diff --git a/app/Controllers/PolicyTransactionController.php b/app/Controllers/PolicyTransactionController.php
index ee8dfe6c..c58ef044 100644
--- a/app/Controllers/PolicyTransactionController.php
+++ b/app/Controllers/PolicyTransactionController.php
@@ -461,6 +461,12 @@ class PolicyTransactionController extends BaseController
                     $insurer_id = null;
                 }
 
+                if($data['bro_payable_by'] == 1){
+                    $cop_amt = isset($data['co_premium'][$index]) && ($data['co_premium'][$index] != "0.00" || !empty($data['co_premium'][$index]) ) ? $data['co_premium'][$index] : ($data['base_premium'][$index] ?? 0);
+                }else{
+                    $cop_amt = $data['co_premium'][$index] ?? 0;
+                }
+
                 // Prepare each co-share detail entry
                 $coShareDetails[] = [
                     'pt_id' => $pt_id,
@@ -493,10 +499,10 @@ class PolicyTransactionController extends BaseController
                     'actual_bp_brokerage_amt' => $data['actual_bp_brokerage_amt'][$index] ?? 0,
                     'actual_tp_brokerage_amt' => $data['actual_tp_brokerage_amt'][$index] ?? 0,
                     'actual_tep_brokerage_amt' => $data['actual_tep_brokerage_amt'][$index] ?? 0,
-                    'exp_amt' => $data['exp_amt'][$index] ?? 0,
+                    'exp_amt' => isset($data['exp_amt'][$index]) && !empty($data['exp_amt'][$index]) ? $data['exp_amt'][$index] : expected_amount_calc($data, $index),
                     'amount' => $data['total'][$index] ?? 0,
                     'stamp_duty' => $data['stamp_duty'][$index] ?? 0,
-                    'cop_amt' => $data['co_premium'][$index] ?? 0,
+                    'cop_amt' => $cop_amt,
                     'variance' => $data['variance'][$index] ?? 0,
                     'reward' => $data['reward'][$index] ?? null,
                     'created_by' => get_session_userid() ?? null,
@@ -1657,7 +1663,7 @@ class PolicyTransactionController extends BaseController
             return $this->respond(['status' => true, 'code' => 200, 'data' => $totalCount, 'is_copay_yes' => $is_copay_yes, "cd_master_data" => $cd_ac_no], 200);
         } else {
             $insurer_data = $this->clientPolicyModel->where('id', $client_policy_id)->where('is_active', 1)->first();
-            return $this->respond(['status' => false, 'code' => 404, 'message' => 'Failed to get data'], 200);
+            return $this->respond(['status' => false, 'code' => 404, 'message' => 'There is no policy inception data.'], 200);
         }
     }
 
diff --git a/app/Helpers/utility_helper.php b/app/Helpers/utility_helper.php
index 0d4529c3..afd0a963 100755
--- a/app/Helpers/utility_helper.php
+++ b/app/Helpers/utility_helper.php
@@ -742,4 +742,51 @@ if (!function_exists('check_cd_entry_exist')) {
 }
 
 
+if (!function_exists('expected_amount_calc')) {
+    function expected_amount_calc($data, $index)
+    {
+        $agreed_amount      = (float) ($data['agreed_amount'][$index] ?? 0);
+        $agreed_bp_per      = (float) ($data['agreed_bp'][$index] ?? 0);
+        $agreed_tp_per      = (float) ($data['agreed_tp'][$index] ?? 0);
+        $agreed_tep_per     = (float) ($data['agreed_ter'][$index] ?? 0);
+
+        $standard_bp_per    = (float) ($data['standard_bp'][$index] ?? 0);
+        $standard_tp_per    = (float) ($data['standard_tp'][$index] ?? 0);
+        $standard_tep_per   = (float) ($data['standard_ter'][$index] ?? 0);
+
+
+        if($data['bro_payable_by'] == 0){
+            $base_premium       = (float) ($data['co_premium'][$index] ?? 0);
+            $third_part_premium = (float) ($data['co_tp_premium'][$index] ?? 0);
+            $terrisom_premium   = (float) ($data['co_ter_premium'][$index] ?? 0);
+        }else{
+            $base_premium       = (float) ($data['base_premium'][$index] ?? 0);
+            $third_part_premium = (float) ($data['tp_premium'][$index] ?? 0);
+            $terrisom_premium   = (float) ($data['ter_premium'][$index] ?? 0);
+        }
+
+        $sum_of_agreed_premium = $agreed_bp_per + $agreed_tp_per + $agreed_tep_per;
+
+        $expectedAmount = 0;
+
+        if ($agreed_amount > 0) {
+            $expectedAmount = $agreed_amount;
+        } elseif ($sum_of_agreed_premium > 0) {
+            $expectedAmount =
+                ($base_premium * $agreed_bp_per / 100) +
+                ($third_part_premium * $agreed_tp_per / 100) +
+                ($terrisom_premium * $agreed_tep_per / 100);
+        } else {
+            $expectedAmount =
+                ($base_premium * $standard_bp_per / 100) +
+                ($third_part_premium * $standard_tp_per / 100) +
+                ($terrisom_premium * $standard_tep_per / 100);
+        }
+
+        return round($expectedAmount, 2); // Optional: round to 2 decimal places
+    }
+}
+
+
+
 
