customIndianNumberFormat(($sale_month_wise['total_months_value'] * (12 / $sale_month_wise['month_count']) )).' (i.e. ' . (12 / $sale_month_wise['month_count']).' * '. $sale_month_wise['total_months_value'] .')'; + } + else + { + echo 'Annual Sales value:'. $rupee_symbol.' '.MYUTIL::customIndianNumberFormat(($sale_month_wise['total_months_value'] )).''; + } + echo '
      '; + echo '
      '; + $row_count = ceil(count($sale_month_wise['months']) / 5); + //print_r(($sale_month_wise['months'])); + // echo $row_count; + //die(); + echo '
      '; + + for($i = 0; $i <= $row_count; $i++) + { + $from = $i== 0 ? $i : ($i + 3); + $to = ($from + 3); + //echo ''; + for($j = $from ; $j <= $to ;$j++) + { + //$sale_month_wise['months'] as $sale_month_data + //echo ''; + if(isset($sale_month_wise['months'][$j])) + { + + //print_r($sale_month_wise['months'][$j]) ;die(); + echo '
      '; + //echo ''; + echo '
      '; + echo ''; + if($sale_month_wise['sales_type'] == 3) + { + echo ''; + } + if($sale_month_wise['sales_type'] == 3) + { + echo ''; + }else if(($sale_month_wise['sales_type'] == 2)) + { + echo ''; + } + echo ''; + + echo ''; + + $month_sub_total = 0; + foreach($sale_month_wise['months'][$j]['month_data'] as $m_key => $month) + { + + if($sale_month_wise['sales_type'] == 3) + { + echo ''; + $month_sub_total += $month['value']; + } + //if($m_key == 20)break; + else if($sale_month_wise['sales_type'] == 2) + { + echo ''; + $month_sub_total += $sale_month_wise['annual_sale_value']; + } + } + echo ''; + $month_sub_total = 0; + echo ''; + + echo '
      '.$sale_month_wise['months'][$j]['month_to_dispaly'].'
      Date Value
      Frequncy Value
      '.$month['date'] .' '.$month['value'] .'
      '.$month['frequency_name'] .' '.$month['frequency_value'] .'
      Total '. MYUTIL::customIndianNumberFormat ( $month_sub_total ) .'
      '; + echo '
      '; + echo '   '; + } + } + //echo ''; + } + echo '
      '; + echo '
      '; + + } + } + + + } + }// end of if AI available in current business count + }//end of total no of business for loop + } + ?> + + + + + + $rental_property) + { + //echo $rental_property_key; + $current_property = json_decode($rental_property['processed_json'],true); + $rental_data[] = RENTALFORM::getRentalText($current_property); + + } + + + if(count($rental_data)) + { + echo '
      '; + echo '

      Annexure B : Rental Income Details

      '; + + foreach ($rental_data as $key => $value) { + + echo '
      Property : '.($key + 1).''; + echo '

      Address of Property : '.($value['address_property']).''; + echo '

      Type of Property : '.($value['type_of_property']).''; + echo '

      Name of the Property Owner`s : '.($value['property_owners_name']).''; + echo '

      Name of the person`s who showing Property : '.($value['property_showing_persons_name']).''; + echo '

      Property Document Proof Seen : '.($value['property_document_proof_visted']).''; + if(!strcasecmp($value['property_document_proof_visted'],'yes')) { echo '      Type of Property Document Visted : '.($value['type_of_document_visited']).''; } + echo '

      Unit Type : ' . ($value['unit_type']) . ''; + echo '

      No of Floors/Units : '.($value['no_of_floors']).''; + echo '      '; echo $value['area_coverd'] != "" ? 'Area covered : '.($value['area_coverd'].' '.$value['area_uom'].'') : ''; + + if(isset($value['unit_details']['multistorey']) && count($value['unit_details']['multistorey'])) + { + echo '

      Multistorey Details:

      '; + echo ''; + echo ''; + foreach($value['unit_details']['multistorey'] as $multistorey_key => $multistorey_value) + { + echo ''; + } + echo ''; + echo '
      Floor Name No of Units Rent same for
      all Units
      Unit Details Total
      Rent Amount
      '. $multistorey_value['floor_name'] .' '. $multistorey_value['no_units_in_floor'] .''. $multistorey_value['same_rent'] .''. $multistorey_value['unit_details'] .''. $multistorey_value['total_floor_rent'] .'
      Total '. $rupee_symbol.' '.$value['unit_details']['multistorey_over_all_total'].'
      '; + + } + + echo '

      Unit Details:

