diff --git a/app/Config/Routes.php b/app/Config/Routes.php
index 38c81300..2c6946d5 100644
--- a/app/Config/Routes.php
+++ b/app/Config/Routes.php
@@ -246,6 +246,7 @@ $routes->group("/util", ["filter" => "authMVC"], function ($routes) {
     $routes->get("check_cd_ac_no/(:any)", "MasterController::checkUniqueCDAccountNumber/$1");
     $routes->get("get_cd_ac/(:any)", "ClientController::get_cd_ac/$1");
     $routes->get("check_policy_type/(:any)", "ClientController::checkPolicyType/$1");
+    $routes->get("getPolicyTerms/(:any)", "ClientController::getPolicyTerms/$1");
 });
 
 $routes->cli('cli/processjob', 'JobWorker::processJob');
diff --git a/app/Controllers/ClientController.php b/app/Controllers/ClientController.php
index b7b114be..8d69abfb 100644
--- a/app/Controllers/ClientController.php
+++ b/app/Controllers/ClientController.php
@@ -2214,4 +2214,21 @@ class ClientController extends AdminController
     }
 
 
+    public function getPolicyTerms($client_policy_id){
+
+        $policy_terms = $this->clientPolicyModel->where('id', $client_policy_id)->first();
+
+        if(isset($policy_terms['policy_terms']) && $policy_terms['policy_terms'] != null){
+
+            $JSON = json_decode($policy_terms['policy_terms']);
+            $si = $JSON->sum_insured ?? $JSON->sumInsured2;
+            $multi_si = $JSON->multiple_sum_insured;
+            $multi_si[] = $si;
+        }else{
+            $$multi_si = [];
+        }
+
+        return $this->respond(['status' => true, 'data'=>$multi_si], 200);
+    }
+
 }
\ No newline at end of file
diff --git a/app/Views/policy_grid.php b/app/Views/policy_grid.php
index 3f37c87b..0cd0acda 100644
--- a/app/Views/policy_grid.php
+++ b/app/Views/policy_grid.php
@@ -319,7 +319,7 @@ function addGridHTML(event = false, data = false, ui_type = false, si_or_bp = fa
                         </div>   
                         <div class="form-group col-md-4" id="">
                             <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                            <input value="${data !== false && data !== undefined && data !== '' ? (data.si_or_bp == '3' ? data.si : '') : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="gpa_sum_si2[]" id="gpa_sum_si2" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                            <input value="${data !== false && data !== undefined && data !== '' ? (data.si_or_bp == '3' ? data.si : '') : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="gpa_sum_si2[]" id="gpa_sum_si2" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                             <div id='gpa_sum_si_number_word' class="text-danger-2" ></div>                                             
                         </div>                  
 
@@ -348,7 +348,7 @@ function addGridHTML(event = false, data = false, ui_type = false, si_or_bp = fa
                     <div class="form-row" style="width:101%;padding: 10px;" id="removeChild_${Count}">
                         <div class="form-group col-md-4" id="">
                             <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                            <input value="${data !== false && data !== undefined && data !== '' ? (data.si_or_bp == '1' ? data.si : '') : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="gpa_sum_si[]" id="gpa_sum_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                            <input value="${data !== false && data !== undefined && data !== '' ? (data.si_or_bp == '1' ? data.si : '') : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="gpa_sum_si[]" id="gpa_sum_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                             <div id='gpa_sum_si_number_word' class="text-danger-2" ></div>                                             
                         </div>                  
                         <div class="form-group col-md-4">
@@ -391,7 +391,7 @@ function addGridHTML(event = false, data = false, ui_type = false, si_or_bp = fa
                         
                         <div class="form-group col-md-3" id="" style="width:84%">
                             <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                            <input value="${data !== false && data !== undefined && data !== '' ? (data.si_or_bp == '2' ? data.si : '') : ''}" type="text" class="form-control gpa_basic_si" placeholder="Enter Sum Insured" name="gpa_basic_si[]" id="gpa_basic_si_first" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required readonly>
+                            <input value="${data !== false && data !== undefined && data !== '' ? (data.si_or_bp == '2' ? data.si : '') : ''}" type="text" class="form-control gpa_basic_si" placeholder="Enter Sum Insured" name="gpa_basic_si[]" id="gpa_basic_si_first" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required readonly>
                             <div id='basic_gpa_si_number_word' class="text-danger-2" ></div>                                             
                         </div>    
 
