diff --git a/app/Helpers/excel_util_helper.php b/app/Helpers/excel_util_helper.php
index c90eebb3..e13d9793 100755
--- a/app/Helpers/excel_util_helper.php
+++ b/app/Helpers/excel_util_helper.php
@@ -1132,7 +1132,7 @@ if (!function_exists('premium_calculation_manager'))
         {
             $insurer = new InsurerModel();
             $insurer = ($insurer->find($policy_terms['insurer_id']));
-            if($insurer['addition_add_day'] == true)
+            if(isset($insurer['addition_add_day']) && $insurer['addition_add_day'] == true)
             {
                 // $emp_data['policy_details']['date_coverage'] = (new DateTime($emp_data['policy_details']['date_coverage']))->modify('+1 day')->format('Y-m-d');