      '; + foreach ($value['unit_details']['property_core'] as $u_key => $unit_value) { + echo '
      '; + echo $unit_value['unit_name']; + echo ''; + echo $unit_value['header_row']; + echo $unit_value['first_owners_row']; + echo $unit_value['second_lessee_name_row']; + echo $unit_value['third_area_of_unit_row']; + echo $unit_value['fourth_payment_mode_row']; + echo $unit_value['fifth_lease_period_row']; + echo $unit_value['sixth_security_deposit_row']; + echo $unit_value['eigth_current_rent_received_row']; + echo $unit_value['nineth_difference_between_rent_amount_row']; + echo '
      '; + + } + + //print_r($value['third_check_details']); + if($value['third_check_details']['done_third_party_check']) + { + echo '
      For property'.($key + 1).' Third Party check was done with ' . $value['third_check_details']['whom_third_party_check_done']; + echo isset($value['third_check_details']['description_third_party_check_done']) ? ' ('. $value['third_check_details']['description_third_party_check_done'].'). ' : ' '; + if($value['third_check_details']['rental_rates_third_party_check_done'] != "") + { + echo 'Rental rates in the area as per person whom third party check is done is '.$value['third_check_details']['rental_rates_third_party_check_done']; + } + } + else + { + + echo '
      For property '.($key + 1).' Third Party check not done.'; + echo isset($value['third_check_details']['why_third_party_check_not_done']) && $value['third_check_details']['why_third_party_check_not_done'] != "" ?'Resaon - '.$value['third_check_details']['why_third_party_check_not_done'] : ''; + } + echo '
      ' . $value['property_remark']; + + } + + } + + + } + + + ?> + + + + + + +
      '; + echo "

      Detailed Score Card Section

      " ; + // *** General Section Questions Score Table + echo ''; + echo ""; + foreach($pd_score['general'] as $key => $general) + { + + $question = MYUTIL::findQuestionByKey($score_questions_display,$key); + $span = '('.$general['l1_weightage'].'% * '. $general['l2_weightage'].'% * '.$general['score_band'].')'; + $max_span = '('.$general['l1_weightage'].'% * '. $general['l2_weightage'].'% * '.$general['max_score_band'].')'; + echo ''.''; + } + + echo ''; + echo '
      General Questions L1(". $pd_score['general']['otp_done']['l1_weightage']."%) L2 Answer Score Attributed Score Max Score
      '.$question.''.$general['l2_weightage'] .'%'.$general['answer']. + ''.$general['score_band'].''.$general['attributed_score'].'
      '.$span.'
      '.$general['max_score'].'
      '.$max_span.'
      General Section Sum of Attributed Score | Sum of Max Score '.number_format($pd_score['score_summary']['general']['actual_score'],2,'.',',').' '.number_format($pd_score['score_summary']['general']['max_score'],2,'.',',').'
      '; + + echo '

      '; + + + // *** Asset Caculation Score Table + echo ''; + echo ""; + + echo ""; + + echo ""; + + echo ""; + + echo ""; + + echo ""; + + echo ""; + + echo ""; + + + + echo '
      Asset Value Calculaitons
      Actual Value Of Assets (a)". number_format($pd_score['score_summary']['asset_calculation_details']['actual_value_of_assets'],2,'.',',')."
      Loan Amount (b)". number_format($pd_score['score_summary']['asset_calculation_details']['loan_amount'],2,'.',',')."
      Avg Expected Value Of Assets (c)". round($pd_score['score_summary']['asset_calculation_details']['avg_expected_value_of_assets'],2)."%
      Expected Value Of Assets (d = c*b)". number_format($pd_score['score_summary']['asset_calculation_details']['expected_value_of_assets'],2,'.',',')."
      Actual Value Of Assets Percentage (e = (a/b) * 100)". round($pd_score['score_summary']['asset_calculation_details']['actual_value_of_assets_percentage'],2)."%
      Variance (f = ((e-c)/c) * 100)". round($pd_score['score_summary']['asset_calculation_details']['variance'],2)."%
      Score As per Grid". round($pd_score['score_summary']['asset_calculation_details']['score'],2)."
      '; + + echo '