@@ -421,7 +421,7 @@ function addGridHTML(event = false, data = false, ui_type = false, si_or_bp = fa
             <input value="1" type="hidden"  name="policy_type">
             <div class="form-group col-md-6">
                 <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="gpa_si" id="gpa_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="gpa_si" id="gpa_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                 <div id='gpa_si_number_word' class="text-danger-2" ></div>                                             
             </div>                            
             <div class="form-group col-md-6">
@@ -442,7 +442,7 @@ function addGridHTML(event = false, data = false, ui_type = false, si_or_bp = fa
         <div class="form-row" id="${id_var}3" style="width:84%">   
             <div class="form-group col-md-5">
                 <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="3_si[]" id="3_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="3_si[]" id="3_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" oninput="" required>
                 <div id='gpa_si_number_word' class="text-danger-2" ></div>                                             
             </div>                                                    
             <div class="form-group col-md-5">
@@ -466,7 +466,7 @@ function addGridHTML(event = false, data = false, ui_type = false, si_or_bp = fa
         <div class="form-row" id="${id_var}4" style="width:84%">   
             <div class="form-group col-md-3">
                 <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="4_si" id="4_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="4_si" id="4_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                 <div id='sum_insured_number_word' class="text-danger-2" ></div>
             </div>                    
             <div class="form-row">        
@@ -501,7 +501,7 @@ function addGridHTML(event = false, data = false, ui_type = false, si_or_bp = fa
         <div class="form-row" id="${id_var}5" style="width:84%">   
             <div class="form-group col-md-3">
                 <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="5_si[]" id="5_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="5_si[]" id="5_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                 <div id='sum_insured_number_word' class="text-danger-2" ></div>
             </div>                    
             <div class="form-group col-md-2">
@@ -534,7 +534,7 @@ function addGridHTML(event = false, data = false, ui_type = false, si_or_bp = fa
         <div class="form-row" id="${id_var}6" style="width:84%">   
             <div class="form-group col-md-3">
                 <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="6_si" id="6_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="6_si" id="6_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                 <div id='sum_insured_number_word' class="text-danger-2" ></div>
             </div>                    
             <div class="form-row">        
@@ -569,7 +569,7 @@ function addGridHTML(event = false, data = false, ui_type = false, si_or_bp = fa
         <div class="form-row" id="${id_var}7" style="width:84%">   
             <div class="form-group col-md-3">
                 <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="7_si[]" id="7_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="7_si[]" id="7_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                 <div id='sum_insured_number_word' class="text-danger-2" ></div>
             </div>                    
             <div class="form-group col-md-2">
@@ -604,7 +604,7 @@ function addGridHTML(event = false, data = false, ui_type = false, si_or_bp = fa
         <div class="form-row" id="${id_var}8" style="width:84%">   
             <div class="form-group col-md-3">
                 <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="8_si[]" id="8_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="8_si[]" id="8_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                 <div id='sum_insured_number_word' class="text-danger-2" ></div>
             </div>                    
             <div class="form-group col-md-3">
@@ -633,7 +633,7 @@ function addGridHTML(event = false, data = false, ui_type = false, si_or_bp = fa
             <input value="1" type="hidden"  name="policy_type">
             <div class="form-group col-md-6">
                 <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="gpa_si" id="gpa_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="gpa_si" id="gpa_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                 <div id='gpa_si_number_word' class="text-danger-2" ></div>                                             
             </div>                            
             <div class="form-group col-md-6">
@@ -654,7 +654,7 @@ function addGridHTML(event = false, data = false, ui_type = false, si_or_bp = fa
         <div class="form-row" id="${id_var}10" style="width:84%">   
             <div class="form-group col-md-3">
                 <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="10_si[]" id="10_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="10_si[]" id="10_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                 <div id='sum_insured_number_word' class="text-danger-2" ></div>
             </div>                    
             <div class="form-group col-md-2">
@@ -687,7 +687,7 @@ function addGridHTML(event = false, data = false, ui_type = false, si_or_bp = fa
         <div class="form-row" id="${id_var}11" style="width:84%">   
             <div class="form-group col-md-2">
                 <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="11_si[]" id="11_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="11_si[]" id="11_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                 <div id='sum_insured_number_word' class="text-danger-2" ></div>
             </div>                    
             <div class="form-group col-md-3">
@@ -721,7 +721,7 @@ function addGridHTML(event = false, data = false, ui_type = false, si_or_bp = fa
             <div class="form-row" id="${id_var}12" style="width:84%">   
                 <div class="form-group col-md-2">
                     <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                    <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="12_si[]" id="12_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                    <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="12_si[]" id="12_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                     <div id='sum_insured_number_word' class="text-danger-2" ></div>
                 </div>                    
                 <div class="form-group col-md-3">
@@ -759,7 +759,7 @@ function addGridHTML(event = false, data = false, ui_type = false, si_or_bp = fa
                 <div class="form-row" id="${id_var}13" style="width:84%">   
                     <div class="form-group col-md-2">
                         <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                        <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="13_si[]" id="13_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                        <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="13_si[]" id="13_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                         <div id='sum_insured_number_word' class="text-danger-2" ></div>
                     </div>                    
                     <div class="form-group col-md-2">
@@ -1552,7 +1552,7 @@ function appendGridtHtml(ui_type = false, secondary = 0, data = false) {
             html = `<div class="form-row gpa_sum_insure_remove" style="width:101%" id="removeChild_${Count}">
                             <div class="form-group col-md-4" id="">
                                 <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="gpa_sum_si[]" id="gpa_sum_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="gpa_sum_si[]" id="gpa_sum_si" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                                 <div id='gpa_si_number_word' class="text-danger-2" ></div>                                             
                             </div>                  
                             <div class="form-group col-md-4">
@@ -1580,7 +1580,7 @@ function appendGridtHtml(ui_type = false, secondary = 0, data = false) {
 
