diff --git a/app/Views/leads_form.php b/app/Views/leads_form.php
index 390fa7ee..472516f8 100644
--- a/app/Views/leads_form.php
+++ b/app/Views/leads_form.php
@@ -1423,7 +1423,7 @@
         console.log('Policy Run Days (Final):', policy_run_days);
 
         let annualised_claims = policy_run_days > 0 ? (incurred_claims / policy_run_days) * 365 : 0;
-        let annualised_claims_roundoff = Math.round(annualised_claims);
+        let annualised_claims_roundoff = annualised_claims.toFixed(2);
         console.log('Annualised Claims:', annualised_claims);
         console.log('Annualised Claims (Rounded):', annualised_claims_roundoff);
         $('#annualised_claims').val(annualised_claims_roundoff);
@@ -1431,22 +1431,22 @@
         let premium_as_on_date = Number($('#premium_date').val()) || 0;
         console.log('Premium as on Date:', premium_as_on_date);
 
-        let incurred_claim_ratio = (annualised_claims > 0 && premium_as_on_date > 0)
-            ? (annualised_claims / premium_as_on_date)
+        let incurred_claim_ratio = (incurred_claims > 0 && premium_as_on_date > 0)
+            ? (incurred_claims / premium_as_on_date) * 100
             : 0;
-        let incurred_claim_ratio_roundoff = isFinite(incurred_claim_ratio) ? Math.round(incurred_claim_ratio) : 0;
+        let incurred_claim_ratio_roundoff = isFinite(incurred_claim_ratio) ? incurred_claim_ratio.toFixed(2) : 0;
         console.log('Incurred Claim Ratio:', incurred_claim_ratio);
         console.log('Incurred Claim Ratio (Rounded):', incurred_claim_ratio_roundoff);
         $('#incurred_claims_ratio').val(incurred_claim_ratio_roundoff);
 
-        let earned_premium = premium_as_on_date > 0 ? (premium_as_on_date / 365) * 364 : 0;
-        let earned_premium_roundoff = Math.round(earned_premium);
+        let earned_premium = premium_as_on_date > 0 ? (premium_as_on_date / 365) * policy_run_days : 0;
+        let earned_premium_roundoff = earned_premium.toFixed(2);
         console.log('Earned Premium:', earned_premium);
         console.log('Earned Premium (Rounded):', earned_premium_roundoff);
         $('#earned_premium').val(earned_premium_roundoff);
 
-        let earnedClaimsRatio = earned_premium > 0 ? annualised_claims / earned_premium : 0;
-        let earnedClaimsRatioRounded = Math.round(earnedClaimsRatio);
+        let earnedClaimsRatio = premium_as_on_date > 0 ? (annualised_claims / premium_as_on_date) * 100 : 0;
+        let earnedClaimsRatioRounded = earnedClaimsRatio.toFixed(2);
         console.log('Earned Claims Ratio:', earnedClaimsRatio);
         console.log('Earned Claims Ratio (Rounded):', earnedClaimsRatioRounded);
         $('#earned_claims_ratio').val(earnedClaimsRatioRounded);
diff --git a/app/Views/rfq/gmc.php b/app/Views/rfq/gmc.php
index f8982fce..fe9b7c2d 100644
--- a/app/Views/rfq/gmc.php
+++ b/app/Views/rfq/gmc.php
@@ -78,12 +78,12 @@
             <i class="fa fa-info-circle text-primary"></i>
             <div class="info-tooltip">
                 <strong>Formulas:</strong><br>
-                1. Incurred Claims = Paid Claims + Outstanding Claims<br>
-                2. Policy Run Days = Incurred Claim Date - Policy Start Date + 1<br>
-                3. Earned Premium = (Premium as on Date / 365) × 364<br>
-                4. Annualised Claims = (Incurred Claims / Policy Run Days) × 365<br>
-                5. Incurred Claim Ratio = Annualised Claims / Premium as on Date<br>
-                6. Earned Claims Ratio = Annualised Claims / Earned Premium
+                1. Incurred Claims      = Paid Claims + Outstanding Claims<br>
+                2. Policy Run Days      = Incurred Claim Date - Policy Start Date + 1<br>
+                3. Earned Premium       = (Premium as on Date / 365) × Policy Run Days<br>
+                4. Annualised Claims    = (Incurred Claims / Policy Run Days) × 365<br>
+                5. Incurred Claim Ratio = Incurred Claims / Premium as on Date<br>
+                6. Earned Claims Ratio  = Annualised Claims / Premium as on Date
             </div>
         </span>
     </div>