      '; + // *** Final Remarks Questions Score Table + echo ''; + echo ""; + foreach($pd_score['final_remarks'] as $key => $final_remark) + { + $question = MYUTIL::findQuestionByKey($score_questions_display,$key); + + $span = '('.$final_remark['l1_weightage'].'% * '. $final_remark['l2_weightage'].'% * '.$final_remark['score_band'].')'; + + $max_span = '('.$final_remark['l1_weightage'].'% * '. $final_remark['l2_weightage'].'% * '.$final_remark['max_score_band'].')'; + + echo ''.''; + } + + echo ''; + echo '
      Final Remarks Questions L1(". $pd_score['final_remarks']['pd_officer_recommandations']['l1_weightage']."%) L2Answer ScoreAttributed Score Max Score
      '.$question.''.$final_remark['l2_weightage'].'%'.$final_remark['answer'].''.$final_remark['score_band'].''.$final_remark['attributed_score'].'
      '.$span.'
      '.$final_remark['max_score'].'
      '.$max_span.'
      Final Remarks Section Sum of Attributed Score | Sum of Max Score '.number_format($pd_score['score_summary']['final_remarks']['actual_score'],2,'.',',').' '.number_format($pd_score['score_summary']['final_remarks']['max_score'],2,'.',',').'
      '; + echo '


      '; + + //print_r($pd_score['business']); + echo ''; + + // *** Business Section Questions Score Table + echo ""; + $certificates = array(); + foreach($pd_score['business'] as $key => $business) + { + + $question = MYUTIL::findQuestionByKey($score_questions_display,$key); + $span = '('.$business['l1_weightage'].'% * '. $business['l2_weightage'].'% * '.$business['score_band'].')'; + $max_span = '('.$business['l1_weightage'].'% * '. $business['l2_weightage'].'% * '.$business['max_score_band'].')'; + + if(($key != 'cerificates') && ($key != 'location_suited_for_busienss')) + { + echo ''.''; + } + + if($key == 'location_suited_for_busienss') + { + echo ''.''; + } + + if($key == 'cerificates') + { + $certificates = $business; + + echo ''.''; + } + + } + + echo ''; + echo '
      Business Questions L1(". $pd_score['business']['no_of_years_business_run']['l1_weightage']."%) L2Answer Score Attributed ScoreMax Score
      '.$question.''.$business['l2_weightage'].'%'.$business['answer'].''.$business['score_band'].''.$business['attributed_score'].'
      '.$span.'
      '.$business['max_score'].'
      '.$max_span.'
      '.$question.''.$business['l2_weightage'].'%'.$address_type_remarks_caption[ $business['answer'] ].''.$business['score_band'].''.$business['attributed_score'].'
      '.$span.'
      '.$business['max_score'].'
      '.$max_span.'
      Certificates '.round($business['l2_weightage'],2).'%'.'Refer Cert Table'.''.$business['score_band'].''.$business['attributed_score'].''.$business['max_score'].'
      Business Section Sum of Attributed Score | Sum of Max Score '.number_format($pd_score['score_summary']['business']['actual_score'],2,'.',',').' '.number_format($pd_score['score_summary']['business']['max_score'],2,'.',',').'
      '; + + + // *** Business Certificates Score Table + + + echo '

      '; + + echo ""; + echo ""; + $index = 0; + // print_r($certificates); + foreach($certificates as $key => $cerificate) + { + $index++; + if($index <=7) + { + $question = MYUTIL::findQuestionByKey($score_questions_display,$key); + $span = '('.$cerificate['l1_weightage'].'% * '. $cerificate['l2_weightage'].'% * '.$cerificate['score_band'].')'; + + $max_span = '('.$cerificate['l1_weightage'].'% * '. $cerificate['l2_weightage'].'% * '.$cerificate['max_score_band'].')'; + + echo ''.''; + } + } + echo "
      Business Certificates Answer Score Attributed Score Max Score
      '.$question.''.$cerificate['answer'].''.$cerificate['score_band'].''.round($cerificate['attributed_score'],3).'
      '.$span.'
      '.round($cerificate['max_score'],3).'
      '.$max_span.'
      "; + } +// ########################### End Of Score Card Section ######################################### + ?> + + + + + \ No newline at end of file diff --git a/api/index.php b/api/index.php index 8393f519..ee155f4f 100644 --- a/api/index.php +++ b/api/index.php @@ -69,7 +69,7 @@ } else if(isset($_SERVER['HTTP_HOST']) && !strcasecmp($_SERVER['HTTP_HOST'],'localhost') && isset($_SERVER['REQUEST_URI']) && substr_count($_SERVER['REQUEST_URI'], 'sparqapi') == 1) { - define('ENVIRONMENT','development'); + define('ENVIRONMENT','production'); } else { @@ -95,10 +95,10 @@ switch (ENVIRONMENT) case 'testing': error_reporting(-1); - ini_set('display_errors', 0); + ini_set('display_errors', 1); break; case 'production': - ini_set('display_errors', 0); + ini_set('display_errors', 1); if (version_compare(PHP_VERSION, '5.3', '>=')) { error_reporting(E_ALL & ~E_NOTICE & ~E_DEPRECATED & ~E_STRICT & ~E_USER_NOTICE & ~E_USER_DEPRECATED);