                             <div class="form-group col-md-4" id="">
                                 <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                                <input value="${data !== false && data !== undefined && data !== '' ? (data.si_or_bp == '3' ? data.si : '') : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="gpa_sum_si2[]" id="gpa_sum_si2" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                                <input value="${data !== false && data !== undefined && data !== '' ? (data.si_or_bp == '3' ? data.si : '') : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="gpa_sum_si2[]" id="gpa_sum_si2" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                                 <div id='gpa_si_number_word' class="text-danger-2" ></div>                                             
                             </div> 
 
@@ -1609,7 +1609,7 @@ function appendGridtHtml(ui_type = false, secondary = 0, data = false) {
                 </div>
                 <div class="form-group col-md-3">
                     <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                    <input value="${data !== false && data !== undefined && data !== '' ? (data.si_or_bp == '2' ? data.si : '') : ''}" type="text" class="form-control gpa_basic_si" placeholder="Enter Sum Insured" name="gpa_basic_si[]" id="gpa_basic_si_${Count}" onkeypress="return onlyNumbers(event)" onchange="formatNumber(this)" required readonly>
+                    <input value="${data !== false && data !== undefined && data !== '' ? (data.si_or_bp == '2' ? data.si : '') : ''}" type="text" class="form-control gpa_basic_si" placeholder="Enter Sum Insured" name="gpa_basic_si[]" id="gpa_basic_si_${Count}" onkeypress="return onlyNumbers(event)" onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required readonly>
                     <div id='basic_gpa_si_number_word' class="text-danger-2"></div>
                 </div>
                 <div class="form-group col-md-3">
@@ -1634,7 +1634,7 @@ function appendGridtHtml(ui_type = false, secondary = 0, data = false) {
             <div class="form-row" id="removeChild_${Count}" style="width:84%">   
                 <div class="form-group col-md-5">
                     <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                    <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="3_si[]" id="3_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                    <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="3_si[]" id="3_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                     <div id='gpa_si_number_word_${Count}' class="text-danger-2" ></div>                                             
                 </div>                                                    
                 <div class="form-group col-md-5">
@@ -1680,7 +1680,7 @@ function appendGridtHtml(ui_type = false, secondary = 0, data = false) {
             <div class="form-row" id="removeChild_${Count}" style="width:84%">   
                 <div class="form-group col-md-3">
                     <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                    <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="5_si[]" id="5_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                    <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="5_si[]" id="5_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                     <div id='sum_insured_number_word_${Count}' class="text-danger-2" ></div>                                             
                 </div>                    
                 <div class="form-group col-md-2">
@@ -1731,7 +1731,7 @@ function appendGridtHtml(ui_type = false, secondary = 0, data = false) {
             <div class="form-row" id="removeChild_${Count}" style="width:84%">   
                 <div class="form-group col-md-3">
                     <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                    <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="7_si[]" id="7_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                    <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="7_si[]" id="7_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                     <div id='sum_insured_number_word_${Count}' class="text-danger-2" ></div>
                 </div>                    
                 <div class="form-group col-md-2">
@@ -1759,7 +1759,7 @@ function appendGridtHtml(ui_type = false, secondary = 0, data = false) {
             <div class="form-row" id="removeChild_${Count}" style="width:84%">   
                 <div class="form-group col-md-3">
                     <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                    <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="8_si[]" id="8_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                    <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="8_si[]" id="8_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                     <div id='sum_insured_number_word_${Count}' class="text-danger-2" ></div>                                             
                 </div>                    
                 <div class="form-group col-md-3">
@@ -1783,7 +1783,7 @@ function appendGridtHtml(ui_type = false, secondary = 0, data = false) {
             <div class="form-row" id="removeChild_${Count}" style="width:84%">   
                 <div class="form-group col-md-3">
                     <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                    <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="9_si[]" id="9_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                    <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="9_si[]" id="9_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                     <div id='sum_insured_number_word_${Count}' class="text-danger-2" ></div>                                             
                 </div>                    
                 <div class="form-group col-md-3">
@@ -1807,7 +1807,7 @@ function appendGridtHtml(ui_type = false, secondary = 0, data = false) {
             <div class="form-row" id="removeChild_${Count}" style="width:84%">   
                 <div class="form-group col-md-3">
                     <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                    <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="10_si[]" id="10_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                    <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="10_si[]" id="10_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                     <div id='sum_insured_number_word_${Count}' class="text-danger-2" ></div>                                             
                 </div>                    
                 <div class="form-group col-md-2">
@@ -1835,7 +1835,7 @@ function appendGridtHtml(ui_type = false, secondary = 0, data = false) {
                 <div class="form-row" id="removeChild_${Count}" style="width:84%">   
                     <div class="form-group col-md-2">
                         <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                        <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="11_si[]" id="11_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                        <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="11_si[]" id="11_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                         <div id='sum_insured_number_word_${Count}' class="text-danger-2" ></div>                                             
                     </div>                    
                     <div class="form-group col-md-3">
@@ -1863,7 +1863,7 @@ function appendGridtHtml(ui_type = false, secondary = 0, data = false) {
         <div class="form-row" id="removeChild_${Count}" style="width:84%">   
             <div class="form-group col-md-2">
                 <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="12_si[]" id="12_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="12_si[]" id="12_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                 <div id='sum_insured_number_word_${Count}' class="text-danger-2" ></div>                                             
             </div>                    
             <div class="form-group col-md-3">
@@ -1895,7 +1895,7 @@ function appendGridtHtml(ui_type = false, secondary = 0, data = false) {
         <div class="form-row" id="removeChild_${Count}" style="width:84%">   
             <div class="form-group col-md-2">
                 <label for="mobile">Sum Insured<span class="text-danger">*</span></label>
-                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="13_si[]" id="13_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this)" required>
+                <input value="${data !== false && data !== undefined && data !== '' ? data.si : ''}" type="text" class="form-control" placeholder="Enter Sum Insured" name="13_si[]" id="13_si_${Count}" onkeypress = "return onlyNumbers(event)"  onchange="formatNumber(this); checkTermsSISameAsRackRateSI(this)" required>
                 <div id='sum_insured_number_word_${Count}' class="text-danger-2" ></div>                                             
             </div>    
             <div class="form-group col-md-2">
@@ -2875,4 +2875,47 @@ function checkCheckboxes() {
     return true;
 }
 
