diff --git a/app/Models/BdsPlacementModel.php b/app/Models/BdsPlacementModel.php
index ff1fbc61..0e27e1a7 100644
--- a/app/Models/BdsPlacementModel.php
+++ b/app/Models/BdsPlacementModel.php
@@ -182,7 +182,10 @@ class BdsPlacementModel extends Model
             ->join("policy_type pt", "pt.id = cp.policy_type_id", "left")
             ->join("policy_type pt_src", "pt_src.id = cp_src.policy_type_id", "left")
             ->where("lipd.is_active", 1)
-            ->where("lipd.utr_no IS NULL OR lipd.utr_no = ''");
+            ->groupStart()
+                ->where('lipd.utr_no IS NULL')
+                ->orWhere('lipd.utr_no', '')
+            ->groupEnd();
 
         $targetPaymentDate = $this->addBusinessDays($config->installmentReminderBusinessDays);