diff --git a/app/Views/leads_form.php b/app/Views/leads_form.php
index 92d4435f..23807e07 100644
--- a/app/Views/leads_form.php
+++ b/app/Views/leads_form.php
@@ -1232,15 +1232,19 @@
 
         // ------------------------------------------------------------------------------------------
 
-        let earned_premium = Number($('#earned_premium_' + increment).val()) || 0;
-        console.log('earned_premium', earned_premium);
+        let earnedPremium = parseFloat($('#earned_premium_' + increment).val()) || 0;
+        console.log('earnedPremium:', earnedPremium);
 
-        // Prevent division by zero in earned claims ratio calculation
-        let earned_claims_ratio = earned_premium > 0 ? annualised_claims / earned_premium : 0;
-        let earned_claims_ration_roundoff = Math.round(earned_claims_ratio);
-        console.log('earned_claims_ratio', earned_claims_ratio);
+        // Prevent division by zero
+        let earnedClaimsRatio = earnedPremium > 0 ? annualised_claims / earnedPremium : 0;
+
+        // Round to nearest integer
+        let earnedClaimsRatioRounded = Math.round(earnedClaimsRatio);
+        console.log('earnedClaimsRatio:', earnedClaimsRatio);
+
+        // Set the value to the corresponding input
+        $('#earned_claims_ratio_' + increment).val(earnedClaimsRatioRounded);
 
-        $('#earned_claims_ratio_' + increment).val(earned_claims_ration_roundoff);
     }
 
     function earnedPremiumCalc(input) {
diff --git a/app/Views/policy_transaction_endorsement_form.php b/app/Views/policy_transaction_endorsement_form.php
index b3c03320..91e024f1 100644
--- a/app/Views/policy_transaction_endorsement_form.php
+++ b/app/Views/policy_transaction_endorsement_form.php
@@ -153,7 +153,7 @@
                                                         <label for="client_branch">Client<span class="text-danger">*</span></label>
                                                         <select class="form-control" id="client_id" name="client_id" required>
                                                             <option value="">Select Client</option>
-                                                            <option value="add_client"> + Add Client</option>
+                                                            <!-- <option value="add_client"> + Add Client</option> -->
                                                         </select>
                                                     </div>
 
@@ -652,14 +652,19 @@ $(document).ready(function(){
 
                             populateTable(res.data);
 
+                            $('#btnSubmit').prop('disabled', false).data('disable', false);
 
                         }else{
                             $('#ct_type').val(1)
-                            addInsurerColumn()
+                            // addInsurerColumn()
+                            toastr.warning("There is no policy inception data.", 'WARNING!');
+                            $('#btnSubmit').prop('disabled', true).data('disable', true);
                         }
                     }else{
                         $('#ct_type').val(1)
-                        addInsurerColumn()
+                        // addInsurerColumn()
+                        toastr.warning(res.message, 'WARNING!');
+                        $('#btnSubmit').prop('disabled', true).data('disable', true);
                     }
                 },
                 error: function (xhr, status, error) {
diff --git a/app/Views/policy_transaction_endorsement_list.php b/app/Views/policy_transaction_endorsement_list.php
index 9c321e2e..c6b285c8 100644
--- a/app/Views/policy_transaction_endorsement_list.php
+++ b/app/Views/policy_transaction_endorsement_list.php
@@ -633,10 +633,10 @@ document.addEventListener("DOMContentLoaded", function () {
             text: 'Select Client'
         }));
 
-        $('#client_id').append($('<option>', {
-            value: 'add_client',
-            text: '+ Add Client'
-        }));
+        // $('#client_id').append($('<option>', {
+        //     value: 'add_client',
+        //     text: '+ Add Client'
+        // }));
 
         $.each(data, function(index, item) {