+
+function checkTermsSISameAsRackRateSI(input) {
+
+    console.log('checkTermsSISameAsRackRateSI testing..........');
+    console.log(input);
+
+    var client_policy_id = $('#client_policy_id').val();
+    console.log('client_policy_id', client_policy_id)
+
+    var inputValue = input.value.replace(/,/g, ''); 
+    inputValue = parseFloat(inputValue); 
+    console.log(inputValue);
+
+    var url = '<?php echo base_url('util/getPolicyTerms/') ?>' + client_policy_id;
+
+    $.get(url, function(response) {
+        console.log(response);
+        console.log(response.data);
+
+        var policyTerms = response.data; 
+        var valueExists = false;
+
+        for (var i = 0; i < policyTerms.length; i++) {
+            if (parseFloat(policyTerms[i]) === inputValue) {
+                valueExists = true;
+                break;
+            }
+        }
+
+        if (!valueExists) {
+            input.value = ""; 
+            toastr.warning(`Value does not exist in the Policy Terms.`);
+        }
+
+    }).fail(function(xhr, status, error) {
+        console.error(xhr.responseText);
+        console.error(status, error);
+        toastr.error(`Failed to retrieve Policy Terms. Error: ${error}`);
+    });
+}
+
+
+
 </script>
\ No newline at end of file
diff --git a/app/Views/policy_grid_excel.php b/app/Views/policy_grid_excel.php
index ba977aad..b5cf2531 100644
--- a/app/Views/policy_grid_excel.php
+++ b/app/Views/policy_grid_excel.php
@@ -537,26 +537,31 @@ function submitData(rack_rate_type) {
     $(`input[name="${formatType}_si[]"]`).each(function() {
         // //console.log($(this));
         $(this).trigger('keyup');
+        $(this).trigger('change').keyup();
     });
 
     $(`input[name="${formatType}_premium[]"]`).each(function() {
         // //console.log($(this));
         $(this).trigger('keyup');
+        $(this).trigger('change').keyup();
     });
 
     $(`input[name="basic_pay[]"]`).each(function() {
         // //console.log($(this));
         $(this).trigger('keyup');
+        $(this).trigger('change').keyup();
     });
 
     $(`input[name="gpa_basic_si[]"]`).each(function() {
         // //console.log($(this));
         $(this).trigger('keyup');
+        $(this).trigger('change').keyup();
     });
 
     $(`input[name="gpa_basic_premium[]"]`).each(function() {
         // //console.log($(this));
         $(this).trigger('keyup');
+        $(this).trigger('change').keyup();
     });